coverage-trigger

Leads of businesses that just legally need commercial insurance: new FMCSA authority + new entities.

Should I use this

Quality & Safety

B
Description quality
100%
Schema completeness
63%
Naming quality
80%
Poisoning risk
100%
Permission match
100%
Protocol compliance
100%

Based on automated analysis of tool definitions and protocol compliance.

Context Cost

~409Tokens (tool definitions)
~723 BTypical response size
Minimal attention impact (0.32% of 128k context)

This is the approximate number of tokens consumed each time the server's tools are loaded into a model's context. Higher counts reduce the attention available for other tasks.

Install

One-Click Install

Add this to your `claude_desktop_config.json` file:

{
  "mcpServers": {
    "coverage-trigger": {
      "url": "https://coverage.dropwatchhq.com/mcp"
    }
  }
}

Remote endpoints

https://coverage.dropwatchhq.com/mcpstreamable-http

What it can do

Tool inventory

Tools (3)

🟢 Read-only🟡 Write🔴 Delete⚪ Unknown
⚪coverage_trigger_feed(days, sources, coverageLine, state, minLeadValue, ...)

Return businesses that JUST legally/practically NEED commercial insurance, drawn from public trigger events (new FMCSA DOT operating authority + newly formed commercial entities). Each lead is normalized to a NAICS family and a MANDATED-COVERAGE MAP (which policies it now needs: general liability, commercial auto, motor cargo, workers-comp, surety bond, etc.), deduped so one entity hitting multiple triggers = ONE lead, and tiered by lead value. Built for B2B insurance & surety AGENTS sourcing fresh, high-intent commercial leads.

Input Schema

{
  "type": "object",
  "properties": {
    "days": {
      "type": "number",
      "description": "Lookback window in days (default 7)."
    },
    "sources": {
      "type": "array",
      "items": {
        "type": "string"
      },
      "description": "Subset of sources: 'fmcsa', 'ct-sos'. Omit for all."
    },
    "coverageLine": {
      "type": "string",
      "description": "Filter to leads needing a line, e.g. 'commercial-auto', 'general-liability', 'surety-bond'."
    },
    "state": {
      "type": "string",
      "description": "Two-letter state filter, e.g. 'CT'."
    },
    "minLeadValue": {
      "type": "number",
      "description": "Only leads with estLeadValueUsd >= this."
    },
    "limit": {
      "type": "number",
      "description": "Max leads (default 100)."
    }
  }
}
⚪coverage_pulse(days, state)

Free aggregate pulse: how many entities newly needed coverage in the window, broken down by source, lead-value tier, and coverage line — with a small redacted sample. No contact data.

Input Schema

{
  "type": "object",
  "properties": {
    "days": {
      "type": "number"
    },
    "state": {
      "type": "string"
    }
  }
}
🟢coverage_sources

List the public trigger-event sources this feed normalizes, their geographic coverage, and the agent buyer each is best for.

Input Schema

{
  "type": "object",
  "properties": {}
}

Community

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Evidence

Recent observations

verifiedversion not recorded3 tools
verifiedversion not recorded3 tools