cost-seg-smart
Cost segregation study pricing and Year-1 depreciation/tax-savings estimates for US properties.
Should I use this
Quality & Safety
Based on automated analysis of tool definitions and protocol compliance.
Context Cost
This is the approximate number of tokens consumed each time the server's tools are loaded into a model's context. Higher counts reduce the attention available for other tasks.
Install
One-Click Install
Add this to your `claude_desktop_config.json` file:
{
"mcpServers": {
"cost-seg-smart": {
"url": "https://costsegsmart.com/mcp"
}
}
}Remote endpoints
https://costsegsmart.com/mcpstreamable-httpWhat it can do
Tool inventory
Tools (2)
๐ขget_cost_seg_quote(property_type, purchase_price, tax_bracket)
Quote a CPA-ready cost segregation study for a US real estate property. Returns the study cost in USD, estimated Year-1 accelerated depreciation, and (when a tax bracket is provided) Year-1 tax savings and ROI on the study fee. Pure tier-matrix lookup โ no engine run, no charge to the buyer, safe to call repeatedly. Use this before generating a payment link so you can confirm the price with the buyer. Does not provide tax advice.
Input Schema
{
"type": "object",
"properties": {
"property_type": {
"type": "string",
"enum": [
"sfr",
"str",
"condo",
"condo_str",
"adu",
"duplex",
"triplex",
"fourplex",
"multifamily_small",
"multifamily",
"multifamily5",
"office",
"retail",
"industrial",
"mixed_use",
"medical_office",
"restaurant",
"duplex_str",
"triplex_str",
"fourplex_str"
],
"description": "Property type identifier. Determines the pricing tier and the default Year-1 reclassification percentage. Residential types (sfr, str, condo, condo_str, adu) reclassify ~22-30%; small multifamily (duplex/triplex/fourplex) ~27%; commercial varies by subtype (~18-30%)."
},
"purchase_price": {
"type": "integer",
"minimum": 25000,
"description": "Property purchase price in US dollars. Minimum $25,000. The pricing tier is computed from this value. Properties >= $25M fall in the institutional custom-quote tier."
},
"tax_bracket": {
"type": "number",
"description": "Optional. Buyer's federal marginal tax bracket. Accepts decimal form (0.0-0.6, e.g. 0.32 for 32%) OR whole-number percent (0-60). When provided, response includes tax_savings_year_one and roi_multiple. When omitted, response only includes the deduction estimate."
}
},
"required": [
"property_type",
"purchase_price"
],
"additionalProperties": false
}Output Schema
{
"type": "object",
"properties": {
"property_type": {
"type": "string",
"enum": [
"sfr",
"str",
"condo",
"condo_str",
"adu",
"duplex",
"triplex",
"fourplex",
"multifamily_small",
"multifamily",
"multifamily5",
"office",
"retail",
"industrial",
"mixed_use",
"medical_office",
"restaurant",
"duplex_str",
"triplex_str",
"fourplex_str"
],
"description": "Echo of the requested property_type."
},
"property_type_label": {
"type": "string",
"description": "Human-readable label (e.g. 'Short-Term Rental')."
},
"purchase_price": {
"type": "integer",
"description": "Echo of the requested purchase_price (USD)."
},
"study_cost": {
"type": [
"integer",
"null"
],
"description": "Study cost in USD. Null for the institutional custom-quote tier (price >= $25M) โ see study_cost_tier."
},
"study_cost_tier": {
"type": "string",
"enum": [
"fixed_price",
"institutional_custom"
],
"description": "'fixed_price' = study_cost is a real USD amount. 'institutional_custom' = property is in the $25M+ tier; route the buyer to [email protected]."
},
"deduction_estimate_year_one": {
"type": "integer",
"description": "Estimated Year-1 accelerated depreciation in USD, computed as purchase_price ร (1 - 0.18 land) ร reclass_pct[property_type]. Assumes 100% bonus depreciation per OBBBA ยง168(k) (2025+)."
},
"tax_savings_year_one": {
"type": [
"integer",
"null"
],
"description": "Estimated Year-1 federal tax savings in USD = deduction_estimate_year_one ร tax_bracket. Null when tax_bracket was not provided."
},
"roi_multiple": {
"type": [
"integer",
"null"
],
"description": "Year-1 return on the study fee = tax_savings_year_one / study_cost, rounded to integer. Null when tax_bracket was not provided or study_cost is null."
},
"currency": {
"type": "string",
"enum": [
"USD"
],
"description": "Always 'USD' โ Cost Seg Smart is US-only."
},
"next_step": {
"type": "string",
"description": "Human-readable instruction for the agent's next call."
},
"disclaimer": {
"type": "string",
"description": "Standard estimate disclaimer to show the buyer."
}
},
"required": [
"property_type",
"property_type_label",
"purchase_price",
"study_cost_tier",
"deduction_estimate_year_one",
"currency",
"next_step",
"disclaimer"
]
}๐ขget_cost_seg_payment_link(property_type, purchase_price, buyer_email, address, city, ...)
Generate a Stripe Checkout URL for a human buyer to purchase a Cost Seg Smart cost segregation study. Returns a payment_link_url plus the study cost, property metadata, and a liability disclaimer naming the calling agent. The buyer must review the URL and authorize payment in their browser โ this tool does not charge a card directly. Always call get_cost_seg_quote first and confirm the price with the buyer before generating the link. Side effect: creates a real Stripe Checkout Session.
Input Schema
{
"type": "object",
"properties": {
"property_type": {
"type": "string",
"enum": [
"sfr",
"str",
"condo",
"condo_str",
"adu",
"duplex",
"triplex",
"fourplex",
"multifamily_small",
"multifamily",
"multifamily5",
"office",
"retail",
"industrial",
"mixed_use",
"medical_office",
"restaurant",
"duplex_str",
"triplex_str",
"fourplex_str"
],
"description": "Property type identifier. Must match one of the enum values supported by get_cost_seg_quote."
},
"purchase_price": {
"type": "integer",
"minimum": 25000,
"description": "Property purchase price in US dollars. Minimum $25,000. Pricing tier is computed from this value."
},
"buyer_email": {
"type": "string",
"format": "email",
"description": "Optional. Pre-fills the email field on the Stripe Checkout page. If omitted, Stripe collects it from the buyer at checkout."
},
"address": {
"type": "string",
"description": "Optional. Property street address. Improves report accuracy via county parcel data lookup post-purchase."
},
"city": {
"type": "string",
"description": "Optional. Property city. Used for the report cover page and metro-specific cost adjustments."
},
"state": {
"type": "string",
"description": "Optional. Two-letter US state code (e.g. 'CA', 'TX'). Used for state-tax adjustments where applicable."
},
"zip": {
"type": "string",
"description": "Optional. Property ZIP code (5-digit or ZIP+4)."
},
"sqft": {
"type": "integer",
"description": "Optional. Building square footage. Improves cost-per-square-foot accuracy in the final report."
},
"year_built": {
"type": "integer",
"description": "Optional. Year the property was originally constructed. Drives era-specific component cost adjustments."
},
"bedrooms": {
"type": "integer",
"description": "Optional. Number of bedrooms (residential only)."
},
"bathrooms": {
"type": "number",
"description": "Optional. Number of bathrooms (residential only). Half-baths count as 0.5."
},
"placed_in_service_date": {
"type": "string",
"format": "date",
"description": "Strongly recommended. ISO 'YYYY-MM-DD'. The date the property was placed in service (available for rent or use). Together with acquisition_date this determines the bonus-depreciation RATE, which is the single largest driver of the Year-1 deduction. If you omit both dates the study assumes TODAY, which yields the maximum bonus rate โ the order is then held for human review rather than delivered. Ask the buyer for this date."
},
"acquisition_date": {
"type": "string",
"format": "date",
"description": "Strongly recommended. ISO 'YYYY-MM-DD'. The date the buyer PURCHASED the property (closing/recorded transfer date), which may differ from placed_in_service_date. Both dates together set the bonus-depreciation rate; omitting both makes the study assume TODAY, which yields the maximum rate and holds the order for human review. Ask the buyer."
},
"name": {
"type": "string",
"description": "Optional. Buyer's full name for the report cover page."
},
"agent_attribution": {
"type": "string",
"description": "Optional. Overrides the X-Agent-Name request header. Use the user-visible name of your agent (e.g. 'Claude', 'ChatGPT', 'Cursor') so the buyer's checkout disclaimer correctly identifies who prepared the order. Establishes a chargeback-defense paper trail."
}
},
"required": [
"property_type",
"purchase_price"
],
"additionalProperties": false
}Output Schema
{
"type": "object",
"properties": {
"payment_link_url": {
"type": [
"string",
"null"
],
"description": "Stripe Checkout URL for the buyer to click. Null for the institutional custom-quote tier โ when null, see contact_email."
},
"stripe_session_id": {
"type": "string",
"description": "Stripe Checkout Session ID (cs_live_... or cs_test_...). Present only when payment_link_url is non-null."
},
"study_cost": {
"type": "integer",
"description": "Study cost in USD the buyer will be charged. Present only for fixed-price tiers."
},
"currency": {
"type": "string",
"enum": [
"USD"
],
"description": "Always 'USD' when present."
},
"property_type": {
"type": "string",
"enum": [
"sfr",
"str",
"condo",
"condo_str",
"adu",
"duplex",
"triplex",
"fourplex",
"multifamily_small",
"multifamily",
"multifamily5",
"office",
"retail",
"industrial",
"mixed_use",
"medical_office",
"restaurant",
"duplex_str",
"triplex_str",
"fourplex_str"
],
"description": "Echo of the requested property_type."
},
"property_type_label": {
"type": "string",
"description": "Human-readable property type label."
},
"purchase_price": {
"type": "integer",
"description": "Echo of the requested purchase_price."
},
"agent_order_ref": {
"type": "string",
"description": "Internal correlation ID for this agent-initiated order."
},
"agent_name": {
"type": "string",
"description": "Agent name as it appears in the buyer's checkout disclaimer."
},
"disclaimer": {
"type": "string",
"description": "Full liability disclaimer embedded in the Stripe Checkout description. Show this to the buyer alongside the link."
},
"next_step": {
"type": "string",
"description": "Human-readable instruction for the agent's next action."
},
"tier": {
"type": "string",
"enum": [
"institutional_custom"
],
"description": "Present only when the property is in the institutional custom-quote tier (purchase_price >= $25M)."
},
"contact_email": {
"type": "string",
"format": "email",
"description": "Present only for the institutional tier. Route the buyer here for a custom-scoped engagement quote."
},
"message": {
"type": "string",
"description": "Present only for the institutional tier. Human-readable explanation to surface to the buyer."
}
},
"description": "Returns one of two shapes depending on price tier: a Stripe Checkout URL (fixed-price tiers) or an institutional-custom routing object (price >= $25M). payment_link_url is the discriminator โ string when actionable, null when custom-routed."
}Community
Evidence