decisions
Verified US tax and money decision tools: verdict plus a pre-filled deep link to the full page.
Should I use this
Quality & Safety
A
Findings (3)
- LOWTool 'job_offer_worth_it' description lacks action verbin job_offer_worth_it
- LOWTool 'roth_vs_traditional' description lacks action verbin roth_vs_traditional
- LOWTool 'best_filing_status' description lacks action verbin best_filing_status
Based on automated analysis of tool definitions and protocol compliance.
Context Cost
~2,736Tokens (tool definitions)
~5.6 KBTypical response size
Significant attention impact (2.14% of 128k context)
This is the approximate number of tokens consumed each time the server's tools are loaded into a model's context. Higher counts reduce the attention available for other tasks.
Install
One-Click Install
Add this to your `claude_desktop_config.json` file:
{
"mcpServers": {
"decisions": {
"url": "https://www.everydaybudd.com/api/mcp"
}
}
}Remote endpoints
https://www.everydaybudd.com/api/mcpstreamable-httpWhat it can do
Tool inventory
Tools (5)
🟢 Read-only🟡 Write🔴 Delete⚪ Unknown
🟢job_offer_worth_it(current, offer, options)
Is this job offer worth it? — Compares two jobs on real take-home pay after federal, state, FICA, 401(k) and commute, and says which wins and by how much. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Input Schema
{
"type": "object",
"properties": {
"current": {
"type": "object",
"properties": {
"annualSalary": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"stateCode": {
"description": "Two-letter US state code, e.g. CA, TX, NY.",
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"filingStatus": {
"description": "One of: single, married_joint, married_separate, head_of_household.",
"type": "string",
"enum": [
"single",
"married_joint",
"married_separate",
"head_of_household"
]
},
"payFrequency": {
"description": "One of: weekly, biweekly, semi_monthly, monthly, annual.",
"type": "string",
"enum": [
"weekly",
"biweekly",
"semi_monthly",
"monthly",
"annual"
]
},
"retirementContributionPercent": {
"description": "Percentage from 0 to 100.",
"type": "number",
"minimum": 0,
"maximum": 100
},
"label": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "string",
"maxLength": 80
},
"commute": {
"type": "object",
"properties": {
"oneWayDistanceMiles": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"oneWayTimeMinutes": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"gasPrice": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"mpg": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 1
}
}
}
},
"required": [
"annualSalary"
]
},
"offer": {
"type": "object",
"properties": {
"annualSalary": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"stateCode": {
"description": "Two-letter US state code, e.g. CA, TX, NY.",
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"filingStatus": {
"description": "One of: single, married_joint, married_separate, head_of_household.",
"type": "string",
"enum": [
"single",
"married_joint",
"married_separate",
"head_of_household"
]
},
"payFrequency": {
"description": "One of: weekly, biweekly, semi_monthly, monthly, annual.",
"type": "string",
"enum": [
"weekly",
"biweekly",
"semi_monthly",
"monthly",
"annual"
]
},
"retirementContributionPercent": {
"description": "Percentage from 0 to 100.",
"type": "number",
"minimum": 0,
"maximum": 100
},
"label": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "string",
"maxLength": 80
},
"commute": {
"type": "object",
"properties": {
"oneWayDistanceMiles": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"oneWayTimeMinutes": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"gasPrice": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"mpg": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 1
}
}
}
},
"required": [
"annualSalary"
]
},
"options": {
"type": "object",
"properties": {
"weights": {
"type": "object",
"properties": {
"netAfterCommute": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"annualCommuteCost": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"effectiveTaxRate": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"commuteHours": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
}
}
},
"materialityAbsFloor": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"materialityPctOfNet": {
"description": "Decimal fraction, e.g. 0.07 for 7%. Must be between 0 and 1 (do not pass a whole-number percent).",
"type": "number",
"minimum": 0,
"maximum": 1
},
"year": {
"description": "Tax year, e.g. 2026. Omit to use the current tax year.",
"type": "integer",
"minimum": 2000,
"maximum": 2100
}
}
}
},
"required": [
"current",
"offer"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢freelance_rate_floor(currentSalary, stateCode, filingStatus, annualBenefitsValue, billableHoursPerYear, ...)
Freelance Rate Floor — Calculates the hourly rate a freelancer must bill to match a given salary after self-employment tax and lost benefits. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Input Schema
{
"type": "object",
"properties": {
"currentSalary": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"stateCode": {
"description": "Two-letter US state code, e.g. CA, TX, NY.",
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"filingStatus": {
"description": "One of: single, married_joint, married_separate, head_of_household.",
"type": "string",
"enum": [
"single",
"married_joint",
"married_separate",
"head_of_household"
]
},
"annualBenefitsValue": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"billableHoursPerYear": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "integer",
"minimum": 1,
"maximum": 9007199254740991
},
"year": {
"description": "Tax year, e.g. 2026. Omit to use the current tax year.",
"type": "integer",
"minimum": 2000,
"maximum": 2100
}
},
"required": [
"currentSalary",
"stateCode",
"filingStatus",
"annualBenefitsValue"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢roth_vs_traditional(currentGrossIncome, filingStatus, expectedRetirementIncome, afterTaxContribution, yearsToGrow, ...)
Roth vs Traditional — Compares Roth vs Traditional retirement contributions: the break-even retirement tax rate and which to choose. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Input Schema
{
"type": "object",
"properties": {
"currentGrossIncome": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"filingStatus": {
"description": "One of: single, married_joint, married_separate, head_of_household.",
"type": "string",
"enum": [
"single",
"married_joint",
"married_separate",
"head_of_household"
]
},
"expectedRetirementIncome": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"afterTaxContribution": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"yearsToGrow": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "integer",
"minimum": 1,
"maximum": 9007199254740991
},
"annualReturnRate": {
"description": "Decimal fraction, e.g. 0.07 for 7%. Must be between 0 and 1 (do not pass a whole-number percent).",
"type": "number",
"minimum": 0,
"maximum": 1
},
"accountType": {
"description": "One of: 401k, ira.",
"type": "string",
"enum": [
"401k",
"ira"
]
},
"age": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "integer",
"minimum": 0,
"maximum": 120
},
"year": {
"description": "Tax year, e.g. 2026. Omit to use the current tax year.",
"type": "integer",
"minimum": 2000,
"maximum": 2100
}
},
"required": [
"currentGrossIncome",
"filingStatus",
"expectedRetirementIncome"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢best_filing_status(spouseA, spouseB, qualifyingChildren, otherDependents, investmentIncome, ...)
Married Filing Jointly vs Separately — Compares Married Filing Jointly vs Separately for a couple and says which keeps more, including lost credits. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Input Schema
{
"type": "object",
"properties": {
"spouseA": {
"type": "object",
"properties": {
"income": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"retirementContributions": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"itemizedDeductions": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
}
},
"required": [
"income"
]
},
"spouseB": {
"type": "object",
"properties": {
"income": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"retirementContributions": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"itemizedDeductions": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
}
},
"required": [
"income"
]
},
"qualifyingChildren": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "integer",
"minimum": 0,
"maximum": 9007199254740991
},
"otherDependents": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "integer",
"minimum": 0,
"maximum": 9007199254740991
},
"investmentIncome": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"hasChildcareExpenses": {
"description": "true or false.",
"type": "boolean"
},
"year": {
"description": "Tax year, e.g. 2026. Omit to use the current tax year.",
"type": "integer",
"minimum": 2000,
"maximum": 2100
}
},
"required": [
"spouseA",
"spouseB"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢raise_bonus_value(currentSalary, raiseAmount, stateCode, filingStatus, lifestyleInflationPercent, ...)
Raise / Bonus True Value — Shows how much of a raise or bonus you actually keep after marginal tax and lifestyle inflation. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Input Schema
{
"type": "object",
"properties": {
"currentSalary": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"raiseAmount": {
"description": "A non-negative number (US dollars unless the field name says otherwise).",
"type": "number",
"minimum": 0
},
"stateCode": {
"description": "Two-letter US state code, e.g. CA, TX, NY.",
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"filingStatus": {
"description": "One of: single, married_joint, married_separate, head_of_household.",
"type": "string",
"enum": [
"single",
"married_joint",
"married_separate",
"head_of_household"
]
},
"lifestyleInflationPercent": {
"description": "Percentage from 0 to 100.",
"type": "number",
"minimum": 0,
"maximum": 100
},
"annualInflationPercent": {
"description": "Percentage from 0 to 100.",
"type": "number",
"minimum": 0,
"maximum": 100
},
"kind": {
"description": "One of: raise, bonus.",
"type": "string",
"enum": [
"raise",
"bonus"
]
},
"year": {
"description": "Tax year, e.g. 2026. Omit to use the current tax year.",
"type": "integer",
"minimum": 2000,
"maximum": 2100
}
},
"required": [
"currentSalary",
"raiseAmount",
"stateCode",
"filingStatus"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}Community
Evidence
Recent observations
verifiedversion not recorded5 tools
verifiedversion not recorded5 tools