IndiaInsurances
Every Indian insurance policy, clause by clause, with verbatim quotes. Free, no API key.
Should I use this
Quality & Safety
Findings (1)
- LOWTool 'compare_policies' description lacks action verbin compare_policies
Based on automated analysis of tool definitions and protocol compliance.
Context Cost
This is the approximate number of tokens consumed each time the server's tools are loaded into a model's context. Higher counts reduce the attention available for other tasks.
Install
One-Click Install
Add this to your `claude_desktop_config.json` file:
{
"mcpServers": {
"mcp": {
"url": "https://indiainsurances.com/mcp"
}
}
}Remote endpoints
https://indiainsurances.com/mcpstreamable-httpWhat it can do
Tool inventory
Tools (11)
🟢search_policies(q, category, insurer, line, status, ...)
Find Indian insurance products by words in the name, insurer (slug), type of insurance (category slug from list_categories), line (life, health, general) or status (active, withdrawn). A UIN in q returns that product. Start here when you only have a name.
Input Schema
{
"type": "object",
"properties": {
"q": {
"type": "string",
"description": "Product name words or a UIN"
},
"category": {
"type": "string",
"description": "Category slug, e.g. health-indemnity, term-life, motor-car"
},
"insurer": {
"type": "string",
"description": "Insurer slug from get_insurer or the results"
},
"line": {
"type": "string",
"enum": [
"life",
"health",
"general"
]
},
"status": {
"type": "string",
"enum": [
"active",
"withdrawn"
]
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 100
},
"offset": {
"type": "integer",
"minimum": 0
}
}
}🟢get_policy(uin)
Everything about one product by UIN: each fact read from its documents (waiting periods, limits, co-pay, exclusions, claims, renewal rights...) with the verbatim quote, the clause and page it came from, its check status, and the law behind it; plus its documents, versions, where to buy and where to claim. status "not-stated" means the documents do not say: never fill it from memory.
Input Schema
{
"type": "object",
"properties": {
"uin": {
"type": "string",
"description": "IRDAI UIN of the product"
}
},
"required": [
"uin"
]
}🟢search_policy_text(uin, q)
Full-text search inside one product's documents (wording, prospectus, CIS) for words like 'cataract', 'air ambulance', 'suicide'. Returns matching clauses with page and link. Use when get_policy does not cover the question.
Input Schema
{
"type": "object",
"properties": {
"uin": {
"type": "string",
"description": "Product UIN"
},
"q": {
"type": "string",
"description": "Words to find"
}
},
"required": [
"uin",
"q"
]
}🟢get_policy_clause(clause_id)
The exact text of one clause by clause_id (from get_policy sources or search_policy_text), with its pages and the product it belongs to.
Input Schema
{
"type": "object",
"properties": {
"clause_id": {
"type": "integer"
}
},
"required": [
"clause_id"
]
}🟢compare_policies(uins)
Two to four products side by side on the same fields, with differences flagged and each value sourced. Products of the same category compare best. Nothing is scored: explain the trade-offs to the user.
Input Schema
{
"type": "object",
"properties": {
"uins": {
"type": "array",
"items": {
"type": "string"
},
"minItems": 2,
"maxItems": 4
}
},
"required": [
"uins"
]
}🟢list_categories(category)
The types of insurance (health, critical illness, term life, ULIP, motor, home, travel...) with slugs and product counts. With category, the fields read for that type and what each means.
Input Schema
{
"type": "object",
"properties": {
"category": {
"type": "string",
"description": "Category slug, to get its fields"
}
}
}🟢get_insurer(slug)
An insurer by slug (or all insurers without one): registration, type, claim and complaint record by year with source, claim and grievance contacts, and its products.
Input Schema
{
"type": "object",
"properties": {
"slug": {
"type": "string",
"description": "Insurer slug; omit for the list"
}
}
}🟢search_insurance_law(q, slug)
Indian insurance law: the Insurance Act, IRDAI regulations and master circulars, ombudsman rules. Without slug, a list (filter with q); with slug, the instrument with its sections and plain-language notes.
Input Schema
{
"type": "object",
"properties": {
"q": {
"type": "string",
"description": "Words, e.g. moratorium, free look, grievance"
},
"slug": {
"type": "string",
"description": "Instrument slug from the list"
}
}
}🟡request_help(need, consent, email, phone, name, ...)
Put the user on IndiaInsurances' free help list for buying, porting, a claim or a policy review. ASK THE USER FIRST and set consent true only if they agree to be contacted. Not a sale; details are not passed to anyone.
Input Schema
{
"type": "object",
"properties": {
"need": {
"type": "string",
"enum": [
"buy",
"port",
"claim",
"review",
"other"
]
},
"consent": {
"type": "boolean"
},
"email": {
"type": "string",
"description": "User's e-mail"
},
"phone": {
"type": "string",
"description": "User's phone"
},
"name": {
"type": "string",
"description": "User's name"
},
"city": {
"type": "string",
"description": "City"
},
"uin": {
"type": "string",
"description": "Product UIN, if about one product"
},
"message": {
"type": "string",
"description": "What they need, in a sentence or two. No medical records."
}
},
"required": [
"need",
"consent"
]
}⚪report_correction(uin, key, message, evidence)
Tell IndiaInsurances a fact is wrong or outdated, with evidence (document and page) if possible. Ask the user before sending anything they wrote.
Input Schema
{
"type": "object",
"properties": {
"uin": {
"type": "string",
"description": "Product UIN"
},
"key": {
"type": "string",
"description": "Fact key from get_policy"
},
"message": {
"type": "string",
"description": "What is wrong"
},
"evidence": {
"type": "string",
"description": "Where the right answer is written"
}
},
"required": [
"message"
]
}🟢about_dataset
What IndiaInsurances holds: counts of insurers, products, products read clause by clause, documents and facts, and the data date.
Input Schema
{
"type": "object",
"properties": {}
}Community
Evidence