KzCalc

Kazakhstan indicators / показатели РК / Қазақстан көрсеткіштері. Returns the 2026 Kazakhstan statutory indicators used by KzCalc with their official sources: MRP (monthly calculation index), MZP (minimum wage), BDO (base official salary), subsistence minimum, and the payroll rates and caps (OPV, VOSMS, IPN, base tax deduction, OPVR, SO, OOSMS, social tax). Use it instead of model memory: these figures change every year.

{
  "type": "object",
  "properties": {
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Net salary / зарплата на руки после налогов / қолға тиетін жалақы. Converts a monthly gross salary ("до вычета налогов") into the net amount paid to the employee in Kazakhstan under 2026 rules, with the employee withholdings (OPV, VOSMS, IPN) and the employer contributions (OPVR, SO, OOSMS, social tax) line by line.

{
  "type": "object",
  "properties": {
    "gross_salary_kzt": {
      "type": "number",
      "exclusiveMinimum": 0,
      "maximum": 100000000,
      "description": "Gross monthly salary, in tenge (KZT) per month."
    },
    "employee_type": {
      "default": "standard",
      "description": "\"standard\" (default) or \"pensioner\" (reached pension age and receives a pension: no OPV, VOSMS, OPVR, SO, OOSMS).",
      "type": "string",
      "enum": [
        "standard",
        "pensioner"
      ]
    },
    "apply_base_deduction": {
      "default": true,
      "description": "Apply the base tax deduction of 30 MRP per month. Set false when it is already applied at another tax agent (Tax Code art. 437).",
      "type": "boolean"
    },
    "born_before_1975": {
      "default": false,
      "description": "Born before 1 January 1975: the employer pays no OPVR (Social Code art. 248 p. 6). Ignored for pensioners.",
      "type": "boolean"
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "gross_salary_kzt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Gross salary / зарплата до вычетов / есептелген жалақы. Finds the monthly gross salary needed so that the employee receives a target net amount ("на руки") in Kazakhstan under 2026 rules. Returns the smallest whole-tenge gross whose rounded net equals the target, with the full withholding and contribution breakdown.

{
  "type": "object",
  "properties": {
    "net_salary_kzt": {
      "type": "number",
      "exclusiveMinimum": 0,
      "maximum": 100000000,
      "description": "Desired net (take-home) monthly salary, in tenge (KZT) per month."
    },
    "employee_type": {
      "default": "standard",
      "description": "\"standard\" (default) or \"pensioner\" (reached pension age and receives a pension: no OPV, VOSMS, OPVR, SO, OOSMS).",
      "type": "string",
      "enum": [
        "standard",
        "pensioner"
      ]
    },
    "apply_base_deduction": {
      "default": true,
      "description": "Apply the base tax deduction of 30 MRP per month. Set false when it is already applied at another tax agent (Tax Code art. 437).",
      "type": "boolean"
    },
    "born_before_1975": {
      "default": false,
      "description": "Born before 1 January 1975: the employer pays no OPVR (Social Code art. 248 p. 6). Ignored for pensioners.",
      "type": "boolean"
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "net_salary_kzt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

MRP to tenge / МРП в тенге / АЕК теңгеге. Converts between MRP (monthly calculation index, АЕК/МРП) and tenge using the 2026 MRP value. Use it for fines, fees, benefits and tax thresholds that the law states in MRP.

{
  "type": "object",
  "properties": {
    "amount": {
      "type": "number",
      "minimum": 0,
      "maximum": 1000000000000,
      "description": "Amount to convert, in the unit given by \"unit\"."
    },
    "unit": {
      "type": "string",
      "enum": [
        "mrp",
        "kzt"
      ],
      "description": "\"mrp\": amount is a number of MRP, result is tenge. \"kzt\": amount is tenge, result is MRP."
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "amount",
    "unit"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Sole proprietor taxes / налоги ИП упрощенка / ЖК салықтары. Calculates, for an individual entrepreneur (ИП) without employees on the simplified declaration (form 910.00), the half-year tax and the mandatory monthly payments for themselves in 2026: OPV, OPVR, SO and VOSMS, with the exemptions for pensioners, people born before 1975 and people with disabilities. Ask the user for the declared monthly income: it is required and sets the contribution base.

{
  "type": "object",
  "properties": {
    "semiannual_income_kzt": {
      "type": "number",
      "exclusiveMinimum": 0,
      "maximum": 10000000000000,
      "description": "Income for the half-year, in tenge (KZT)."
    },
    "monthly_declared_income_kzt": {
      "type": "number",
      "exclusiveMinimum": 0,
      "maximum": 10000000000,
      "description": "Monthly income the entrepreneur declares for contributions, in tenge. The base is limited to 1–50 MZP (1–7 MZP for SO)."
    },
    "tax_rate": {
      "default": 0.04,
      "description": "Tax rate on income as a fraction: 0.02, 0.03, 0.04 (default), 0.05 or 0.06, as set by the local maslikhat.",
      "type": "number",
      "enum": [
        0.02,
        0.03,
        0.04,
        0.05,
        0.06
      ]
    },
    "is_pensioner": {
      "default": false,
      "description": "Pensioner: exempt from OPV, OPVR, SO and VOSMS.",
      "type": "boolean"
    },
    "born_before_1975": {
      "default": false,
      "description": "Born before 1 January 1975: no OPVR.",
      "type": "boolean"
    },
    "has_disability": {
      "default": false,
      "description": "Any disability: VOSMS is paid by the state.",
      "type": "boolean"
    },
    "has_permanent_group_1_2_disability": {
      "default": false,
      "description": "Group I or II disability established permanently: also exempt from OPV and OPVR.",
      "type": "boolean"
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "semiannual_income_kzt",
    "monthly_declared_income_kzt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Traffic fine discount / скидка на штраф ПДД / айыппұл жеңілдігі. Calculates the deadline and amounts for paying a Kazakhstan administrative (traffic) fine with the 50% discount (КоАП РК art. 811): the strict calendar deadline (delivery date + 7 days), an informational deadline moved to a working day, full and discounted amounts, and remaining days. Delivery date must be in 2026. Give either violation_id from the catalog or custom_mrp_multiple (fine size in MRP), not both. Catalog: speed_10_20: Превышение скорости на 10–20 км/ч (ст. 592 ч. 1 КоАП РК (5 МРП)); speed_20_40: Превышение скорости на 20–40 км/ч (ст. 592 ч. 2 КоАП РК (10 МРП)); speed_40_60: Превышение скорости на 40–60 км/ч (ст. 592 ч. 3 КоАП РК (20 МРП)); speed_60_plus: Превышение скорости на 60 и более км/ч (ст. 592 ч. 3-1 КоАП РК (40 МРП)); speed_repeat: Повторное превышение скорости на 20–60 км/ч в течение года (ст. 592 ч. 4 КоАП РК, повтор ч. 2 или 3 (30 МРП)); speed_60_plus_repeat: Повторное превышение скорости на 60 и более км/ч в течение года (ст. 592 ч. 5 КоАП РК, повтор ч. 3-1 (60 МРП)); red_light: Проезд на запрещающий сигнал светофора (ст. 599 ч. 1 КоАП РК (10 МРП)); red_light_repeat: Повторный проезд на запрещающий сигнал светофора (ст. 599 ч. 2 КоАП РК (15 МРП)); markings_signs: Несоблюдение разметки, знаков, Bus Lane, стоп-линии (ст. 601 ч. 1 КоАП РК (3 МРП)); markings_signs_repeat: Повторное нарушение требований разметки или знаков (ст. 601 ч. 2 КоАП РК (10 МРП)); seatbelt: Непристегнутый ремень безопасности (ст. 593 ч. 2 КоАП РК (5 МРП)); phone: Пользование телефоном при управлении ТС (ст. 591 ч. 1 КоАП РК (5 МРП)); parking: Нарушение правил остановки или стоянки (ст. 597 ч. 1 КоАП РК (5 МРП)); parking_sidewalk: Стоянка на тротуаре, клумбах, детских площадках (ст. 597 ч. 2 КоАП РК (10 МРП)).

{
  "type": "object",
  "properties": {
    "delivery_date": {
      "type": "string",
      "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
      "description": "Date the decision was delivered, YYYY-MM-DD, in 2026."
    },
    "violation_id": {
      "description": "Violation from the catalog (see tool description).",
      "type": "string",
      "enum": [
        "speed_10_20",
        "speed_20_40",
        "speed_40_60",
        "speed_60_plus",
        "speed_repeat",
        "speed_60_plus_repeat",
        "red_light",
        "red_light_repeat",
        "markings_signs",
        "markings_signs_repeat",
        "seatbelt",
        "phone",
        "parking",
        "parking_sidewalk"
      ]
    },
    "custom_mrp_multiple": {
      "description": "Fine size in MRP for a violation that is not in the catalog.",
      "type": "number",
      "exclusiveMinimum": 0,
      "maximum": 100000
    },
    "current_date": {
      "description": "Date to count remaining days from, YYYY-MM-DD. Default: today in Kazakhstan (Asia/Almaty).",
      "type": "string",
      "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "delivery_date"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Teacher pay / зарплата учителя / мұғалім жалақысы. Calculates the monthly salary of a Kazakhstan state-school teacher in 2026 under Government Decree No. 1193 and the Law "On the Status of the Pedagogue": position salary by education and experience, qualification category, class supervision, notebook checking, rural and master-degree supplements, then gross, withholdings (OPV, VOSMS, IPN) and net. Experience, category, curator and notebook options are fixed ids; ask the user which applies and do not guess. experience_id: exp_0 = До 1 года; exp_1_2 = От 1 года до 2 лет; exp_2_3 = От 2 до 3 лет; exp_3_5 = От 3 до 5 лет; exp_5_7 = От 5 до 7 лет; exp_7_10 = От 7 до 10 лет; exp_10_13 = От 10 до 13 лет; exp_13_16 = От 13 до 16 лет; exp_16_20 = От 16 до 20 лет; exp_20_plus = Более 20 лет. category_id: none = Без категории / Педагог; moderator = Педагог-модератор (+30%); expert = Педагог-эксперт (+35%); researcher = Педагог-исследователь (+40%); master = Педагог-мастер (+50%). curator_id: none = Не является классным руководителем; primary = 1–4 классы (50% БДО); secondary = 5–11 классы (60% БДО). notebook_check_id: none = Без проверки тетрадей; primary = 1–4 классы: общее (40% БДО, фиксированная); primary_national_lang = 1–4 классы: казахский/нац. язык в классах с русским яз. (50% БДО); secondary_sciences = 5–11 классы: математика, физика, химия, биология, иностранный язык, черчение (40% БДО); languages_secondary = 5–11 классы: казахский, русский, родные языки и литература (50% БДО).

{
  "type": "object",
  "properties": {
    "education_level": {
      "type": "string",
      "enum": [
        "higher",
        "secondary"
      ],
      "description": "\"higher\" (university degree) or \"secondary\" (secondary specialized education)."
    },
    "experience_id": {
      "type": "string",
      "enum": [
        "exp_0",
        "exp_1_2",
        "exp_2_3",
        "exp_3_5",
        "exp_5_7",
        "exp_7_10",
        "exp_10_13",
        "exp_13_16",
        "exp_16_20",
        "exp_20_plus"
      ],
      "description": "Work experience bracket id (see tool description)."
    },
    "category_id": {
      "type": "string",
      "enum": [
        "none",
        "moderator",
        "expert",
        "researcher",
        "master"
      ],
      "description": "Qualification category id (see tool description)."
    },
    "weekly_hours": {
      "type": "number",
      "minimum": 1,
      "maximum": 36,
      "description": "Actual weekly teaching load in hours, 1 to 36."
    },
    "standard_hours": {
      "default": 16,
      "description": "Standard weekly load that equals one full rate: 16 (general secondary education, default) or 18 (colleges and vocational education; Law \"On the Status of the Pedagogue\" art. 8 p. 3).",
      "type": "number",
      "enum": [
        16,
        18
      ]
    },
    "curator_id": {
      "default": "none",
      "description": "Class supervision supplement id (see tool description). Default \"none\".",
      "type": "string",
      "enum": [
        "none",
        "primary",
        "secondary"
      ]
    },
    "notebook_check_id": {
      "default": "none",
      "description": "Notebook and written work checking supplement id (see tool description). Default \"none\".",
      "type": "string",
      "enum": [
        "none",
        "primary",
        "primary_national_lang",
        "secondary_sciences",
        "languages_secondary"
      ]
    },
    "is_rural": {
      "default": false,
      "description": "Works in a rural area: the calculator applies a 25% supplement (the law sets a minimum of 25%) on pay for hours and the category supplement.",
      "type": "boolean"
    },
    "has_master_degree": {
      "default": false,
      "description": "Has a master degree of a scientific-pedagogical direction: supplement of 10 MRP (Law \"On the Status of the Pedagogue\" art. 8 p. 5).",
      "type": "boolean"
    },
    "is_cabinet_manager": {
      "default": false,
      "description": "Heads a study room, workshop or laboratory: supplement at the calculator's model rate (not confirmed against a primary source, see assumptions).",
      "type": "boolean"
    },
    "is_small_class": {
      "default": false,
      "description": "Class has fewer than 15 pupils: supervision and notebook supplements are paid at 50%.",
      "type": "boolean"
    },
    "apply_tax_deduction": {
      "default": true,
      "description": "Apply the base tax deduction of 30 MRP per month. Set false when it is already applied at another tax agent.",
      "type": "boolean"
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "education_level",
    "experience_id",
    "category_id",
    "weekly_hours"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Maternity benefits / декретные пособия / декрет төлемдері. Estimates the Kazakhstan state benefits around a birth in 2026: the one-off birth payment, the maternity leave payment (126 days, or 140 days for a complicated or multiple birth), and the monthly childcare allowance until the child is 1.5 years old. For an employed mother it needs two incomes: the average monthly insured income for the last 12 months (leave) and for the last 24 months (childcare). For a mother who is not employed, only the fixed amounts by child rank apply and incomes are ignored.

{
  "type": "object",
  "properties": {
    "is_employed": {
      "type": "boolean",
      "description": "True if the mother has insured employment income; false for a mother who is not employed."
    },
    "child_rank": {
      "type": "integer",
      "minimum": 1,
      "maximum": 100,
      "description": "Birth order of this child: 1, 2, 3, or 4 for the fourth and any later child."
    },
    "leave_type": {
      "default": "standard",
      "description": "\"standard\" (126 days, single birth) or \"complicated\" (140 days: complicated or multiple birth).",
      "type": "string",
      "enum": [
        "standard",
        "complicated"
      ]
    },
    "average_monthly_income_12m_kzt": {
      "description": "Average monthly insured income for the last 12 months (maternity leave base), in tenge (KZT) per month. Required when is_employed is true.",
      "type": "number",
      "minimum": 0,
      "maximum": 10000000000
    },
    "average_monthly_income_24m_kzt": {
      "description": "Average monthly insured income for the last 24 months (childcare allowance base), in tenge (KZT) per month. Required when is_employed is true.",
      "type": "number",
      "minimum": 0,
      "maximum": 10000000000
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "is_employed",
    "child_rank"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Targeted assistance estimate / расчет АСП / АӘК есебі. Tests the income criterion for targeted social assistance (АСП) in Kazakhstan and estimates the monthly and quarterly amount: the difference between the family poverty line and family income, plus 1.5 MRP for each child aged 1 to 6, from the application month to the end of that quarter. It does not decide eligibility: the family survey, employment measures, social contract and refusal grounds are decided by the authority. The poverty line is regional and changes every quarter, so the user must supply it: do not guess it. Since 2025 it is the larger of 35% of the median income and 70% of the regional subsistence minimum for the quarter before the application quarter (MTSZN order No. 160).

{
  "type": "object",
  "properties": {
    "family_members": {
      "type": "integer",
      "minimum": 1,
      "maximum": 100,
      "description": "Number of family members."
    },
    "children_age_1_to_6": {
      "default": 0,
      "description": "Children aged 1 to 6 inclusive. Cannot exceed family_members.",
      "type": "integer",
      "minimum": 0,
      "maximum": 100
    },
    "monthly_total_income_kzt": {
      "type": "number",
      "minimum": 0,
      "maximum": 10000000000,
      "description": "Total monthly family income, in tenge (KZT)."
    },
    "poverty_line_kzt": {
      "type": "number",
      "exclusiveMinimum": 0,
      "maximum": 10000000,
      "description": "Poverty line for the applicant's region and quarter, in tenge per person per month. Must come from the user or an official source."
    },
    "application_month": {
      "type": "integer",
      "minimum": 1,
      "maximum": 12,
      "description": "Month of application, 1 to 12. It fixes how many months of the quarter remain."
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "family_members",
    "monthly_total_income_kzt",
    "poverty_line_kzt",
    "application_month"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Pension savings threshold / порог ЕНПФ / БЖЗҚ жеткіліктілік шегі. Compares a person's mandatory pension savings (OPV) in ENPF with the 2026 minimum sufficiency threshold for their age (the table covers ages 20–62) and returns the amount above it that may be used for housing or treatment, or the shortfall. Ages below the table give no available amount; ages above it are treated as retirement age. The actual right to withdraw and the balance are confirmed by ENPF and the operators when applying.

{
  "type": "object",
  "properties": {
    "age": {
      "type": "integer",
      "minimum": 18,
      "maximum": 80,
      "description": "Age in full years, 18 to 80."
    },
    "opv_savings_kzt": {
      "type": "number",
      "minimum": 0,
      "maximum": 500000000,
      "description": "Mandatory pension contribution (OPV) savings in ENPF, in tenge (KZT). Rounded down to whole tenge."
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "age",
    "opv_savings_kzt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

Otbasy mortgage estimate / ипотека Отбасы банк / Отбасы банк ипотекасы. Estimates the two-stage housing loan of Otbasy Bank under the "Nauryz" and "Otau" programs: the checks on deposit, down payment and loan limit, the monthly payment of stage 1 (preliminary loan, 8 years: interest plus savings), and the stage 2 payment range (housing loan, 11 years, 3.5%–5.0%). It is a formula estimate, not the bank's schedule: the stage 2 rate depends on the bank's accumulated score, the 20% state premium and the deposit term. Loan limits depend on the region: 36 million KZT for Astana and Almaty, 30 million KZT for other regions.

{
  "type": "object",
  "properties": {
    "program": {
      "type": "string",
      "enum": [
        "nauryz",
        "otau"
      ],
      "description": "\"nauryz\" or \"otau\"."
    },
    "property_value_kzt": {
      "type": "integer",
      "minimum": 1000000,
      "maximum": 1000000000,
      "description": "Price of the home, in whole tenge (KZT)."
    },
    "down_payment_kzt": {
      "type": "integer",
      "minimum": 0,
      "maximum": 9007199254740991,
      "description": "Own down payment and savings (housing savings deposit and ENPF funds included), in whole tenge. Must be below the property value."
    },
    "region": {
      "type": "string",
      "enum": [
        "major",
        "other"
      ],
      "description": "\"major\": Astana or Almaty (loan limit 36 million KZT). \"other\": any other region (30 million KZT)."
    },
    "property_type": {
      "type": "string",
      "enum": [
        "primary_raw",
        "primary_finished",
        "secondary"
      ],
      "description": "\"primary_raw\": new build with rough finish or share construction (down payment 20%). \"primary_finished\": new build with finish (10% under \"Nauryz\"; 20% under \"Otau\"). \"secondary\": resale home, allowed only in certain locations."
    },
    "is_susn": {
      "default": false,
      "description": "Socially vulnerable category (СУСН): stage 1 rate 7% instead of 9%.",
      "type": "boolean"
    },
    "lang": {
      "default": "ru",
      "description": "Language of source titles, limitation notes and page links: \"ru\" (Russian) or \"kk\" (Kazakh). Default \"ru\".",
      "type": "string",
      "enum": [
        "ru",
        "kk"
      ]
    }
  },
  "required": [
    "program",
    "property_value_kzt",
    "down_payment_kzt",
    "region",
    "property_type"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}