Wiremi Marketing MCP

Explain what a ROSCA (rotating savings circle) is. If `term` is given (for example "njangi", "susu", "tanda"), also return that name's cultural origin. Pure public education. No personal data.

{
  "type": "object",
  "properties": {
    "term": {
      "default": "",
      "title": "Term",
      "type": "string"
    }
  },
  "title": "what_is_a_roscaArguments"
}

Explain the payout mechanics of a ROSCA with a concrete example: fixed contribution each cycle, one member receives the pot per cycle, rotates until everyone has had a turn, interest-free. No personal data.

{
  "type": "object",
  "properties": {},
  "title": "how_a_rosca_worksArguments"
}

Calculate a ROSCA's payout and schedule. Inputs: number of members (2-60), contribution amount per round, frequency ("weekly"|"biweekly"|"monthly"), and your turn in the rotation (1..members). Returns the pot you receive, your turn date, total you contribute, per-round amount, and the full rotation schedule. Faithful port of the wiremi.ca ROSCA calculator. No personal data.

{
  "type": "object",
  "properties": {
    "members": {
      "title": "Members",
      "type": "integer"
    },
    "contribution": {
      "title": "Contribution",
      "type": "number"
    },
    "frequency": {
      "default": "monthly",
      "title": "Frequency",
      "type": "string"
    },
    "turn": {
      "default": 1,
      "title": "Turn",
      "type": "integer"
    }
  },
  "required": [
    "members",
    "contribution"
  ],
  "title": "rosca_payoutArguments"
}

Compare a savings circle (ROSCA) against a bank loan for the same goal. Inputs: goal amount (>=100), months (2-60), loan APR percent (0-60). Returns the loan's monthly payment, total repaid, and interest cost, versus the ROSCA's zero interest, plus the honest tradeoff (a loan pays out now; a ROSCA pays on your turn). Faithful port of the wiremi.ca ROSCA-vs-loan tool. No personal data.

{
  "type": "object",
  "properties": {
    "goal": {
      "title": "Goal",
      "type": "number"
    },
    "months": {
      "title": "Months",
      "type": "integer"
    },
    "apr": {
      "title": "Apr",
      "type": "number"
    }
  },
  "required": [
    "goal",
    "months",
    "apr"
  ],
  "title": "rosca_vs_loanArguments"
}

Answer whether ROSCA / savings-circle payments build credit history in Canada. The honest answer: not yet directly to a credit bureau, but a Wiremi on-ledger record is the data foundation for a credit-reporting pilot in conversation with a Canadian bureau. Never claims bureau reporting is live. No personal data.

{
  "type": "object",
  "properties": {},
  "title": "does_rosca_build_credit_canadaArguments"
}

What Wiremi is and is not, plus its regulatory registrations. Honest about being ROSCA-first (not primarily remittance), not reporting to bureaus yet, and not operating US payment rails. No personal data.

{
  "type": "object",
  "properties": {},
  "title": "what_is_wiremiArguments"
}

Where Wiremi operates. Lists the seven live African funding corridors, states clearly that CAD and US funding rails are NOT live yet (estimated Q3 2026), and notes North American users can download and subscribe but cannot yet fund a wallet or send money. No personal data.

{
  "type": "object",
  "properties": {},
  "title": "where_wiremi_operatesArguments"
}

How to start or join a savings circle on Wiremi: download the app, open Group Savings, set members/amount/frequency, invite. Includes app links. No personal data.

{
  "type": "object",
  "properties": {},
  "title": "how_to_start_a_circleArguments"
}

Headline findings from Wiremi's public-data report, "The State of ROSCAs in the Canadian Diaspora 2026": immigrant population from rotating-savings cultures, the credit-invisibility gap measured by Statistics Canada, why ROSCA payments are invisible to credit bureaus, and the 70-year history of ROSCAs in Canada. Every figure is sourced to public data (Statistics Canada, World Bank, peer-reviewed research). Returns the canonical report URL and PDF so callers can cite the source. No personal data.

{
  "type": "object",
  "properties": {},
  "title": "rosca_research_reportArguments"
}

Ask Wiremi anything about ROSCAs, savings circles, the Wiremi Passport, or how Wiremi works, in the user's own words. Routes the question to the best Wiremi answer and always points to where to go next. Use this when the other tools do not exactly match what the user asked. The question text is logged (no other personal data) so Wiremi can see what real people ask and improve its answers, the way Search Console shows real search queries.

{
  "type": "object",
  "properties": {
    "question": {
      "title": "Question",
      "type": "string"
    }
  },
  "required": [
    "question"
  ],
  "title": "ask_wiremiArguments"
}