Paramount Loan Services — Mortgage Loan Application

File a Fannie Mae Form 1003 mortgage application with a licensed California broker. No API key.

Sollte ich dies verwenden

Qualität und Sicherheit

B
Qualität der Beschreibung
70%
Vollständigkeit des Schemas
45%
Qualität der Benennung
100%
Risiko der Vergiftung
100%
Übereinstimmung der Berechtigungen
100%
Einhaltung des Protokolls
100%

Befunde (4)

  • LOWTool 'submit_loan_application' description lacks action verbin submit_loan_application
  • LOWTool 'get_loan_application_schema' description lacks action verbin get_loan_application_schema
  • LOWTool 'list_loan_programs' description lacks action verbin list_loan_programs
  • LOWTool 'get_company_information' description lacks action verbin get_company_information

Basierend auf einer automatisierten Analyse der Tool-Definitionen und der Einhaltung des Protokolls.

Kontextkosten

~5,394Tokens (Tool-Definitionen)
~16.0 KBTypische Antwortgröße
Erhebliche Auswirkung auf die Aufmerksamkeit (4.21% von 128k Kontext)

Dies ist die ungefähre Anzahl der Tokens, die jedes Mal verbraucht werden, wenn die Tools des Servers in den Kontext eines Modells geladen werden. Höhere Werte verringern die Aufmerksamkeit, die für andere Aufgaben verfügbar ist.

Installieren

Installation mit einem Klick

Fügen Sie dies Ihrer Datei `claude_desktop_config.json` hinzu:

{
  "mcpServers": {
    "loan-application": {
      "url": "https://paramountls.com/mcp"
    }
  }
}

Remote-Endpunkte

https://paramountls.com/mcpstreamable-http

Was es kann

Tool-Inventar

Tools (4)

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🟡submit_loan_application(_comment, dry_run, submitted_by, acknowledgments, borrowers, ...)

File a Uniform Residential Loan Application (Fannie Mae Form 1003 / URLA) with Paramount Loan Services on behalf of a borrower who has consented. Returns an application id. A licensed loan officer then contacts the borrower. This is not a rate quote, a pre-approval or a credit decision.

Eingabe-Schema

{
  "type": "object",
  "properties": {
    "_comment": {
      "type": "string",
      "maxLength": 400,
      "description": "Free-text note to a human reader. Ignored, never stored, never emailed. The example uses it to say it is fictional."
    },
    "dry_run": {
      "type": "boolean",
      "description": "Set true to validate and preview this application without filing it. Nothing is emailed and no application id is issued. Use it to check a body before committing, and to test this API at all."
    },
    "submitted_by": {
      "type": "object",
      "properties": {
        "agent_name": {
          "type": "string",
          "maxLength": 120,
          "description": "Name of the AI agent or application."
        },
        "operator": {
          "type": "string",
          "maxLength": 120,
          "description": "Company or person operating the agent."
        },
        "contact_email": {
          "type": "string",
          "format": "email",
          "description": "Where Paramount can reach the operator about this submission."
        },
        "relationship_to_borrower": {
          "type": "string",
          "maxLength": 200,
          "description": "e.g. \"assistant acting for the borrower\"."
        },
        "reference_id": {
          "type": "string",
          "maxLength": 80,
          "description": "Your own id for this application, echoed back in the response."
        }
      },
      "additionalProperties": false,
      "required": [
        "agent_name"
      ],
      "description": "Identifies the agent or software sending the application."
    },
    "acknowledgments": {
      "type": "object",
      "properties": {
        "borrower_consent_obtained": {
          "type": "boolean",
          "description": "The borrower knows this application is being submitted and agreed to it. Required."
        },
        "consent_timestamp": {
          "type": "string",
          "maxLength": 40,
          "description": "ISO 8601 time the borrower gave consent."
        },
        "borrower_agrees_to_be_contacted": {
          "type": "boolean",
          "description": "Consent to a phone call or email from a loan officer."
        },
        "sms_consent": {
          "type": "boolean",
          "description": "Separate express written consent for text messages (TCPA / 10DLC)."
        },
        "electronic_records_consent": {
          "type": "boolean",
          "description": "Consent to receive disclosures electronically (E-SIGN)."
        },
        "credit_report_authorization": {
          "type": "boolean",
          "description": "Authorization to obtain a credit report."
        }
      },
      "additionalProperties": false,
      "required": [
        "borrower_consent_obtained"
      ]
    },
    "borrowers": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "role": {
            "type": "string",
            "enum": [
              "borrower",
              "co_borrower"
            ]
          },
          "first_name": {
            "type": "string",
            "maxLength": 80
          },
          "middle_name": {
            "type": "string",
            "maxLength": 80
          },
          "last_name": {
            "type": "string",
            "maxLength": 80
          },
          "suffix": {
            "type": "string",
            "maxLength": 20
          },
          "alternate_names": {
            "type": "array",
            "items": {
              "type": "string"
            },
            "maxItems": 5,
            "description": "Any other name the borrower has used to receive credit."
          },
          "ssn": {
            "type": "string",
            "pattern": "^\\d{3}-?\\d{2}-?\\d{4}$",
            "description": "Social Security Number. Send only with the borrower’s knowledge and consent."
          },
          "itin": {
            "type": "string",
            "pattern": "^9\\d{2}-?\\d{2}-?\\d{4}$",
            "description": "Individual Taxpayer Identification Number, for ITIN loan programs."
          },
          "date_of_birth": {
            "type": "string",
            "format": "date",
            "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
          },
          "citizenship": {
            "type": "string",
            "enum": [
              "us_citizen",
              "permanent_resident_alien",
              "non_permanent_resident_alien"
            ]
          },
          "marital_status": {
            "type": "string",
            "enum": [
              "married",
              "separated",
              "unmarried"
            ]
          },
          "dependents_count": {
            "type": "number",
            "minimum": 0,
            "maximum": 30
          },
          "dependents_ages": {
            "type": "array",
            "items": {
              "type": "number"
            },
            "maxItems": 30
          },
          "home_phone": {
            "type": "string"
          },
          "cell_phone": {
            "type": "string"
          },
          "work_phone": {
            "type": "string"
          },
          "work_phone_extension": {
            "type": "string",
            "maxLength": 10
          },
          "email": {
            "type": "string",
            "format": "email"
          },
          "preferred_language": {
            "type": "string",
            "enum": [
              "english",
              "spanish",
              "chinese",
              "korean",
              "tagalog",
              "vietnamese",
              "other",
              "no_preference"
            ],
            "description": "Paramount serves English and Spanish in-house."
          },
          "current_address": {
            "type": "object",
            "properties": {
              "street": {
                "type": "string",
                "maxLength": 200,
                "description": "Street address including house number."
              },
              "unit": {
                "type": "string",
                "maxLength": 40
              },
              "city": {
                "type": "string",
                "maxLength": 80
              },
              "state": {
                "type": "string",
                "pattern": "^[A-Za-z]{2}$",
                "description": "Two-letter US state or territory code, e.g. CA."
              },
              "zip": {
                "type": "string",
                "pattern": "^\\d{5}(-?\\d{4})?$",
                "description": "5-digit or ZIP+4."
              },
              "country": {
                "type": "string",
                "maxLength": 60,
                "description": "Defaults to US."
              },
              "years_at_address": {
                "type": "number",
                "minimum": 0,
                "maximum": 100
              },
              "months_at_address": {
                "type": "number",
                "minimum": 0,
                "maximum": 11
              },
              "housing": {
                "type": "string",
                "enum": [
                  "no_primary_housing_expense",
                  "own",
                  "rent"
                ]
              },
              "monthly_rent": {
                "type": "number",
                "description": "Monthly rent paid, when housing is rent."
              }
            },
            "additionalProperties": false
          },
          "mailing_address": {
            "type": "object",
            "properties": {
              "street": {
                "type": "string",
                "maxLength": 200,
                "description": "Street address including house number."
              },
              "unit": {
                "type": "string",
                "maxLength": 40
              },
              "city": {
                "type": "string",
                "maxLength": 80
              },
              "state": {
                "type": "string",
                "pattern": "^[A-Za-z]{2}$",
                "description": "Two-letter US state or territory code, e.g. CA."
              },
              "zip": {
                "type": "string",
                "pattern": "^\\d{5}(-?\\d{4})?$",
                "description": "5-digit or ZIP+4."
              },
              "country": {
                "type": "string",
                "maxLength": 60,
                "description": "Defaults to US."
              }
            },
            "additionalProperties": false,
            "description": "Only when different from the current address."
          },
          "former_address": {
            "type": "object",
            "properties": {
              "street": {
                "type": "string",
                "maxLength": 200,
                "description": "Street address including house number."
              },
              "unit": {
                "type": "string",
                "maxLength": 40
              },
              "city": {
                "type": "string",
                "maxLength": 80
              },
              "state": {
                "type": "string",
                "pattern": "^[A-Za-z]{2}$",
                "description": "Two-letter US state or territory code, e.g. CA."
              },
              "zip": {
                "type": "string",
                "pattern": "^\\d{5}(-?\\d{4})?$",
                "description": "5-digit or ZIP+4."
              },
              "country": {
                "type": "string",
                "maxLength": 60,
                "description": "Defaults to US."
              },
              "years_at_address": {
                "type": "number",
                "minimum": 0,
                "maximum": 100
              },
              "months_at_address": {
                "type": "number",
                "minimum": 0,
                "maximum": 11
              },
              "housing": {
                "type": "string",
                "enum": [
                  "no_primary_housing_expense",
                  "own",
                  "rent"
                ]
              },
              "monthly_rent": {
                "type": "number",
                "description": "Monthly rent paid, when housing is rent."
              }
            },
            "additionalProperties": false,
            "description": "Required by the lender when under two years at the current address."
          },
          "employment": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "employer_name": {
                  "type": "string",
                  "maxLength": 150
                },
                "employer_phone": {
                  "type": "string"
                },
                "employer_address": {
                  "type": "object",
                  "properties": {
                    "street": {
                      "type": "string",
                      "maxLength": 200,
                      "description": "Street address including house number."
                    },
                    "unit": {
                      "type": "string",
                      "maxLength": 40
                    },
                    "city": {
                      "type": "string",
                      "maxLength": 80
                    },
                    "state": {
                      "type": "string",
                      "pattern": "^[A-Za-z]{2}$",
                      "description": "Two-letter US state or territory code, e.g. CA."
                    },
                    "zip": {
                      "type": "string",
                      "pattern": "^\\d{5}(-?\\d{4})?$",
                      "description": "5-digit or ZIP+4."
                    },
                    "country": {
                      "type": "string",
                      "maxLength": 60,
                      "description": "Defaults to US."
                    }
                  },
                  "additionalProperties": false
                },
                "position_or_title": {
                  "type": "string",
                  "maxLength": 150
                },
                "start_date": {
                  "type": "string",
                  "format": "date",
                  "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
                },
                "end_date": {
                  "type": "string",
                  "format": "date",
                  "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
                  "description": "Previous employment only."
                },
                "is_current": {
                  "type": "boolean",
                  "description": "True for the job held today."
                },
                "years_in_line_of_work": {
                  "type": "number",
                  "minimum": 0,
                  "maximum": 80
                },
                "employed_by_family_or_party_to_transaction": {
                  "type": "boolean"
                },
                "is_self_employed": {
                  "type": "boolean"
                },
                "ownership_share": {
                  "type": "string",
                  "enum": [
                    "less_than_25_percent",
                    "25_percent_or_more"
                  ],
                  "description": "Self-employed borrowers only."
                },
                "monthly_income_or_loss": {
                  "type": "number",
                  "description": "Self-employed net monthly income or loss; may be negative."
                },
                "gross_monthly_income": {
                  "type": "object",
                  "properties": {
                    "base": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "overtime": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "bonus": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "commission": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "military_entitlements": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "other": {
                      "type": "number",
                      "description": "US dollars."
                    }
                  },
                  "additionalProperties": false
                }
              },
              "additionalProperties": false
            },
            "maxItems": 10
          },
          "other_income": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "source": {
                  "type": "string",
                  "enum": [
                    "alimony",
                    "automobile_allowance",
                    "boarder_income",
                    "capital_gains",
                    "child_support",
                    "disability",
                    "foster_care",
                    "housing_or_parsonage",
                    "interest_and_dividends",
                    "mortgage_credit_certificate",
                    "mortgage_differential_payments",
                    "notes_receivable",
                    "public_assistance",
                    "retirement",
                    "royalty_payments",
                    "separate_maintenance",
                    "social_security",
                    "trust",
                    "unemployment_benefits",
                    "va_compensation",
                    "other"
                  ]
                },
                "monthly_amount": {
                  "type": "number",
                  "description": "US dollars."
                },
                "description": {
                  "type": "string",
                  "maxLength": 200
                }
              },
              "additionalProperties": false,
              "required": [
                "source",
                "monthly_amount"
              ]
            },
            "maxItems": 15
          },
          "declarations": {
            "type": "object",
            "properties": {
              "will_occupy_as_primary_residence": {
                "type": "boolean"
              },
              "had_ownership_interest_last_three_years": {
                "type": "boolean"
              },
              "prior_property_type": {
                "type": "string",
                "enum": [
                  "primary_residence",
                  "second_home",
                  "investment_property"
                ]
              },
              "prior_property_title_held": {
                "type": "string",
                "enum": [
                  "sole_by_self",
                  "jointly_with_spouse",
                  "jointly_with_other"
                ]
              },
              "family_or_business_relationship_with_seller": {
                "type": "boolean"
              },
              "borrowing_money_not_disclosed": {
                "type": "boolean"
              },
              "borrowing_money_amount": {
                "type": "number",
                "description": "US dollars."
              },
              "applying_for_other_mortgage_on_other_property": {
                "type": "boolean"
              },
              "applying_for_new_credit_before_closing": {
                "type": "boolean"
              },
              "property_subject_to_lien_with_priority": {
                "type": "boolean"
              },
              "co_signer_or_guarantor_on_undisclosed_debt": {
                "type": "boolean"
              },
              "outstanding_judgments": {
                "type": "boolean"
              },
              "delinquent_or_in_default_on_federal_debt": {
                "type": "boolean"
              },
              "party_to_lawsuit_with_financial_liability": {
                "type": "boolean"
              },
              "conveyed_title_in_lieu_of_foreclosure_last_seven_years": {
                "type": "boolean"
              },
              "pre_foreclosure_sale_or_short_sale_last_seven_years": {
                "type": "boolean"
              },
              "property_foreclosed_last_seven_years": {
                "type": "boolean"
              },
              "declared_bankruptcy_last_seven_years": {
                "type": "boolean"
              },
              "bankruptcy_types": {
                "type": "array",
                "items": {
                  "type": "string",
                  "enum": [
                    "chapter_7",
                    "chapter_11",
                    "chapter_12",
                    "chapter_13"
                  ]
                },
                "maxItems": 4
              },
              "explanations": {
                "type": "string",
                "maxLength": 4000,
                "description": "Free-text detail for any declaration answered yes."
              }
            },
            "additionalProperties": false
          },
          "military_service": {
            "type": "object",
            "properties": {
              "ever_served": {
                "type": "boolean"
              },
              "currently_serving_active_duty": {
                "type": "boolean"
              },
              "projected_expiration_of_service": {
                "type": "string",
                "format": "date",
                "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
              },
              "currently_retired_discharged_or_separated": {
                "type": "boolean"
              },
              "non_activated_reserve_or_national_guard": {
                "type": "boolean"
              },
              "surviving_spouse": {
                "type": "boolean"
              }
            },
            "additionalProperties": false
          },
          "demographic_information": {
            "type": "object",
            "properties": {
              "ethnicity": {
                "type": "array",
                "items": {
                  "type": "string",
                  "enum": [
                    "hispanic_or_latino",
                    "not_hispanic_or_latino",
                    "do_not_wish_to_provide"
                  ]
                },
                "maxItems": 3
              },
              "ethnicity_detail": {
                "type": "string",
                "maxLength": 120,
                "description": "Mexican, Puerto Rican, Cuban, or other origin."
              },
              "sex": {
                "type": "string",
                "enum": [
                  "female",
                  "male",
                  "do_not_wish_to_provide"
                ]
              },
              "race": {
                "type": "array",
                "items": {
                  "type": "string",
                  "enum": [
                    "american_indian_or_alaska_native",
                    "asian",
                    "black_or_african_american",
                    "native_hawaiian_or_other_pacific_islander",
                    "white",
                    "do_not_wish_to_provide"
                  ]
                },
                "maxItems": 6
              },
              "race_detail": {
                "type": "string",
                "maxLength": 200
              },
              "collected_by": {
                "type": "string",
                "enum": [
                  "face_to_face",
                  "telephone",
                  "fax_or_mail",
                  "email_or_internet"
                ]
              },
              "applicant_declined_to_provide": {
                "type": "boolean"
              }
            },
            "additionalProperties": false,
            "description": "Government monitoring data. Optional, and never used in the credit decision."
          },
          "credit_score_estimate": {
            "type": "number",
            "minimum": 300,
            "maximum": 900,
            "description": "Self-reported estimate. Not a substitute for a credit pull."
          }
        },
        "additionalProperties": false,
        "required": [
          "role",
          "first_name",
          "last_name"
        ]
      },
      "minItems": 1,
      "maxItems": 4
    },
    "loan": {
      "type": "object",
      "properties": {
        "purpose": {
          "type": "string",
          "enum": [
            "purchase",
            "refinance",
            "construction",
            "home_equity",
            "business",
            "other"
          ]
        },
        "loan_amount": {
          "type": "number",
          "description": "Amount requested, in US dollars."
        },
        "mortgage_type": {
          "type": "string",
          "enum": [
            "conventional",
            "fha",
            "va",
            "usda_rural",
            "other"
          ]
        },
        "program": {
          "type": "string",
          "enum": [
            "conventional",
            "fha",
            "va",
            "usda",
            "jumbo",
            "bank_statement",
            "ptl_profit_loss",
            "asset_depletion",
            "dscr",
            "itin",
            "foreign_national",
            "hard_money",
            "fix_and_flip",
            "heloc",
            "heloan",
            "cash_out_refinance",
            "construction",
            "renovation_203k",
            "commercial_real_estate",
            "equipment_financing",
            "reverse_mortgage",
            "unsure"
          ],
          "description": "The Paramount program the borrower is aiming at, if known. Use \"unsure\" freely."
        },
        "amortization": {
          "type": "string",
          "enum": [
            "fixed_rate",
            "adjustable_rate",
            "interest_only",
            "other"
          ]
        },
        "term_months": {
          "type": "number",
          "minimum": 1,
          "maximum": 600
        },
        "interest_rate": {
          "type": "number",
          "minimum": 0,
          "maximum": 50,
          "description": "Rate being discussed, if any. Paramount quotes no rate through this API."
        },
        "refinance_type": {
          "type": "string",
          "enum": [
            "no_cash_out",
            "limited_cash_out",
            "cash_out"
          ]
        },
        "refinance_program": {
          "type": "string",
          "enum": [
            "full_documentation",
            "interest_rate_reduction",
            "streamlined_without_appraisal",
            "other"
          ]
        },
        "cash_out_amount": {
          "type": "number",
          "description": "US dollars."
        },
        "down_payment_amount": {
          "type": "number",
          "description": "US dollars."
        },
        "down_payment_source": {
          "type": "string",
          "maxLength": 200
        },
        "estimated_closing_costs": {
          "type": "number",
          "description": "US dollars."
        },
        "purchase_price": {
          "type": "number",
          "description": "US dollars."
        },
        "timeline": {
          "type": "string",
          "enum": [
            "immediately",
            "within_30_days",
            "within_60_days",
            "within_90_days",
            "more_than_90_days",
            "just_researching"
          ]
        }
      },
      "additionalProperties": false,
      "required": [
        "purpose",
        "loan_amount"
      ]
    },
    "property": {
      "type": "object",
      "properties": {
        "street": {
          "type": "string",
          "maxLength": 200,
          "description": "Street address including house number."
        },
        "unit": {
          "type": "string",
          "maxLength": 40
        },
        "city": {
          "type": "string",
          "maxLength": 80
        },
        "state": {
          "type": "string",
          "pattern": "^[A-Za-z]{2}$",
          "description": "Two-letter US state or territory code, e.g. CA."
        },
        "zip": {
          "type": "string",
          "pattern": "^\\d{5}(-?\\d{4})?$",
          "description": "5-digit or ZIP+4."
        },
        "country": {
          "type": "string",
          "maxLength": 60,
          "description": "Defaults to US."
        },
        "county": {
          "type": "string",
          "maxLength": 80
        },
        "number_of_units": {
          "type": "number",
          "minimum": 1,
          "maximum": 100
        },
        "estimated_value": {
          "type": "number",
          "description": "US dollars."
        },
        "occupancy": {
          "type": "string",
          "enum": [
            "primary_residence",
            "second_home",
            "investment_property"
          ]
        },
        "is_mixed_use": {
          "type": "boolean"
        },
        "is_manufactured_home": {
          "type": "boolean"
        },
        "is_fha_secondary_residence": {
          "type": "boolean"
        },
        "property_not_yet_identified": {
          "type": "boolean",
          "description": "True when the borrower is shopping and has no address yet."
        },
        "expected_monthly_rental_income": {
          "type": "number",
          "description": "US dollars."
        },
        "net_monthly_rental_income": {
          "type": "number",
          "description": "US dollars."
        }
      },
      "additionalProperties": false
    },
    "assets": {
      "type": "object",
      "properties": {
        "accounts": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "account_type": {
                "type": "string",
                "enum": [
                  "checking",
                  "savings",
                  "money_market",
                  "certificate_of_deposit",
                  "mutual_fund",
                  "stocks",
                  "stock_options",
                  "bonds",
                  "retirement",
                  "bridge_loan_proceeds",
                  "individual_development_account",
                  "trust_account",
                  "cash_value_of_life_insurance"
                ]
              },
              "financial_institution": {
                "type": "string",
                "maxLength": 150
              },
              "account_number": {
                "type": "string",
                "maxLength": 40
              },
              "cash_or_market_value": {
                "type": "number",
                "description": "US dollars."
              },
              "owned_by": {
                "type": "number",
                "minimum": 0,
                "maximum": 3,
                "description": "Index into borrowers[]. Omit for jointly held."
              }
            },
            "additionalProperties": false,
            "required": [
              "account_type",
              "cash_or_market_value"
            ]
          },
          "maxItems": 30
        },
        "other_assets": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "asset_type": {
                "type": "string",
                "enum": [
                  "proceeds_from_real_estate_to_be_sold",
                  "proceeds_from_sale_of_non_real_estate_asset",
                  "secured_borrowed_funds",
                  "unsecured_borrowed_funds",
                  "other"
                ]
              },
              "cash_or_market_value": {
                "type": "number",
                "description": "US dollars."
              },
              "description": {
                "type": "string",
                "maxLength": 200
              }
            },
            "additionalProperties": false,
            "required": [
              "asset_type",
              "cash_or_market_value"
            ]
          },
          "maxItems": 20
        },
        "credits": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "credit_type": {
                "type": "string",
                "enum": [
                  "earnest_money",
                  "employer_assistance",
                  "lot_equity",
                  "relocation_funds",
                  "rent_credit",
                  "sweat_equity",
                  "trade_equity",
                  "other"
                ]
              },
              "amount": {
                "type": "number",
                "description": "US dollars."
              },
              "description": {
                "type": "string",
                "maxLength": 200
              }
            },
            "additionalProperties": false,
            "required": [
              "credit_type",
              "amount"
            ]
          },
          "maxItems": 20
        }
      },
      "additionalProperties": false
    },
    "liabilities": {
      "type": "object",
      "properties": {
        "accounts": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "liability_type": {
                "type": "string",
                "enum": [
                  "revolving",
                  "installment",
                  "open_30_day",
                  "lease",
                  "other"
                ]
              },
              "creditor_name": {
                "type": "string",
                "maxLength": 150
              },
              "account_number": {
                "type": "string",
                "maxLength": 40
              },
              "monthly_payment": {
                "type": "number",
                "description": "US dollars."
              },
              "unpaid_balance": {
                "type": "number",
                "description": "US dollars."
              },
              "to_be_paid_off_at_or_before_closing": {
                "type": "boolean"
              },
              "owned_by": {
                "type": "number",
                "minimum": 0,
                "maximum": 3
              }
            },
            "additionalProperties": false,
            "required": [
              "liability_type"
            ]
          },
          "maxItems": 40
        },
        "other_obligations": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "obligation_type": {
                "type": "string",
                "enum": [
                  "alimony",
                  "child_support",
                  "separate_maintenance",
                  "job_related_expenses",
                  "other"
                ]
              },
              "monthly_payment": {
                "type": "number",
                "description": "US dollars."
              },
              "months_remaining": {
                "type": "number",
                "minimum": 0,
                "maximum": 600
              },
              "to_be_paid_off_at_or_before_closing": {
                "type": "boolean"
              },
              "description": {
                "type": "string",
                "maxLength": 200
              }
            },
            "additionalProperties": false,
            "required": [
              "obligation_type",
              "monthly_payment"
            ]
          },
          "maxItems": 20
        }
      },
      "additionalProperties": false
    },
    "real_estate_owned": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "street": {
            "type": "string",
            "maxLength": 200,
            "description": "Street address including house number."
          },
          "unit": {
            "type": "string",
            "maxLength": 40
          },
          "city": {
            "type": "string",
            "maxLength": 80
          },
          "state": {
            "type": "string",
            "pattern": "^[A-Za-z]{2}$",
            "description": "Two-letter US state or territory code, e.g. CA."
          },
          "zip": {
            "type": "string",
            "pattern": "^\\d{5}(-?\\d{4})?$",
            "description": "5-digit or ZIP+4."
          },
          "country": {
            "type": "string",
            "maxLength": 60,
            "description": "Defaults to US."
          },
          "property_value": {
            "type": "number",
            "description": "US dollars."
          },
          "status": {
            "type": "string",
            "enum": [
              "sold",
              "pending_sale",
              "retained"
            ]
          },
          "intended_occupancy": {
            "type": "string",
            "enum": [
              "primary_residence",
              "second_home",
              "investment_property",
              "other"
            ]
          },
          "monthly_insurance_taxes_and_dues": {
            "type": "number",
            "description": "Only when not included in the mortgage payment."
          },
          "monthly_rental_income": {
            "type": "number",
            "description": "US dollars."
          },
          "net_monthly_rental_income": {
            "type": "number",
            "description": "US dollars."
          },
          "is_subject_property": {
            "type": "boolean"
          },
          "mortgage_loans": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "creditor_name": {
                  "type": "string",
                  "maxLength": 150
                },
                "account_number": {
                  "type": "string",
                  "maxLength": 40
                },
                "monthly_payment": {
                  "type": "number",
                  "description": "US dollars."
                },
                "unpaid_balance": {
                  "type": "number",
                  "description": "US dollars."
                },
                "to_be_paid_off_at_or_before_closing": {
                  "type": "boolean"
                },
                "liability_type": {
                  "type": "string",
                  "enum": [
                    "revolving",
                    "installment",
                    "open_30_day",
                    "lease",
                    "other"
                  ]
                },
                "credit_limit": {
                  "type": "number",
                  "description": "US dollars."
                }
              },
              "additionalProperties": false
            },
            "maxItems": 8
          }
        },
        "additionalProperties": false
      },
      "maxItems": 20,
      "description": "Section 3. Every property the borrower owns, including the one being refinanced."
    },
    "other_new_mortgage_loans": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "creditor_name": {
            "type": "string",
            "maxLength": 150
          },
          "lien_type": {
            "type": "string",
            "maxLength": 60
          },
          "monthly_payment": {
            "type": "number",
            "description": "US dollars."
          },
          "loan_amount": {
            "type": "number",
            "description": "US dollars."
          },
          "credit_limit": {
            "type": "number",
            "description": "US dollars."
          }
        },
        "additionalProperties": false
      },
      "maxItems": 10,
      "description": "Section 4b. Other new mortgage loans on the subject property."
    },
    "gifts_or_grants": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "gift_type": {
            "type": "string",
            "enum": [
              "cash_gift",
              "gift_of_equity",
              "grant"
            ]
          },
          "source": {
            "type": "string",
            "enum": [
              "community_nonprofit",
              "employer",
              "federal_agency",
              "local_agency",
              "relative",
              "religious_nonprofit",
              "state_agency",
              "unmarried_partner",
              "lender",
              "other"
            ]
          },
          "value": {
            "type": "number",
            "description": "US dollars."
          },
          "status": {
            "type": "string",
            "enum": [
              "deposited",
              "not_deposited"
            ]
          }
        },
        "additionalProperties": false,
        "required": [
          "gift_type",
          "source",
          "value"
        ]
      },
      "maxItems": 10,
      "description": "Section 4d."
    },
    "loan_originator": {
      "type": "object",
      "properties": {
        "organization_name": {
          "type": "string",
          "maxLength": 150
        },
        "organization_nmls_id": {
          "type": "string",
          "maxLength": 20
        },
        "organization_state_license_id": {
          "type": "string",
          "maxLength": 40
        },
        "originator_name": {
          "type": "string",
          "maxLength": 120
        },
        "originator_nmls_id": {
          "type": "string",
          "maxLength": 20
        },
        "originator_state_license_id": {
          "type": "string",
          "maxLength": 40
        },
        "email": {
          "type": "string",
          "format": "email"
        },
        "phone": {
          "type": "string"
        }
      },
      "additionalProperties": false,
      "description": "Section 9. Leave empty and Paramount assigns a licensed loan officer."
    },
    "notes": {
      "type": "string",
      "maxLength": 8000,
      "description": "Anything a loan officer should read first. Plain English."
    }
  },
  "required": [
    "submitted_by",
    "acknowledgments",
    "borrowers",
    "loan",
    "property"
  ],
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://paramountls.com/api/v1/schema",
  "title": "Uniform Residential Loan Application (Form 1003 / URLA)",
  "description": "Request body for POST https://paramountls.com/api/v1/loan-applications. Modeled on Fannie Mae Form 1003 (Freddie Mac Form 65), the standard US residential loan application. Paramount Loan Services is a licensed California mortgage broker, NMLS #236355.",
  "additionalProperties": false
}
🟢get_loan_application_schema

Return the full JSON Schema for a loan application, so you can see every field the 1003 accepts and which ones are required.

Eingabe-Schema

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}
🟢list_loan_programs

Return the loan programs Paramount brokers, with the enum value to put in loan.program and a one-line description of each.

Eingabe-Schema

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}
🟢get_company_information

Return licensing, contact, service area and language details for Paramount Loan Services.

Eingabe-Schema

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

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