ITIN Finance
Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN.
Should I use this
Quality & Safety
Based on automated analysis of tool definitions and protocol compliance.
Context Cost
This is the approximate number of tokens consumed each time the server's tools are loaded into a model's context. Higher counts reduce the attention available for other tasks.
Install
One-Click Install
Add this to your `claude_desktop_config.json` file:
{
"mcpServers": {
"itin-finance": {
"command": "npx",
"args": [
"itin-finance-mcp"
]
}
}
}Runnable packages
1.0.2stdioRemote endpoints
https://qnthujurzakdmngcidsg.supabase.co/functions/v1/mcpstreamable-httphttps://mcp.itinlending.net/?src=registrystreamable-httpWhat it can do
Tool inventory
Tools (8)
🟢search_guides(query, lang, site)
Search 290+ editorial guides across the ITIN finance network (loans, mortgages, credit cards, credit scores — English and Spanish). Returns quick answers with canonical article URLs.
Input Schema
{
"type": "object",
"properties": {
"query": {
"type": "string",
"minLength": 2,
"maxLength": 120,
"description": "What the user wants to know, e.g. 'refinance car loan itin' or 'prestamo personal con itin'"
},
"lang": {
"type": "string",
"enum": [
"en",
"es"
],
"description": "Answer language: en (default) or es (Spanish)"
},
"site": {
"type": "string",
"enum": [
"lending",
"creditcard",
"creditscore"
],
"description": "Restrict to one site in the network: lending, creditcard, or creditscore. Omit to search all three"
}
},
"required": [
"query"
],
"additionalProperties": false,
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_guide(slug, lang)
Get one guide by slug or approximate title: quick answer, FAQs, related guides, canonical URL.
Input Schema
{
"type": "object",
"properties": {
"slug": {
"type": "string",
"minLength": 2,
"maxLength": 120,
"description": "Guide slug, or an approximate title to match on"
},
"lang": {
"type": "string",
"enum": [
"en",
"es"
],
"description": "Answer language: en (default) or es (Spanish)"
}
},
"required": [
"slug"
],
"additionalProperties": false,
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢faq_lookup(query, lang)
Search 1,800+ editorial FAQs for a direct answer to a specific ITIN finance question (EN/ES). Each answer carries its source article URL.
Input Schema
{
"type": "object",
"properties": {
"query": {
"type": "string",
"minLength": 2,
"maxLength": 120,
"description": "A specific ITIN finance question, e.g. 'can I get a mortgage with an ITIN'"
},
"lang": {
"type": "string",
"enum": [
"en",
"es"
],
"description": "Answer language: en (default) or es (Spanish)"
}
},
"required": [
"query"
],
"additionalProperties": false,
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢find_itin_lenders(loan_type, state, lang)
List institutions that accept ITIN (no SSN) applicants for a loan or card type, optionally filtered by US state. Every entry states whether it was verified against the institution's own pages, with citation URLs and dates.
Input Schema
{
"type": "object",
"properties": {
"loan_type": {
"type": "string",
"enum": [
"auto",
"mortgage",
"personal",
"business",
"credit_card"
],
"description": "Which product the question is about: auto loan, mortgage, personal loan, business loan, or credit card"
},
"state": {
"type": "string",
"minLength": 2,
"maxLength": 30,
"description": "US state name or 2-letter code"
},
"lang": {
"type": "string",
"enum": [
"en",
"es"
],
"description": "Answer language: en (default) or es (Spanish)"
}
},
"required": [
"loan_type"
],
"additionalProperties": false,
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_lender_details(name)
Full verified profile for one institution: ITIN policy, states, membership rules, published terms, citations, and our editorial coverage.
Input Schema
{
"type": "object",
"properties": {
"name": {
"type": "string",
"minLength": 2,
"maxLength": 80,
"description": "Institution name, e.g. 'Alterra Home Loans'"
}
},
"required": [
"name"
],
"additionalProperties": false,
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢can_i_get_this_loan(loan_type, state, lang)
The direct answer to 'can I get a(n) X with an ITIN?': the editorial quick answer, typical requirements, and institutions with documented ITIN programs for that loan type (optionally state-filtered). Informational only — not a recommendation or referral. EN/ES.
Input Schema
{
"type": "object",
"properties": {
"loan_type": {
"type": "string",
"enum": [
"auto",
"mortgage",
"personal",
"business",
"credit_card"
],
"description": "Which product the question is about: auto loan, mortgage, personal loan, business loan, or credit card"
},
"state": {
"type": "string",
"minLength": 2,
"maxLength": 30,
"description": "US state name or 2-letter code, to narrow to institutions lending there"
},
"lang": {
"type": "string",
"enum": [
"en",
"es"
],
"description": "Answer language: en (default) or es (Spanish)"
}
},
"required": [
"loan_type"
],
"additionalProperties": false,
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢itin_state_info(state)
State-level context for ITIN holders: state/local taxes paid by undocumented immigrants (ITEP 2022), effective tax rate, driver's-license access law, and the state guide URL.
Input Schema
{
"type": "object",
"properties": {
"state": {
"type": "string",
"minLength": 2,
"maxLength": 30,
"description": "US state name or 2-letter code"
}
},
"required": [
"state"
],
"additionalProperties": false,
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢how_to_get_an_itin(lang)
How to apply for an ITIN (IRS Form W-7): the process, documents, timelines, and common mistakes — with the full guide URL. EN/ES.
Input Schema
{
"type": "object",
"properties": {
"lang": {
"type": "string",
"enum": [
"en",
"es"
],
"description": "Answer language: en (default) or es (Spanish)"
}
},
"additionalProperties": false,
"$schema": "http://json-schema.org/draft-07/schema#"
}Community
Evidence