Paramount Loan Services — Mortgage Loan Application

File a Fannie Mae Form 1003 mortgage application with a licensed California broker. No API key.

¿Debería usar esto?

Calidad y seguridad

B
Calidad de la descripción
70%
Integridad del esquema
45%
Calidad de los nombres
100%
Riesgo de envenenamiento
100%
Coincidencia de permisos
100%
Cumplimiento del protocolo
100%

Hallazgos (4)

  • LOWTool 'submit_loan_application' description lacks action verben submit_loan_application
  • LOWTool 'get_loan_application_schema' description lacks action verben get_loan_application_schema
  • LOWTool 'list_loan_programs' description lacks action verben list_loan_programs
  • LOWTool 'get_company_information' description lacks action verben get_company_information

Basado en el análisis automatizado de las definiciones de herramientas y el cumplimiento del protocolo.

Costo de contexto

~5,394Tokens (definiciones de herramientas)
~16.0 KBTamaño de respuesta típico
Impacto significativo en la atención (4.21% del contexto de 128k)

Este es el número aproximado de tokens que se consumen cada vez que las herramientas del servidor se cargan en el contexto de un modelo. Los recuentos más altos reducen la atención disponible para otras tareas.

Instalar

Instalación con un clic

Agrega esto a tu archivo `claude_desktop_config.json`:

{
  "mcpServers": {
    "loan-application": {
      "url": "https://paramountls.com/mcp"
    }
  }
}

Puntos de conexión remotos

https://paramountls.com/mcpstreamable-http

Qué puede hacer

Inventario de herramientas

Herramientas (4)

🟢 Solo lectura🟡 Escritura🔴 Eliminación⚪ Desconocido
🟡submit_loan_application(_comment, dry_run, submitted_by, acknowledgments, borrowers, ...)

File a Uniform Residential Loan Application (Fannie Mae Form 1003 / URLA) with Paramount Loan Services on behalf of a borrower who has consented. Returns an application id. A licensed loan officer then contacts the borrower. This is not a rate quote, a pre-approval or a credit decision.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "_comment": {
      "type": "string",
      "maxLength": 400,
      "description": "Free-text note to a human reader. Ignored, never stored, never emailed. The example uses it to say it is fictional."
    },
    "dry_run": {
      "type": "boolean",
      "description": "Set true to validate and preview this application without filing it. Nothing is emailed and no application id is issued. Use it to check a body before committing, and to test this API at all."
    },
    "submitted_by": {
      "type": "object",
      "properties": {
        "agent_name": {
          "type": "string",
          "maxLength": 120,
          "description": "Name of the AI agent or application."
        },
        "operator": {
          "type": "string",
          "maxLength": 120,
          "description": "Company or person operating the agent."
        },
        "contact_email": {
          "type": "string",
          "format": "email",
          "description": "Where Paramount can reach the operator about this submission."
        },
        "relationship_to_borrower": {
          "type": "string",
          "maxLength": 200,
          "description": "e.g. \"assistant acting for the borrower\"."
        },
        "reference_id": {
          "type": "string",
          "maxLength": 80,
          "description": "Your own id for this application, echoed back in the response."
        }
      },
      "additionalProperties": false,
      "required": [
        "agent_name"
      ],
      "description": "Identifies the agent or software sending the application."
    },
    "acknowledgments": {
      "type": "object",
      "properties": {
        "borrower_consent_obtained": {
          "type": "boolean",
          "description": "The borrower knows this application is being submitted and agreed to it. Required."
        },
        "consent_timestamp": {
          "type": "string",
          "maxLength": 40,
          "description": "ISO 8601 time the borrower gave consent."
        },
        "borrower_agrees_to_be_contacted": {
          "type": "boolean",
          "description": "Consent to a phone call or email from a loan officer."
        },
        "sms_consent": {
          "type": "boolean",
          "description": "Separate express written consent for text messages (TCPA / 10DLC)."
        },
        "electronic_records_consent": {
          "type": "boolean",
          "description": "Consent to receive disclosures electronically (E-SIGN)."
        },
        "credit_report_authorization": {
          "type": "boolean",
          "description": "Authorization to obtain a credit report."
        }
      },
      "additionalProperties": false,
      "required": [
        "borrower_consent_obtained"
      ]
    },
    "borrowers": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "role": {
            "type": "string",
            "enum": [
              "borrower",
              "co_borrower"
            ]
          },
          "first_name": {
            "type": "string",
            "maxLength": 80
          },
          "middle_name": {
            "type": "string",
            "maxLength": 80
          },
          "last_name": {
            "type": "string",
            "maxLength": 80
          },
          "suffix": {
            "type": "string",
            "maxLength": 20
          },
          "alternate_names": {
            "type": "array",
            "items": {
              "type": "string"
            },
            "maxItems": 5,
            "description": "Any other name the borrower has used to receive credit."
          },
          "ssn": {
            "type": "string",
            "pattern": "^\\d{3}-?\\d{2}-?\\d{4}$",
            "description": "Social Security Number. Send only with the borrower’s knowledge and consent."
          },
          "itin": {
            "type": "string",
            "pattern": "^9\\d{2}-?\\d{2}-?\\d{4}$",
            "description": "Individual Taxpayer Identification Number, for ITIN loan programs."
          },
          "date_of_birth": {
            "type": "string",
            "format": "date",
            "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
          },
          "citizenship": {
            "type": "string",
            "enum": [
              "us_citizen",
              "permanent_resident_alien",
              "non_permanent_resident_alien"
            ]
          },
          "marital_status": {
            "type": "string",
            "enum": [
              "married",
              "separated",
              "unmarried"
            ]
          },
          "dependents_count": {
            "type": "number",
            "minimum": 0,
            "maximum": 30
          },
          "dependents_ages": {
            "type": "array",
            "items": {
              "type": "number"
            },
            "maxItems": 30
          },
          "home_phone": {
            "type": "string"
          },
          "cell_phone": {
            "type": "string"
          },
          "work_phone": {
            "type": "string"
          },
          "work_phone_extension": {
            "type": "string",
            "maxLength": 10
          },
          "email": {
            "type": "string",
            "format": "email"
          },
          "preferred_language": {
            "type": "string",
            "enum": [
              "english",
              "spanish",
              "chinese",
              "korean",
              "tagalog",
              "vietnamese",
              "other",
              "no_preference"
            ],
            "description": "Paramount serves English and Spanish in-house."
          },
          "current_address": {
            "type": "object",
            "properties": {
              "street": {
                "type": "string",
                "maxLength": 200,
                "description": "Street address including house number."
              },
              "unit": {
                "type": "string",
                "maxLength": 40
              },
              "city": {
                "type": "string",
                "maxLength": 80
              },
              "state": {
                "type": "string",
                "pattern": "^[A-Za-z]{2}$",
                "description": "Two-letter US state or territory code, e.g. CA."
              },
              "zip": {
                "type": "string",
                "pattern": "^\\d{5}(-?\\d{4})?$",
                "description": "5-digit or ZIP+4."
              },
              "country": {
                "type": "string",
                "maxLength": 60,
                "description": "Defaults to US."
              },
              "years_at_address": {
                "type": "number",
                "minimum": 0,
                "maximum": 100
              },
              "months_at_address": {
                "type": "number",
                "minimum": 0,
                "maximum": 11
              },
              "housing": {
                "type": "string",
                "enum": [
                  "no_primary_housing_expense",
                  "own",
                  "rent"
                ]
              },
              "monthly_rent": {
                "type": "number",
                "description": "Monthly rent paid, when housing is rent."
              }
            },
            "additionalProperties": false
          },
          "mailing_address": {
            "type": "object",
            "properties": {
              "street": {
                "type": "string",
                "maxLength": 200,
                "description": "Street address including house number."
              },
              "unit": {
                "type": "string",
                "maxLength": 40
              },
              "city": {
                "type": "string",
                "maxLength": 80
              },
              "state": {
                "type": "string",
                "pattern": "^[A-Za-z]{2}$",
                "description": "Two-letter US state or territory code, e.g. CA."
              },
              "zip": {
                "type": "string",
                "pattern": "^\\d{5}(-?\\d{4})?$",
                "description": "5-digit or ZIP+4."
              },
              "country": {
                "type": "string",
                "maxLength": 60,
                "description": "Defaults to US."
              }
            },
            "additionalProperties": false,
            "description": "Only when different from the current address."
          },
          "former_address": {
            "type": "object",
            "properties": {
              "street": {
                "type": "string",
                "maxLength": 200,
                "description": "Street address including house number."
              },
              "unit": {
                "type": "string",
                "maxLength": 40
              },
              "city": {
                "type": "string",
                "maxLength": 80
              },
              "state": {
                "type": "string",
                "pattern": "^[A-Za-z]{2}$",
                "description": "Two-letter US state or territory code, e.g. CA."
              },
              "zip": {
                "type": "string",
                "pattern": "^\\d{5}(-?\\d{4})?$",
                "description": "5-digit or ZIP+4."
              },
              "country": {
                "type": "string",
                "maxLength": 60,
                "description": "Defaults to US."
              },
              "years_at_address": {
                "type": "number",
                "minimum": 0,
                "maximum": 100
              },
              "months_at_address": {
                "type": "number",
                "minimum": 0,
                "maximum": 11
              },
              "housing": {
                "type": "string",
                "enum": [
                  "no_primary_housing_expense",
                  "own",
                  "rent"
                ]
              },
              "monthly_rent": {
                "type": "number",
                "description": "Monthly rent paid, when housing is rent."
              }
            },
            "additionalProperties": false,
            "description": "Required by the lender when under two years at the current address."
          },
          "employment": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "employer_name": {
                  "type": "string",
                  "maxLength": 150
                },
                "employer_phone": {
                  "type": "string"
                },
                "employer_address": {
                  "type": "object",
                  "properties": {
                    "street": {
                      "type": "string",
                      "maxLength": 200,
                      "description": "Street address including house number."
                    },
                    "unit": {
                      "type": "string",
                      "maxLength": 40
                    },
                    "city": {
                      "type": "string",
                      "maxLength": 80
                    },
                    "state": {
                      "type": "string",
                      "pattern": "^[A-Za-z]{2}$",
                      "description": "Two-letter US state or territory code, e.g. CA."
                    },
                    "zip": {
                      "type": "string",
                      "pattern": "^\\d{5}(-?\\d{4})?$",
                      "description": "5-digit or ZIP+4."
                    },
                    "country": {
                      "type": "string",
                      "maxLength": 60,
                      "description": "Defaults to US."
                    }
                  },
                  "additionalProperties": false
                },
                "position_or_title": {
                  "type": "string",
                  "maxLength": 150
                },
                "start_date": {
                  "type": "string",
                  "format": "date",
                  "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
                },
                "end_date": {
                  "type": "string",
                  "format": "date",
                  "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
                  "description": "Previous employment only."
                },
                "is_current": {
                  "type": "boolean",
                  "description": "True for the job held today."
                },
                "years_in_line_of_work": {
                  "type": "number",
                  "minimum": 0,
                  "maximum": 80
                },
                "employed_by_family_or_party_to_transaction": {
                  "type": "boolean"
                },
                "is_self_employed": {
                  "type": "boolean"
                },
                "ownership_share": {
                  "type": "string",
                  "enum": [
                    "less_than_25_percent",
                    "25_percent_or_more"
                  ],
                  "description": "Self-employed borrowers only."
                },
                "monthly_income_or_loss": {
                  "type": "number",
                  "description": "Self-employed net monthly income or loss; may be negative."
                },
                "gross_monthly_income": {
                  "type": "object",
                  "properties": {
                    "base": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "overtime": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "bonus": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "commission": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "military_entitlements": {
                      "type": "number",
                      "description": "US dollars."
                    },
                    "other": {
                      "type": "number",
                      "description": "US dollars."
                    }
                  },
                  "additionalProperties": false
                }
              },
              "additionalProperties": false
            },
            "maxItems": 10
          },
          "other_income": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "source": {
                  "type": "string",
                  "enum": [
                    "alimony",
                    "automobile_allowance",
                    "boarder_income",
                    "capital_gains",
                    "child_support",
                    "disability",
                    "foster_care",
                    "housing_or_parsonage",
                    "interest_and_dividends",
                    "mortgage_credit_certificate",
                    "mortgage_differential_payments",
                    "notes_receivable",
                    "public_assistance",
                    "retirement",
                    "royalty_payments",
                    "separate_maintenance",
                    "social_security",
                    "trust",
                    "unemployment_benefits",
                    "va_compensation",
                    "other"
                  ]
                },
                "monthly_amount": {
                  "type": "number",
                  "description": "US dollars."
                },
                "description": {
                  "type": "string",
                  "maxLength": 200
                }
              },
              "additionalProperties": false,
              "required": [
                "source",
                "monthly_amount"
              ]
            },
            "maxItems": 15
          },
          "declarations": {
            "type": "object",
            "properties": {
              "will_occupy_as_primary_residence": {
                "type": "boolean"
              },
              "had_ownership_interest_last_three_years": {
                "type": "boolean"
              },
              "prior_property_type": {
                "type": "string",
                "enum": [
                  "primary_residence",
                  "second_home",
                  "investment_property"
                ]
              },
              "prior_property_title_held": {
                "type": "string",
                "enum": [
                  "sole_by_self",
                  "jointly_with_spouse",
                  "jointly_with_other"
                ]
              },
              "family_or_business_relationship_with_seller": {
                "type": "boolean"
              },
              "borrowing_money_not_disclosed": {
                "type": "boolean"
              },
              "borrowing_money_amount": {
                "type": "number",
                "description": "US dollars."
              },
              "applying_for_other_mortgage_on_other_property": {
                "type": "boolean"
              },
              "applying_for_new_credit_before_closing": {
                "type": "boolean"
              },
              "property_subject_to_lien_with_priority": {
                "type": "boolean"
              },
              "co_signer_or_guarantor_on_undisclosed_debt": {
                "type": "boolean"
              },
              "outstanding_judgments": {
                "type": "boolean"
              },
              "delinquent_or_in_default_on_federal_debt": {
                "type": "boolean"
              },
              "party_to_lawsuit_with_financial_liability": {
                "type": "boolean"
              },
              "conveyed_title_in_lieu_of_foreclosure_last_seven_years": {
                "type": "boolean"
              },
              "pre_foreclosure_sale_or_short_sale_last_seven_years": {
                "type": "boolean"
              },
              "property_foreclosed_last_seven_years": {
                "type": "boolean"
              },
              "declared_bankruptcy_last_seven_years": {
                "type": "boolean"
              },
              "bankruptcy_types": {
                "type": "array",
                "items": {
                  "type": "string",
                  "enum": [
                    "chapter_7",
                    "chapter_11",
                    "chapter_12",
                    "chapter_13"
                  ]
                },
                "maxItems": 4
              },
              "explanations": {
                "type": "string",
                "maxLength": 4000,
                "description": "Free-text detail for any declaration answered yes."
              }
            },
            "additionalProperties": false
          },
          "military_service": {
            "type": "object",
            "properties": {
              "ever_served": {
                "type": "boolean"
              },
              "currently_serving_active_duty": {
                "type": "boolean"
              },
              "projected_expiration_of_service": {
                "type": "string",
                "format": "date",
                "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
              },
              "currently_retired_discharged_or_separated": {
                "type": "boolean"
              },
              "non_activated_reserve_or_national_guard": {
                "type": "boolean"
              },
              "surviving_spouse": {
                "type": "boolean"
              }
            },
            "additionalProperties": false
          },
          "demographic_information": {
            "type": "object",
            "properties": {
              "ethnicity": {
                "type": "array",
                "items": {
                  "type": "string",
                  "enum": [
                    "hispanic_or_latino",
                    "not_hispanic_or_latino",
                    "do_not_wish_to_provide"
                  ]
                },
                "maxItems": 3
              },
              "ethnicity_detail": {
                "type": "string",
                "maxLength": 120,
                "description": "Mexican, Puerto Rican, Cuban, or other origin."
              },
              "sex": {
                "type": "string",
                "enum": [
                  "female",
                  "male",
                  "do_not_wish_to_provide"
                ]
              },
              "race": {
                "type": "array",
                "items": {
                  "type": "string",
                  "enum": [
                    "american_indian_or_alaska_native",
                    "asian",
                    "black_or_african_american",
                    "native_hawaiian_or_other_pacific_islander",
                    "white",
                    "do_not_wish_to_provide"
                  ]
                },
                "maxItems": 6
              },
              "race_detail": {
                "type": "string",
                "maxLength": 200
              },
              "collected_by": {
                "type": "string",
                "enum": [
                  "face_to_face",
                  "telephone",
                  "fax_or_mail",
                  "email_or_internet"
                ]
              },
              "applicant_declined_to_provide": {
                "type": "boolean"
              }
            },
            "additionalProperties": false,
            "description": "Government monitoring data. Optional, and never used in the credit decision."
          },
          "credit_score_estimate": {
            "type": "number",
            "minimum": 300,
            "maximum": 900,
            "description": "Self-reported estimate. Not a substitute for a credit pull."
          }
        },
        "additionalProperties": false,
        "required": [
          "role",
          "first_name",
          "last_name"
        ]
      },
      "minItems": 1,
      "maxItems": 4
    },
    "loan": {
      "type": "object",
      "properties": {
        "purpose": {
          "type": "string",
          "enum": [
            "purchase",
            "refinance",
            "construction",
            "home_equity",
            "business",
            "other"
          ]
        },
        "loan_amount": {
          "type": "number",
          "description": "Amount requested, in US dollars."
        },
        "mortgage_type": {
          "type": "string",
          "enum": [
            "conventional",
            "fha",
            "va",
            "usda_rural",
            "other"
          ]
        },
        "program": {
          "type": "string",
          "enum": [
            "conventional",
            "fha",
            "va",
            "usda",
            "jumbo",
            "bank_statement",
            "ptl_profit_loss",
            "asset_depletion",
            "dscr",
            "itin",
            "foreign_national",
            "hard_money",
            "fix_and_flip",
            "heloc",
            "heloan",
            "cash_out_refinance",
            "construction",
            "renovation_203k",
            "commercial_real_estate",
            "equipment_financing",
            "reverse_mortgage",
            "unsure"
          ],
          "description": "The Paramount program the borrower is aiming at, if known. Use \"unsure\" freely."
        },
        "amortization": {
          "type": "string",
          "enum": [
            "fixed_rate",
            "adjustable_rate",
            "interest_only",
            "other"
          ]
        },
        "term_months": {
          "type": "number",
          "minimum": 1,
          "maximum": 600
        },
        "interest_rate": {
          "type": "number",
          "minimum": 0,
          "maximum": 50,
          "description": "Rate being discussed, if any. Paramount quotes no rate through this API."
        },
        "refinance_type": {
          "type": "string",
          "enum": [
            "no_cash_out",
            "limited_cash_out",
            "cash_out"
          ]
        },
        "refinance_program": {
          "type": "string",
          "enum": [
            "full_documentation",
            "interest_rate_reduction",
            "streamlined_without_appraisal",
            "other"
          ]
        },
        "cash_out_amount": {
          "type": "number",
          "description": "US dollars."
        },
        "down_payment_amount": {
          "type": "number",
          "description": "US dollars."
        },
        "down_payment_source": {
          "type": "string",
          "maxLength": 200
        },
        "estimated_closing_costs": {
          "type": "number",
          "description": "US dollars."
        },
        "purchase_price": {
          "type": "number",
          "description": "US dollars."
        },
        "timeline": {
          "type": "string",
          "enum": [
            "immediately",
            "within_30_days",
            "within_60_days",
            "within_90_days",
            "more_than_90_days",
            "just_researching"
          ]
        }
      },
      "additionalProperties": false,
      "required": [
        "purpose",
        "loan_amount"
      ]
    },
    "property": {
      "type": "object",
      "properties": {
        "street": {
          "type": "string",
          "maxLength": 200,
          "description": "Street address including house number."
        },
        "unit": {
          "type": "string",
          "maxLength": 40
        },
        "city": {
          "type": "string",
          "maxLength": 80
        },
        "state": {
          "type": "string",
          "pattern": "^[A-Za-z]{2}$",
          "description": "Two-letter US state or territory code, e.g. CA."
        },
        "zip": {
          "type": "string",
          "pattern": "^\\d{5}(-?\\d{4})?$",
          "description": "5-digit or ZIP+4."
        },
        "country": {
          "type": "string",
          "maxLength": 60,
          "description": "Defaults to US."
        },
        "county": {
          "type": "string",
          "maxLength": 80
        },
        "number_of_units": {
          "type": "number",
          "minimum": 1,
          "maximum": 100
        },
        "estimated_value": {
          "type": "number",
          "description": "US dollars."
        },
        "occupancy": {
          "type": "string",
          "enum": [
            "primary_residence",
            "second_home",
            "investment_property"
          ]
        },
        "is_mixed_use": {
          "type": "boolean"
        },
        "is_manufactured_home": {
          "type": "boolean"
        },
        "is_fha_secondary_residence": {
          "type": "boolean"
        },
        "property_not_yet_identified": {
          "type": "boolean",
          "description": "True when the borrower is shopping and has no address yet."
        },
        "expected_monthly_rental_income": {
          "type": "number",
          "description": "US dollars."
        },
        "net_monthly_rental_income": {
          "type": "number",
          "description": "US dollars."
        }
      },
      "additionalProperties": false
    },
    "assets": {
      "type": "object",
      "properties": {
        "accounts": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "account_type": {
                "type": "string",
                "enum": [
                  "checking",
                  "savings",
                  "money_market",
                  "certificate_of_deposit",
                  "mutual_fund",
                  "stocks",
                  "stock_options",
                  "bonds",
                  "retirement",
                  "bridge_loan_proceeds",
                  "individual_development_account",
                  "trust_account",
                  "cash_value_of_life_insurance"
                ]
              },
              "financial_institution": {
                "type": "string",
                "maxLength": 150
              },
              "account_number": {
                "type": "string",
                "maxLength": 40
              },
              "cash_or_market_value": {
                "type": "number",
                "description": "US dollars."
              },
              "owned_by": {
                "type": "number",
                "minimum": 0,
                "maximum": 3,
                "description": "Index into borrowers[]. Omit for jointly held."
              }
            },
            "additionalProperties": false,
            "required": [
              "account_type",
              "cash_or_market_value"
            ]
          },
          "maxItems": 30
        },
        "other_assets": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "asset_type": {
                "type": "string",
                "enum": [
                  "proceeds_from_real_estate_to_be_sold",
                  "proceeds_from_sale_of_non_real_estate_asset",
                  "secured_borrowed_funds",
                  "unsecured_borrowed_funds",
                  "other"
                ]
              },
              "cash_or_market_value": {
                "type": "number",
                "description": "US dollars."
              },
              "description": {
                "type": "string",
                "maxLength": 200
              }
            },
            "additionalProperties": false,
            "required": [
              "asset_type",
              "cash_or_market_value"
            ]
          },
          "maxItems": 20
        },
        "credits": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "credit_type": {
                "type": "string",
                "enum": [
                  "earnest_money",
                  "employer_assistance",
                  "lot_equity",
                  "relocation_funds",
                  "rent_credit",
                  "sweat_equity",
                  "trade_equity",
                  "other"
                ]
              },
              "amount": {
                "type": "number",
                "description": "US dollars."
              },
              "description": {
                "type": "string",
                "maxLength": 200
              }
            },
            "additionalProperties": false,
            "required": [
              "credit_type",
              "amount"
            ]
          },
          "maxItems": 20
        }
      },
      "additionalProperties": false
    },
    "liabilities": {
      "type": "object",
      "properties": {
        "accounts": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "liability_type": {
                "type": "string",
                "enum": [
                  "revolving",
                  "installment",
                  "open_30_day",
                  "lease",
                  "other"
                ]
              },
              "creditor_name": {
                "type": "string",
                "maxLength": 150
              },
              "account_number": {
                "type": "string",
                "maxLength": 40
              },
              "monthly_payment": {
                "type": "number",
                "description": "US dollars."
              },
              "unpaid_balance": {
                "type": "number",
                "description": "US dollars."
              },
              "to_be_paid_off_at_or_before_closing": {
                "type": "boolean"
              },
              "owned_by": {
                "type": "number",
                "minimum": 0,
                "maximum": 3
              }
            },
            "additionalProperties": false,
            "required": [
              "liability_type"
            ]
          },
          "maxItems": 40
        },
        "other_obligations": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "obligation_type": {
                "type": "string",
                "enum": [
                  "alimony",
                  "child_support",
                  "separate_maintenance",
                  "job_related_expenses",
                  "other"
                ]
              },
              "monthly_payment": {
                "type": "number",
                "description": "US dollars."
              },
              "months_remaining": {
                "type": "number",
                "minimum": 0,
                "maximum": 600
              },
              "to_be_paid_off_at_or_before_closing": {
                "type": "boolean"
              },
              "description": {
                "type": "string",
                "maxLength": 200
              }
            },
            "additionalProperties": false,
            "required": [
              "obligation_type",
              "monthly_payment"
            ]
          },
          "maxItems": 20
        }
      },
      "additionalProperties": false
    },
    "real_estate_owned": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "street": {
            "type": "string",
            "maxLength": 200,
            "description": "Street address including house number."
          },
          "unit": {
            "type": "string",
            "maxLength": 40
          },
          "city": {
            "type": "string",
            "maxLength": 80
          },
          "state": {
            "type": "string",
            "pattern": "^[A-Za-z]{2}$",
            "description": "Two-letter US state or territory code, e.g. CA."
          },
          "zip": {
            "type": "string",
            "pattern": "^\\d{5}(-?\\d{4})?$",
            "description": "5-digit or ZIP+4."
          },
          "country": {
            "type": "string",
            "maxLength": 60,
            "description": "Defaults to US."
          },
          "property_value": {
            "type": "number",
            "description": "US dollars."
          },
          "status": {
            "type": "string",
            "enum": [
              "sold",
              "pending_sale",
              "retained"
            ]
          },
          "intended_occupancy": {
            "type": "string",
            "enum": [
              "primary_residence",
              "second_home",
              "investment_property",
              "other"
            ]
          },
          "monthly_insurance_taxes_and_dues": {
            "type": "number",
            "description": "Only when not included in the mortgage payment."
          },
          "monthly_rental_income": {
            "type": "number",
            "description": "US dollars."
          },
          "net_monthly_rental_income": {
            "type": "number",
            "description": "US dollars."
          },
          "is_subject_property": {
            "type": "boolean"
          },
          "mortgage_loans": {
            "type": "array",
            "items": {
              "type": "object",
              "properties": {
                "creditor_name": {
                  "type": "string",
                  "maxLength": 150
                },
                "account_number": {
                  "type": "string",
                  "maxLength": 40
                },
                "monthly_payment": {
                  "type": "number",
                  "description": "US dollars."
                },
                "unpaid_balance": {
                  "type": "number",
                  "description": "US dollars."
                },
                "to_be_paid_off_at_or_before_closing": {
                  "type": "boolean"
                },
                "liability_type": {
                  "type": "string",
                  "enum": [
                    "revolving",
                    "installment",
                    "open_30_day",
                    "lease",
                    "other"
                  ]
                },
                "credit_limit": {
                  "type": "number",
                  "description": "US dollars."
                }
              },
              "additionalProperties": false
            },
            "maxItems": 8
          }
        },
        "additionalProperties": false
      },
      "maxItems": 20,
      "description": "Section 3. Every property the borrower owns, including the one being refinanced."
    },
    "other_new_mortgage_loans": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "creditor_name": {
            "type": "string",
            "maxLength": 150
          },
          "lien_type": {
            "type": "string",
            "maxLength": 60
          },
          "monthly_payment": {
            "type": "number",
            "description": "US dollars."
          },
          "loan_amount": {
            "type": "number",
            "description": "US dollars."
          },
          "credit_limit": {
            "type": "number",
            "description": "US dollars."
          }
        },
        "additionalProperties": false
      },
      "maxItems": 10,
      "description": "Section 4b. Other new mortgage loans on the subject property."
    },
    "gifts_or_grants": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "gift_type": {
            "type": "string",
            "enum": [
              "cash_gift",
              "gift_of_equity",
              "grant"
            ]
          },
          "source": {
            "type": "string",
            "enum": [
              "community_nonprofit",
              "employer",
              "federal_agency",
              "local_agency",
              "relative",
              "religious_nonprofit",
              "state_agency",
              "unmarried_partner",
              "lender",
              "other"
            ]
          },
          "value": {
            "type": "number",
            "description": "US dollars."
          },
          "status": {
            "type": "string",
            "enum": [
              "deposited",
              "not_deposited"
            ]
          }
        },
        "additionalProperties": false,
        "required": [
          "gift_type",
          "source",
          "value"
        ]
      },
      "maxItems": 10,
      "description": "Section 4d."
    },
    "loan_originator": {
      "type": "object",
      "properties": {
        "organization_name": {
          "type": "string",
          "maxLength": 150
        },
        "organization_nmls_id": {
          "type": "string",
          "maxLength": 20
        },
        "organization_state_license_id": {
          "type": "string",
          "maxLength": 40
        },
        "originator_name": {
          "type": "string",
          "maxLength": 120
        },
        "originator_nmls_id": {
          "type": "string",
          "maxLength": 20
        },
        "originator_state_license_id": {
          "type": "string",
          "maxLength": 40
        },
        "email": {
          "type": "string",
          "format": "email"
        },
        "phone": {
          "type": "string"
        }
      },
      "additionalProperties": false,
      "description": "Section 9. Leave empty and Paramount assigns a licensed loan officer."
    },
    "notes": {
      "type": "string",
      "maxLength": 8000,
      "description": "Anything a loan officer should read first. Plain English."
    }
  },
  "required": [
    "submitted_by",
    "acknowledgments",
    "borrowers",
    "loan",
    "property"
  ],
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://paramountls.com/api/v1/schema",
  "title": "Uniform Residential Loan Application (Form 1003 / URLA)",
  "description": "Request body for POST https://paramountls.com/api/v1/loan-applications. Modeled on Fannie Mae Form 1003 (Freddie Mac Form 65), the standard US residential loan application. Paramount Loan Services is a licensed California mortgage broker, NMLS #236355.",
  "additionalProperties": false
}
🟢get_loan_application_schema

Return the full JSON Schema for a loan application, so you can see every field the 1003 accepts and which ones are required.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}
🟢list_loan_programs

Return the loan programs Paramount brokers, with the enum value to put in loan.program and a one-line description of each.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}
🟢get_company_information

Return licensing, contact, service area and language details for Paramount Loan Services.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

Comunidad

Califica este servidor

Evidencia

Observaciones recientes

verificadoversión no registrada4 herramientas