Glacier Planner: Free Canadian Retirement Calculator

Free Canadian retirement projections and one what-if from confirmed inputs. No Glacier account.

Sollte ich dies verwenden

Qualität und Sicherheit

A
Qualität der Beschreibung
100%
Vollständigkeit des Schemas
80%
Qualität der Benennung
100%
Risiko der Vergiftung
100%
Übereinstimmung der Berechtigungen
100%
Einhaltung des Protokolls
100%

Basierend auf einer automatisierten Analyse der Tool-Definitionen und der Einhaltung des Protokolls.

Kontextkosten

~1,106Tokens (Tool-Definitionen)
~11.8 KBTypische Antwortgröße
Mittlere Auswirkung auf die Aufmerksamkeit (0.86% von 128k Kontext)

Dies ist die ungefähre Anzahl der Tokens, die jedes Mal verbraucht werden, wenn die Tools des Servers in den Kontext eines Modells geladen werden. Höhere Werte verringern die Aufmerksamkeit, die für andere Aufgaben verfügbar ist.

Installieren

Installation mit einem Klick

Fügen Sie dies Ihrer Datei `claude_desktop_config.json` hinzu:

{
  "mcpServers": {
    "glacier-planner-calculator": {
      "url": "https://planner.glacierfinancial.ca/calculate/mcp"
    }
  }
}

Remote-Endpunkte

https://planner.glacierfinancial.ca/calculate/mcpstreamable-http

Was es kann

Tool-Inventar

Tools (1)

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🟢calculate_retirement(input)

Use the person’s supplied numbers to calculate whether savings cover spending and compare one explicit retirement/spending alternative. Free, no sign-in. Returns annual results, assumptions, provenance and a portable input artifact; no saved-record lookup or mutation.

Eingabe-Schema

{
  "type": "object",
  "properties": {
    "input": {
      "type": "object",
      "properties": {
        "name": {
          "default": "My retirement plan",
          "type": "string",
          "minLength": 1,
          "maxLength": 120
        },
        "startYear": {
          "default": 2026,
          "type": "number",
          "const": 2026
        },
        "province": {
          "type": "string",
          "enum": [
            "AB",
            "BC",
            "MB",
            "NB",
            "NL",
            "NS",
            "NT",
            "NU",
            "ON",
            "PE",
            "QC",
            "SK",
            "YT"
          ]
        },
        "people": {
          "minItems": 1,
          "maxItems": 2,
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "name": {
                "default": "You",
                "description": "A label is enough; a legal name is unnecessary.",
                "type": "string",
                "minLength": 1,
                "maxLength": 60
              },
              "birthDate": {
                "type": "string",
                "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
                "description": "Exact birth date controls ages and benefit timing."
              },
              "retirementAge": {
                "type": "integer",
                "minimum": 18,
                "maximum": 85
              },
              "employmentIncome": {
                "type": "number",
                "minimum": 0,
                "maximum": 25000000,
                "description": "Gross annual employment income now, CAD; enter 0 if none."
              },
              "quebecPayrollConfirmed": {
                "type": "boolean",
                "const": true,
                "description": "Required only for positive employment income in Quebec: explicitly confirm this employment is subject to Quebec payroll contributions. Residence alone does not establish the employment jurisdiction. Cross-province employment is outside this first-calculation scope."
              },
              "cppAnnualAt65": {
                "anyOf": [
                  {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  {
                    "type": "null"
                  }
                ],
                "description": "Annual CPP or QPP at 65 in 2026 CAD from statement. Explicit null accepts the labelled 60%-of-maximum starting estimate."
              },
              "cppStartAge": {
                "default": 65,
                "type": "integer",
                "minimum": 60,
                "maximum": 70
              },
              "oasResidenceYears": {
                "type": "integer",
                "minimum": 0,
                "maximum": 40,
                "description": "Canadian residence years after 18 used for OAS entitlement at its start; 40 means full OAS."
              },
              "oasStartAge": {
                "default": 65,
                "type": "integer",
                "minimum": 65,
                "maximum": 70
              },
              "savings": {
                "type": "object",
                "properties": {
                  "rrsp": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "rrif": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "tfsa": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "nonRegistered": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "nonRegisteredCostBasis": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "cash": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  }
                },
                "required": [
                  "rrsp",
                  "rrif",
                  "tfsa",
                  "nonRegistered",
                  "nonRegisteredCostBasis",
                  "cash"
                ],
                "additionalProperties": false
              },
              "tfsaRoom": {
                "default": 0,
                "type": "number",
                "minimum": 0,
                "maximum": 25000000
              },
              "rrspRoom": {
                "default": 0,
                "type": "number",
                "minimum": 0,
                "maximum": 25000000
              },
              "pension": {
                "type": "object",
                "properties": {
                  "annual": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000,
                    "description": "Annual pension in 2026 CAD; grown by plan inflation to its start age, then by its stated indexing."
                  },
                  "startAge": {
                    "type": "integer",
                    "minimum": 18,
                    "maximum": 85
                  },
                  "indexing": {
                    "default": 0,
                    "type": "number",
                    "minimum": 0,
                    "maximum": 0.05
                  }
                },
                "required": [
                  "annual",
                  "startAge"
                ],
                "additionalProperties": false
              }
            },
            "required": [
              "birthDate",
              "retirementAge",
              "employmentIncome",
              "cppAnnualAt65",
              "oasResidenceYears",
              "savings"
            ],
            "additionalProperties": false
          }
        },
        "annualSpending": {
          "type": "number",
          "exclusiveMinimum": 0,
          "maximum": 25000000,
          "description": "Annual household spending after tax in 2026 CAD, excluding contributions."
        },
        "inflation": {
          "default": 0.021,
          "type": "number",
          "minimum": 0,
          "maximum": 0.06
        },
        "investmentReturn": {
          "default": 0.05,
          "type": "number",
          "minimum": -0.02,
          "maximum": 0.1
        },
        "assumptionsAccepted": {
          "type": "boolean",
          "const": true,
          "description": "Confirm the stated basic scope, return/inflation assumptions and any explicit CPP estimate with the person before calculating."
        },
        "alternative": {
          "type": "object",
          "properties": {
            "name": {
              "default": "What if",
              "type": "string",
              "minLength": 1,
              "maxLength": 80
            },
            "retirementAges": {
              "minItems": 1,
              "maxItems": 2,
              "type": "array",
              "items": {
                "type": "integer",
                "minimum": 18,
                "maximum": 85
              }
            },
            "annualSpending": {
              "type": "number",
              "exclusiveMinimum": 0,
              "maximum": 25000000
            }
          },
          "additionalProperties": false
        }
      },
      "required": [
        "province",
        "people",
        "annualSpending",
        "assumptionsAccepted"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "input"
  ],
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "additionalProperties": false
}

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