SwitchWize MCP
Verified US rate, savings-gap, card, CD, and product-change tools with freshness and sources.
Sollte ich dies verwenden
Qualität und Sicherheit
A
Befunde (4)
- LOWTool 'get_top_rates' description lacks action verbin get_top_rates
- LOWTool 'get_top_hysa_rates' description lacks action verbin get_top_hysa_rates
- LOWTool 'compare_switch_savings' description lacks action verbin compare_switch_savings
- LOWTool 'get_rate_freshness' description lacks action verbin get_rate_freshness
Basierend auf einer automatisierten Analyse der Tool-Definitionen und der Einhaltung des Protokolls.
Kontextkosten
~6,013Tokens (Tool-Definitionen)
~3.9 KBTypische Antwortgröße
Erhebliche Auswirkung auf die Aufmerksamkeit (4.70% von 128k Kontext)
Dies ist die ungefähre Anzahl der Tokens, die jedes Mal verbraucht werden, wenn die Tools des Servers in den Kontext eines Modells geladen werden. Höhere Werte verringern die Aufmerksamkeit, die für andere Aufgaben verfügbar ist.
Installieren
Installation mit einem Klick
Fügen Sie dies Ihrer Datei `claude_desktop_config.json` hinzu:
{
"mcpServers": {
"switchwize-mcp": {
"command": "npx",
"args": [
"switchwize-mcp"
]
}
}
}Ausführbare Pakete
npmswitchwize-mcp
0.2.2stdioRemote-Endpunkte
https://www.switchwize.com/api/mcpstreamable-httpWas es kann
Tool-Inventar
Tools (16)
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🟢get_top_rates(category, limit)
Return top SwitchWize rates for a supported category with freshness and attribution metadata.
Eingabe-Schema
{
"type": "object",
"properties": {
"category": {
"type": "string",
"description": "Rate category, e.g. savings, cds, money-market, checking, mortgage."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 25
}
},
"required": [
"category"
],
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"id": {
"type": "string"
},
"category": {
"type": "string"
},
"rate_type": {
"type": "string",
"enum": [
"APY",
"APR"
]
},
"count": {
"type": "number"
},
"asOf": {
"type": [
"string",
"null"
]
},
"generatedAt": {
"type": "string"
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"attribution": {
"type": "string"
},
"attributionDetails": {
"type": "object",
"additionalProperties": true
},
"source": {
"type": "string"
},
"sourceDetails": {
"type": "object",
"additionalProperties": true
},
"methodologyUrl": {
"type": "string"
},
"terms": {
"type": "string"
},
"supportedCategories": {
"type": "array",
"items": {
"type": "string"
}
},
"emptyReason": {
"type": [
"string",
"null"
]
},
"rates": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"schemaVersion",
"category",
"count",
"generatedAt",
"freshnessStatus",
"rates"
],
"additionalProperties": true
}🟢get_top_hysa_rates(limit)
Return top high-yield savings rates with freshness and attribution metadata.
Eingabe-Schema
{
"type": "object",
"properties": {
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 25
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"id": {
"type": "string"
},
"category": {
"type": "string"
},
"rate_type": {
"type": "string",
"enum": [
"APY",
"APR"
]
},
"count": {
"type": "number"
},
"asOf": {
"type": [
"string",
"null"
]
},
"generatedAt": {
"type": "string"
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"attribution": {
"type": "string"
},
"attributionDetails": {
"type": "object",
"additionalProperties": true
},
"source": {
"type": "string"
},
"sourceDetails": {
"type": "object",
"additionalProperties": true
},
"methodologyUrl": {
"type": "string"
},
"terms": {
"type": "string"
},
"supportedCategories": {
"type": "array",
"items": {
"type": "string"
}
},
"emptyReason": {
"type": [
"string",
"null"
]
},
"rates": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"schemaVersion",
"category",
"count",
"generatedAt",
"freshnessStatus",
"rates"
],
"additionalProperties": true
}🟢get_bank_gap(bank, balance)
Estimate the annual savings gap for a balance using the current Bank Gap Index assumptions.
Eingabe-Schema
{
"type": "object",
"properties": {
"bank": {
"type": "string",
"description": "Optional bank name for user-facing context."
},
"balance": {
"type": "number",
"minimum": 0,
"maximum": 10000000
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"bank": {
"type": [
"object",
"string",
"null"
]
},
"balance": {
"type": "number"
},
"annualGap": {
"type": "number"
},
"bankApy": {
"type": [
"number",
"null"
]
},
"baselineApy": {
"type": "number"
},
"comparisonApy": {
"type": "number"
},
"bankCount": {
"type": "number"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢compare_switch_savings(currentApy, balance)
Compare a user's current APY with SwitchWize's current top savings APY for a balance.
Eingabe-Schema
{
"type": "object",
"properties": {
"currentApy": {
"type": "number",
"minimum": 0,
"maximum": 25
},
"balance": {
"type": "number",
"minimum": 0,
"maximum": 10000000
}
},
"required": [
"currentApy"
],
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"balance": {
"type": "number"
},
"currentApy": {
"type": "number"
},
"comparisonApy": {
"type": "number"
},
"currentInterest": {
"type": "number"
},
"comparisonInterest": {
"type": "number"
},
"annualGap": {
"type": "number"
},
"breakEvenFraming": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_rate_freshness(category)
Return public data source freshness status and affected routes.
Eingabe-Schema
{
"type": "object",
"properties": {
"category": {
"type": "string"
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"sources": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"affectedRoutes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_index_dataset(indexId, limit)
Return a SwitchWize index dataset summary and recent series.
Eingabe-Schema
{
"type": "object",
"properties": {
"indexId": {
"type": "string",
"description": "Index id, e.g. bank-gap-index, cd-spread, mma-spread, checking-gap."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 60
}
},
"required": [
"indexId"
],
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"label": {
"type": "string"
},
"series": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_bank_gap_index
Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
Eingabe-Schema
{
"type": "object",
"properties": {},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"label": {
"type": "string"
},
"headlineValue": {
"type": [
"number",
"null"
]
},
"month": {
"type": [
"string",
"null"
]
},
"nationalAvgApy": {
"type": [
"number",
"null"
]
},
"topAvgApy": {
"type": [
"number",
"null"
]
},
"gapPoints": {
"type": [
"number",
"null"
]
},
"banksTracked": {
"type": [
"number",
"null"
]
},
"datasetUrl": {
"type": "string"
},
"releaseArchiveUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_reality_score(card, segment)
Return a premium credit-card Reality Score for a card and consumer segment.
Eingabe-Schema
{
"type": "object",
"properties": {
"card": {
"type": "string",
"description": "Card slug or name, e.g. platinum-card or Chase Sapphire Reserve."
},
"segment": {
"type": "string",
"description": "Optional segment id, e.g. occasional-traveler, small-business-owner, balance-carrier."
}
},
"required": [
"card"
],
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"segment": {
"type": "object",
"additionalProperties": true
},
"result": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_offers(card, limit)
Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
Eingabe-Schema
{
"type": "object",
"properties": {
"card": {
"type": "string",
"description": "Optional card id (issuer:slug), slug, or name to filter to one card, e.g. chase:sapphire-preferred or Sapphire Preferred."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 200
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"totalTracked": {
"type": "number"
},
"offers": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_transfer_bonuses(program)
Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.
Eingabe-Schema
{
"type": "object",
"properties": {
"program": {
"type": "string",
"description": "Optional program id or name to filter routes by source or destination, e.g. chase-ultimate-rewards or Flying Blue."
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"routes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_changes(sinceDays, limit)
Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
Eingabe-Schema
{
"type": "object",
"properties": {
"sinceDays": {
"type": "integer",
"minimum": 1,
"maximum": 365,
"description": "Only changes observed within this many days."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 200
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"sinceDays": {
"type": [
"number",
"null"
]
},
"count": {
"type": "number"
},
"changes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_reward_valuations(currency)
Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
Eingabe-Schema
{
"type": "object",
"properties": {
"currency": {
"type": "string",
"description": "Optional reward currency id or name, e.g. chase-ultimate-rewards or Membership Rewards."
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"valuations": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢best_move_this_week(wallet, categories, usedBenefits, savingsBalance, currentSavingsApy)
Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
Eingabe-Schema
{
"type": "object",
"properties": {
"wallet": {
"type": "array",
"items": {
"type": "string"
},
"minItems": 1,
"maxItems": 25,
"description": "Card ids the user holds, in the form issuer:slug, e.g. [\"chase:sapphire-preferred\", \"amex:gold-card\"]."
},
"categories": {
"type": "array",
"items": {
"type": "string",
"enum": [
"dining",
"rideshare",
"travel",
"lounge",
"entertainment",
"insurance",
"groceries",
"gas",
"other"
]
},
"description": "Optional spend categories to rank held cards for; defaults to all nine."
},
"usedBenefits": {
"type": "array",
"maxItems": 200,
"items": {
"type": "object",
"properties": {
"cardId": {
"type": "string"
},
"benefitKey": {
"type": "string"
},
"periodStart": {
"type": "string",
"description": "ISO first-of-month key for the period the credit was used in, e.g. 2026-09-01T00:00:00.000Z."
}
},
"required": [
"cardId",
"benefitKey",
"periodStart"
],
"additionalProperties": false
},
"description": "Optional log of period credits already used this month; excluded from picks and counted toward renewal value. Omit to treat every credit as unused."
},
"savingsBalance": {
"type": "number",
"minimum": 0,
"maximum": 10000000,
"description": "Optional cash balance, to include the savings-rate move beside the card moves."
},
"currentSavingsApy": {
"type": "number",
"minimum": 0,
"maximum": 25,
"description": "Optional current savings APY, used with savingsBalance."
}
},
"required": [
"wallet"
],
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"cardMoves": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"unheldOffers": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"transferBonuses": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"savingsMove": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_cd_rollover_rules(institutionId)
Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed.
Eingabe-Schema
{
"type": "object",
"properties": {
"institutionId": {
"type": "string",
"description": "Optional institution_registry id, e.g. chase, american-express, wells-fargo. Omit to return every bank SwitchWize has verified."
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"institutionId": {
"type": "string"
},
"autoRenewDefault": {
"type": [
"boolean",
"null"
]
},
"autoRenewDescription": {
"type": "string"
},
"gracePeriodDays": {
"type": [
"number",
"null"
]
},
"earlyWithdrawalPenalty": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"sourceUrl": {
"type": [
"string",
"null"
]
},
"count": {
"type": "number"
},
"institutions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_downgrade_path(cardId)
Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted.
Eingabe-Schema
{
"type": "object",
"properties": {
"cardId": {
"type": "string",
"description": "Optional card id (issuer:slug), e.g. chase:sapphire-reserve or capital-one:venture-x-rewards. Omit to return every verified downgrade path and fee-refund window."
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"cardId": {
"type": "string"
},
"downgradePaths": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"feeRefundWindow": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"feeRefundWindows": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"count": {
"type": "number"
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_fed_hike_pass_through(institutionId)
Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source type and observation dates. Optionally filtered to one institution id.
Eingabe-Schema
{
"type": "object",
"properties": {
"institutionId": {
"type": "string",
"description": "Optional institution_registry id, e.g. tab, ally, marcus. Omit to return every savings account measured against the latest Fed hike."
}
},
"additionalProperties": false
}Ausgabe-Schema
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"move": {
"type": "object",
"additionalProperties": true
},
"daysSinceAnnouncement": {
"type": [
"number",
"null"
]
},
"summary": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"excluded": {
"type": "object",
"additionalProperties": true
},
"institution": {
"type": "object",
"additionalProperties": true
},
"count": {
"type": "number"
},
"institutions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}Community
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