My Insure Bank (MIB)

Returns the exact details to collect from the customer for a line of insurance — the same rating inputs MIB's own quote forms use. Call this FIRST, ask the customer the questions, then call compare_insurance_quotes with their answers. Omit product_type to see every line.

{
  "type": "object",
  "properties": {
    "product_type": {
      "type": "string",
      "enum": [
        "auto",
        "health",
        "travel",
        "gadget"
      ],
      "description": "The line of insurance. Omit to get the requirements for all lines."
    }
  }
}

Get real-time premiums across MIB's partner insurers (NSIA, Heirs, Tangerine, Cornerstone, NEM, WellaHealth, emPLE…) in NGN. Health/travel/gadget offers include a buy_url. MOTOR offers deliberately have no link: after presenting motor quotes you MUST ask the customer in chat for their vehicle + address + next-of-kin details (each offer's to_buy field lists them) and then call get_buy_link — that is the only way to a motor checkout. Rating inputs: auto → sum_insured (vehicle value) + cover_type; health → plan_code + lives; travel → travellers + travel_class + travel_scope; gadget → sum_insured (device value) + device_type.

{
  "type": "object",
  "properties": {
    "product_type": {
      "type": "string",
      "enum": [
        "auto",
        "health",
        "travel",
        "gadget"
      ],
      "description": "The line of insurance to quote."
    },
    "sum_insured": {
      "type": "number",
      "description": "Value being covered in NGN (vehicle value for auto, device value for gadget). Required for auto and gadget."
    },
    "cover_type": {
      "type": "string",
      "description": "Auto: 'comprehensive' or 'third party'. Default comprehensive."
    },
    "plan_code": {
      "type": "string",
      "description": "Health: plan tier — AWRS (Standard), AWGD (Gold) or AWPL (Platinum)."
    },
    "lives": {
      "type": "number",
      "description": "Health: number of people covered. Default 1."
    },
    "travellers": {
      "type": "number",
      "description": "Travel: number of travellers. Default 1."
    },
    "travel_class": {
      "type": "string",
      "description": "Travel: 'economy' or 'executive'."
    },
    "travel_scope": {
      "type": "string",
      "description": "Travel: 'local' (within Nigeria) or 'foreign' (international)."
    },
    "device_type": {
      "type": "string",
      "description": "Gadget: what the device is, e.g. Phone, Laptop."
    },
    "age": {
      "type": "number",
      "description": "Applicant age in years — some insurers rate on it."
    }
  },
  "required": [
    "product_type"
  ]
}

Browse the live product catalogue MIB carries for one insurer. insurer: 'universal', 'nsia', 'heirs' or 'emple'. For emPLE you can filter line to 'general' or 'life'.

{
  "type": "object",
  "properties": {
    "insurer": {
      "type": "string",
      "enum": [
        "universal",
        "nsia",
        "heirs",
        "emple"
      ]
    },
    "line": {
      "type": "string",
      "enum": [
        "general",
        "life"
      ],
      "description": "emPLE only."
    }
  },
  "required": [
    "insurer"
  ]
}

MIB's free second opinion on an insurance policy the customer already holds (with any insurer). Compares their current premium against live market rates and reports the estimated annual saving. Requires the customer's name and phone number — MIB's licensed brokers may follow up to help them switch. Ask the customer for consent before calling this.

{
  "type": "object",
  "properties": {
    "product_type": {
      "type": "string",
      "description": "e.g. auto, health, travel, gadget"
    },
    "current_premium": {
      "type": "number",
      "description": "What they currently pay per year, NGN."
    },
    "sum_insured": {
      "type": "number",
      "description": "Current cover amount in NGN, if known."
    },
    "insurer_name": {
      "type": "string",
      "description": "Insurer they hold the policy with."
    },
    "cover_type": {
      "type": "string",
      "description": "e.g. comprehensive, third-party."
    },
    "name": {
      "type": "string",
      "description": "Customer's full name (required)."
    },
    "phone": {
      "type": "string",
      "description": "Customer's phone number (required)."
    },
    "email": {
      "type": "string",
      "description": "Customer's email (optional)."
    }
  },
  "required": [
    "product_type",
    "name",
    "phone"
  ]
}

Everything MIB's own purchase forms collect before payment, per line — for motor that is the full vehicle (make, model, year, body type, colour, usage, plate, chassis/VIN, engine number, seats), the insured's address details, and a next of kin. Collect it all in chat, then call get_buy_link with it: the checkout page arrives prefilled and the customer only signs in, reviews and pays. Identity (DOB/NIN) is never collected in chat.

{
  "type": "object",
  "properties": {
    "product_type": {
      "type": "string",
      "enum": [
        "auto",
        "health",
        "travel",
        "gadget"
      ]
    }
  },
  "required": [
    "product_type"
  ]
}

Build the MIB hosted-checkout link for a chosen offer (from compare_insurance_quotes). MOTOR REQUIRES the full details collected via get_purchase_requirements (vehicle + insured + next_of_kin) — without them this tool returns an error telling you what to collect. With them, the customer lands on a review summary of everything gathered in chat and only signs in and pays with Paystack — the agent never handles payment.

{
  "type": "object",
  "properties": {
    "product_type": {
      "type": "string",
      "enum": [
        "auto",
        "health",
        "travel",
        "gadget"
      ]
    },
    "insurer": {
      "type": "string",
      "description": "Insurer code from the compare results (e.g. nsia, uic, heirs, emple)."
    },
    "premium": {
      "type": "number",
      "description": "The quoted annual premium in NGN."
    },
    "plan_code": {
      "type": "string",
      "description": "Plan code from the offer, when present."
    },
    "sum_insured": {
      "type": "number",
      "description": "The value quoted on (vehicle/device value in NGN)."
    },
    "cover_type": {
      "type": "string",
      "description": "Auto: 'comprehensive' or 'third party'."
    },
    "vehicle": {
      "type": "object",
      "description": "Auto: the vehicle details from get_purchase_requirements (make, model, year, body_type, color, use, plate_number, chassis_number, engine_number, seats)."
    },
    "insured": {
      "type": "object",
      "description": "Auto: insured details — title, gender, address, city, state (2-letter code)."
    },
    "next_of_kin": {
      "type": "object",
      "description": "Auto: next of kin — first_name, last_name, gender, phone, relationship."
    },
    "attributes": {
      "type": "object",
      "description": "Other lines: the quote inputs to carry to checkout (plan_code, lives, travellers, device_type…)."
    }
  },
  "required": [
    "product_type",
    "insurer",
    "premium"
  ]
}

What My Insure Bank is, what this MCP server can do, and how developers get their own MIB partner API key (sandbox instantly, live after business verification).

{
  "type": "object",
  "properties": {}
}