MCP MeasureMCP Measure

índice observado

QueryLines

Surplus lines market data, per query. U.S. E&S: premium, financials, litigation, catastrophe.

¿Debería usar esto?

Calidad y seguridad

A
Calidad de la descripción
98%
Integridad del esquema
61%
Calidad de los nombres
99%
Riesgo de envenenamiento
100%
Coincidencia de permisos
100%
Cumplimiento del protocolo
100%

Hallazgos (1)

  • LOWTool 'get_coverage' description lacks action verben get_coverage

Basado en el análisis automatizado de las definiciones de herramientas y el cumplimiento del protocolo.

Costo de contexto

~6,450Tokens (definiciones de herramientas)
~774 BTamaño de respuesta típico
Impacto significativo en la atención (5.04% del contexto de 128k)

Este es el número aproximado de tokens que se consumen cada vez que las herramientas del servidor se cargan en el contexto de un modelo. Los recuentos más altos reducen la atención disponible para otras tareas.

Instalar

Instalación con un clic

Agrega esto a tu archivo `claude_desktop_config.json`:

{
  "mcpServers": {
    "mcp": {
      "url": "https://api.querylines.com/mcp"
    }
  }
}

Puntos de conexión remotos

https://api.querylines.com/mcpstreamable-http

Qué puede hacer

Inventario de herramientas

Herramientas (40)

🟢 Solo lectura🟡 Escritura🔴 Eliminación⚪ Desconocido
🟢get_premium_sample(state)

Free sample of the premium data: statewide all-lines premium and policy-count series for a state, latest 13 periods, at whatever granularity that state publishes (month for FL/TX/CA, half for IL, year for NY/WA). Annual states whose history runs longer than the sample window also return a `history` object with first-to-latest premium and growth multiple across the full series. Line/county/insurer detail, full history, and cross-state comparison are paid tools.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "default": "FL",
      "type": "string",
      "minLength": 1
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢list_lines(state)

List the coverage line taxonomy (source codes, names, normalized categories) available for a state. Free.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "type": "string",
      "minLength": 1
    }
  },
  "required": [
    "state"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_coverage

Report which states, date ranges, and granularities (month/quarter/half/year) have data available. Free.

Esquema de entrada

{
  "type": "object",
  "properties": {}
}
🟢get_eligibility_sample

Free sample of the NAIC IID (Quarterly Listing of Alien Insurers) eligibility roster: a few alien companies and Lloyd's syndicates, plus the latest edition's additions/removals. Free.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_citizens_sample

Free sample of the Citizens Property Insurance Corporation (Florida) dataset: statewide all-lines policies-in-force, latest 13 months, plus the latest year's depopulation (takeout) totals. Free.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢list_carrier_lines

List the NAIC annual-statement line-of-business taxonomy (line_no, line_code, name, category, from_year, comparability_note) used by the carriers (NAIC Market Share Report) dataset, plus which data years are loaded. Free.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_carriers_sample

Free sample of the carrier market-share dataset (NAIC Market Share Report, P/C): Florida's top 5 carriers for total-all-lines, latest data year, with the STATE TOTAL/all_other rows and CR4/CR10 concentration. Free.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_premium(state, line, county, from, to, ...)

Time series of E&S/surplus lines premium and policy counts for a state, optionally by coverage line, date range, and granularity. $0.10 per query. Mirrors GET /v1/premium.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "type": "string",
      "minLength": 1
    },
    "line": {
      "default": "all",
      "type": "string",
      "minLength": 1
    },
    "county": {
      "type": "string",
      "minLength": 1
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "granularity": {
      "default": "month",
      "type": "string",
      "enum": [
        "month",
        "quarter",
        "half",
        "year"
      ]
    }
  },
  "required": [
    "state"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_summary(state, year)

Year-over-year premium and policy count summary for a state and year. $0.10 per query. Mirrors GET /v1/premium/summary.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "type": "string",
      "minLength": 1
    },
    "year": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    }
  },
  "required": [
    "state",
    "year"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_top_insurers(state, period)

Top insurers by E&S/surplus lines premium for a state and period (month, half-year, or year), each with the carrier's latest-year combined and losses-incurred ratio joined by NAIC code (premium AND loss ratios in one call). $0.10 per query. Mirrors GET /v1/insurers.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "type": "string",
      "minLength": 1
    },
    "period": {
      "type": "string",
      "pattern": "^\\d{4}(-(0[1-9]|1[0-2])|-H[12])?$"
    }
  },
  "required": [
    "state",
    "period"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢compare_states(states, line, from, to, granularity)

Compare premium/policy count series across multiple states side-by-side. $0.50 per query. Mirrors GET /v1/compare.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "states": {
      "minItems": 1,
      "type": "array",
      "items": {
        "type": "string",
        "minLength": 1
      }
    },
    "line": {
      "default": "all",
      "type": "string",
      "minLength": 1
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "granularity": {
      "default": "month",
      "type": "string",
      "enum": [
        "month",
        "quarter",
        "half",
        "year"
      ]
    }
  },
  "required": [
    "states"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢check_eligibility(insurer, state, changes_since, entity_type, limit)

Look up NAIC IID (Quarterly Listing of Alien Insurers) surplus-lines eligibility -- nationwide under NRRA -- for an insurer by name or alien ID, or list the current roster with recent additions/removals. $0.10 per query. Mirrors GET /v1/eligibility.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "insurer": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "changes_since": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "entity_type": {
      "type": "string",
      "enum": [
        "alien_company",
        "lloyds_syndicate"
      ]
    },
    "limit": {
      "default": 100,
      "type": "integer",
      "minimum": 1,
      "maximum": 500
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_citizens_pif(product_line, county, split, from, to, ...)

Citizens Property Insurance Corporation (Florida) monthly policies-in-force by product line, optionally broken out by coverage (wind/ex_wind), region (tri_county/remainder), or filtered to a single county. $0.10 per query. Mirrors GET /v1/citizens/pif.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "product_line": {
      "default": "all",
      "type": "string",
      "minLength": 1
    },
    "county": {
      "type": "string",
      "minLength": 1
    },
    "split": {
      "type": "string",
      "enum": [
        "coverage",
        "region"
      ]
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "granularity": {
      "default": "month",
      "type": "string",
      "enum": [
        "month"
      ]
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_citizens_depopulation(year, from, to, company, detail)

Citizens Property Insurance Corporation (Florida) depopulation (takeout) activity: annual totals by policy type, or company-level detail for years with published detail (2017, 2018, 2021+). $0.10 per query. Mirrors GET /v1/citizens/depopulation.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "year": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    },
    "from": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    },
    "to": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    },
    "company": {
      "type": "string",
      "minLength": 1
    },
    "detail": {
      "default": false,
      "type": "boolean"
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟡get_top_carriers(state, scope, line, year, limit)

Top carriers (NAIC group codes and standalone companies, ranked together per the report's own methodology) by direct premiums written for a jurisdiction (or countrywide) and line of business, with year-over-year change and CR4/CR10 concentration. `line` accepts a category to fan out into multiple line blocks. $0.10 per query. Mirrors GET /v1/carriers.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "type": "string",
      "enum": [
        "AL",
        "AK",
        "AZ",
        "AR",
        "CA",
        "CO",
        "CT",
        "DE",
        "DC",
        "FL",
        "GA",
        "HI",
        "ID",
        "IL",
        "IN",
        "IA",
        "KS",
        "KY",
        "LA",
        "ME",
        "MD",
        "MA",
        "MI",
        "MN",
        "MS",
        "MO",
        "MT",
        "NE",
        "NV",
        "NH",
        "NJ",
        "NM",
        "NY",
        "NC",
        "ND",
        "OH",
        "OK",
        "OR",
        "PA",
        "RI",
        "SC",
        "SD",
        "TN",
        "TX",
        "UT",
        "VT",
        "VA",
        "WA",
        "WV",
        "WI",
        "WY",
        "AS",
        "GU",
        "MP",
        "PR",
        "VI",
        "CAN",
        "AOA"
      ]
    },
    "scope": {
      "default": "us",
      "type": "string",
      "enum": [
        "us",
        "us_alien"
      ]
    },
    "line": {
      "default": "total_all_lines",
      "type": "string",
      "minLength": 1
    },
    "year": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    },
    "limit": {
      "default": 10,
      "type": "integer",
      "minimum": 1,
      "maximum": 125
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_carrier_profile(code, line, state)

One carrier's multi-year trajectory (rank, dpw, market_share, YoY) for a single line and scope (a jurisdiction or countrywide), plus group member companies for group codes. DELIBERATE single-scope limit: use compare_carrier_states for a cross-state comparison. $0.10 per query. Mirrors GET /v1/carriers/profile.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "code": {
      "type": "string",
      "minLength": 1
    },
    "line": {
      "default": "total_all_lines",
      "type": "string",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "enum": [
        "AL",
        "AK",
        "AZ",
        "AR",
        "CA",
        "CO",
        "CT",
        "DE",
        "DC",
        "FL",
        "GA",
        "HI",
        "ID",
        "IL",
        "IN",
        "IA",
        "KS",
        "KY",
        "LA",
        "ME",
        "MD",
        "MA",
        "MI",
        "MN",
        "MS",
        "MO",
        "MT",
        "NE",
        "NV",
        "NH",
        "NJ",
        "NM",
        "NY",
        "NC",
        "ND",
        "OH",
        "OK",
        "OR",
        "PA",
        "RI",
        "SC",
        "SD",
        "TN",
        "TX",
        "UT",
        "VT",
        "VA",
        "WA",
        "WV",
        "WI",
        "WY",
        "AS",
        "GU",
        "MP",
        "PR",
        "VI",
        "CAN",
        "AOA"
      ]
    }
  },
  "required": [
    "code"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢compare_carrier_states(code, line, year, states)

One carrier's footprint across states for a line and year: per-state rank/dpw/market_share/YoY, plus the countrywide reference row. $0.50 per query -- the cross-state differentiator, mirrors compare_states. Mirrors GET /v1/carriers/footprint.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "code": {
      "type": "string",
      "minLength": 1
    },
    "line": {
      "default": "total_all_lines",
      "type": "string",
      "minLength": 1
    },
    "year": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    },
    "states": {
      "type": "array",
      "items": {
        "type": "string",
        "minLength": 1
      }
    }
  },
  "required": [
    "code"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢list_cat_events(peril, year, state, limit)

List U.S. hurricane catastrophe events (FEMA disaster declarations grouped into named storms, with NOAA landfall category/wind), most recent first. Filter by `state` (2-letter code), `year`, or `peril`. Free -- the discovery bait for /v1/cat/counties and /v1/cat/exposure.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "peril": {
      "type": "string",
      "minLength": 1
    },
    "year": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "limit": {
      "default": 200,
      "type": "integer",
      "minimum": 1,
      "maximum": 500
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_cat_sample

Free sample of the hurricane/catastrophe dataset: recent events plus the latest FL-affecting hurricane's Florida exposure headline (declared counties and their share of statewide surplus-lines premium). Free.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_cat_counties(event, state)

Per-county FEMA disaster-declaration detail for one hurricane event (declaration type/date, incident window, IA/PA/IH/HM program flags). Filter by `state`. $0.10 per query. Mirrors GET /v1/cat/counties. Free discovery: /v1/cat/events, /v1/cat/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "event": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    }
  },
  "required": [
    "event"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟡get_cat_exposure(event, state)

Hurricane exposure: the latest annual county-level surplus-lines premium for a state, annotated by which counties were federally declared for a given storm, with the declared-zone premium and its share of the statewide total. A current-book snapshot, NOT a pre-vs-post change. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/exposure.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "event": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "default": "FL",
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    }
  },
  "required": [
    "event"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟡get_cat_impact(event, state)

Hurricane premium impact: the change in county-level surplus-lines premium in a storm's federally-declared counties, the last full year BEFORE landfall vs the first full year AFTER, with the rest of the state as a control. The E&S-grows-after-a-storm signal, quantified. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/impact.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "event": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "default": "FL",
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    }
  },
  "required": [
    "event"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_hazard_sample

Free sample of the natural-hazard risk dataset (FEMA National Risk Index): Florida's highest-risk counties (composite) plus the surplus-lines premium-overlay headline, and the perils/states available. Free.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_hazard(state, peril, limit)

County natural-hazard risk scores for a state and peril (FEMA National Risk Index): Expected Annual Loss ($), EAL/Risk scores (0-100) and ratings, ranked by loss. `peril` is composite (default) or one of 18 hazards (wildfire, coastal_flood, hurricane, earthquake, ...). $0.10 per query. Free discovery: /v1/hazard/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "peril": {
      "default": "composite",
      "type": "string",
      "enum": [
        "composite",
        "avalanche",
        "coastal_flood",
        "cold_wave",
        "drought",
        "earthquake",
        "hail",
        "heat_wave",
        "hurricane",
        "ice_storm",
        "riverine_flood",
        "landslide",
        "lightning",
        "strong_wind",
        "tornado",
        "tsunami",
        "volcanic_activity",
        "wildfire",
        "winter_weather"
      ]
    },
    "limit": {
      "default": 100,
      "type": "integer",
      "minimum": 1,
      "maximum": 500
    }
  },
  "required": [
    "state"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_hazard_premium(state, peril, limit)

Premium overlay: a state's latest annual county-level surplus-lines premium alongside each county's FEMA hazard Expected Annual Loss for a peril, ranked by loss -- which counties carry the risk, and the E&S premium riding on it. `state` defaults FL (the only state with county premium today). $0.50 per query.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "default": "FL",
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "peril": {
      "default": "composite",
      "type": "string",
      "enum": [
        "composite",
        "avalanche",
        "coastal_flood",
        "cold_wave",
        "drought",
        "earthquake",
        "hail",
        "heat_wave",
        "hurricane",
        "ice_storm",
        "riverine_flood",
        "landslide",
        "lightning",
        "strong_wind",
        "tornado",
        "tsunami",
        "volcanic_activity",
        "wildfire",
        "winter_weather"
      ]
    },
    "limit": {
      "default": 100,
      "type": "integer",
      "minimum": 1,
      "maximum": 500
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_solvency_sample

Free sample of the multi-state carrier-distress dataset: headline counts plus a few recent liquidations and recent enforcement fines. Free -- the discovery bait for /v1/solvency and /v1/enforcement.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟡get_carrier_solvency(insurer, state, status, limit)

Is a carrier in trouble? Look up a company's receivership/liquidation record plus its enforcement actions (fines, license suspensions/revocations) across the covered states in one dossier, or list receivership estates by status. Add `state` to narrow. $0.10 per query. Mirrors GET /v1/solvency. Free discovery: /v1/solvency/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "insurer": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "status": {
      "type": "string",
      "enum": [
        "rehabilitation",
        "liquidation",
        "conservation",
        "closed"
      ]
    },
    "limit": {
      "default": 100,
      "type": "integer",
      "minimum": 1,
      "maximum": 500
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢list_enforcement_actions(insurer, state, action_type, year, limit)

The multi-state insurer enforcement ledger: fines and license suspensions/revocations/denials from state regulators (FL OIR, Texas TDI, New York DFS, California CDI, Washington OIC), plus Florida's examinations and investigations roster. Filter by `insurer`, `state`, `action_type`, or `year`. $0.10 per query. Mirrors GET /v1/enforcement. Free discovery: /v1/solvency/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "insurer": {
      "type": "string",
      "minLength": 1
    },
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "action_type": {
      "type": "string",
      "enum": [
        "fine",
        "suspension",
        "revocation",
        "denial",
        "examination",
        "investigation"
      ]
    },
    "year": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    },
    "limit": {
      "default": 100,
      "type": "integer",
      "minimum": 1,
      "maximum": 500
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_rate_filings_sample

Free sample of the SERFF admitted-market rate-filings dataset: per-state (CA, MS, TX, WA) filing counts and date range, plus a few of the largest recent rate increases. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. Free -- the discovery bait for /v1/rates and /v1/rates/activity.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟡get_rate_filings(state, line, insurer, min_change, from, ...)

Browse or filter admitted-market SERFF rate filings (Texas TDI open data, Mississippi MID bulletins, California CDI rate-filing approvals, and Washington OIC annual reports): filter by `state` (CA|MS|TX|WA), `line` (coverage category or TOI name substring), `insurer` (name substring), `min_change` (rate_change_pct >= this), or `from`/`to` (received_date, YYYY-MM). Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. $0.10 per query. Mirrors GET /v1/rates. Free discovery: /v1/rates/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "line": {
      "type": "string",
      "minLength": 1
    },
    "insurer": {
      "type": "string",
      "minLength": 1
    },
    "min_change": {
      "type": "number"
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "limit": {
      "default": 100,
      "type": "integer",
      "minimum": 1,
      "maximum": 500
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟡get_rate_activity(states, line, from, to, granularity)

The rate-activity index: admitted-market SERFF rate filings aggregated by state x coverage line x period (month/quarter/year) -- filing_count, avg_rate_change_pct, share_increasing/share_decreasing, max_increase. Compare states with `states=TX,MS`. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth; this is the differentiator endpoint. $0.10 per query. Free discovery: /v1/rates/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "states": {
      "type": "array",
      "items": {
        "type": "string",
        "minLength": 1
      }
    },
    "line": {
      "type": "string",
      "minLength": 1
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "granularity": {
      "default": "quarter",
      "type": "string",
      "enum": [
        "month",
        "quarter",
        "year"
      ]
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟡get_rates_vs_premium(state, line, from, to, granularity, ...)

The leading-indicator join: E&S/surplus-lines premium (plus YoY growth) aligned period-by-period against admitted-market SERFF rate-filing activity (filing_count, avg_rate_change_pct, share_increasing, max_increase) on the shared coverage category. `lag` shifts the rate series back N periods so you can test the leading-indicator relationship yourself (lag=1, granularity=year pairs premium with the prior year's rate activity). TX only (the state with both a rich rate history and E&S premium by line); category join is annual, line=all is also monthly/quarterly. Two aligned data families, not a prediction. $0.50 per query. Free discovery: /v1/rates/sample, /v1/premium/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "state": {
      "default": "TX",
      "type": "string",
      "minLength": 1
    },
    "line": {
      "default": "all",
      "type": "string",
      "minLength": 1
    },
    "from": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "to": {
      "type": "string",
      "pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
    },
    "granularity": {
      "default": "year",
      "type": "string",
      "enum": [
        "month",
        "quarter",
        "year"
      ]
    },
    "lag": {
      "default": 0,
      "type": "integer",
      "minimum": -8,
      "maximum": 8
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_syndicate_sample

Free sample of the Lloyd's of London syndicate-results dataset: how many syndicates are covered, the forecast year-of-account range, and a few example syndicate dossiers (capacity + estimated result forecast). Free -- the discovery bait for /v1/syndicates.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_syndicate(syndicate, managing_agent, limit)

How is a Lloyd's of London syndicate performing? Look up a syndicate's capacity and Lloyd's estimated result forecast (worst/best case % on capacity, by year of account) plus its US surplus-lines eligibility, or browse syndicates by managing agent. $0.10 per query. Mirrors GET /v1/syndicates. Free discovery: /v1/syndicates/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "syndicate": {
      "type": "string",
      "minLength": 1
    },
    "managing_agent": {
      "type": "string",
      "minLength": 1
    },
    "limit": {
      "default": 200,
      "type": "integer",
      "minimum": 1,
      "maximum": 500
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_financials_sample

Free sample of the insurer financial-cards dataset: a handful of carriers' latest-fiscal-year headline figures (assets, surplus, gross premium, combined/losses-incurred ratios, IRIS distress count) plus a distress-screen headline. Free -- the discovery bait for /v1/financials, /v1/financials/reinsurers, and /v1/financials/distress.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟡get_carrier_financials(insurer, naic, year)

A carrier's statutory-statement financial dossier: identity (domicile, FEIN, parent, incorporation date) plus its full loaded fiscal-year series (assets, surplus, premium, IRIS distress ratios), from each carrier's NAIC annual-statement filing. Requires `insurer` or `naic`; add `year` to narrow to one fiscal year. $0.10 per query. Free discovery: /v1/financials/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "insurer": {
      "type": "string",
      "minLength": 1
    },
    "naic": {
      "type": "string",
      "minLength": 1
    },
    "year": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_financials_reinsurers(insurer, naic)

A carrier's reinsurer panel from its NAIC annual-statement filing (the 'Reinsurers (Top 5)' schedule): reinsurer name, class, authorization status, gross recovery, and amounts over 120 days overdue. Requires `insurer` or `naic`. $0.10 per query. Free discovery: /v1/financials/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "insurer": {
      "type": "string",
      "minLength": 1
    },
    "naic": {
      "type": "string",
      "minLength": 1
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_financials_distress(year, limit)

The IRIS distress screen: carriers whose NAIC annual-statement filing reports a published, NON-ZERO count of IRIS ratios outside the usual range for a fiscal year (NULL/unpublished years are excluded, never read as zero). Filter by `year`; a carrier can appear more than once across years. $0.10 per query. Free discovery: /v1/financials/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "year": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    },
    "limit": {
      "default": 100,
      "type": "integer",
      "minimum": 1,
      "maximum": 500
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_litigation_sample

Free sample of the Florida property-insurance litigation dataset: the headline ratio (Florida's share of the nation's homeowners' claims vs. lawsuits) and the latest three years. Free -- the discovery bait for /v1/litigation.

Esquema de entrada

{
  "type": "object",
  "properties": {},
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢get_litigation_metrics(from, to)

Florida homeowners property-insurance litigation metrics by year: Florida's share of the nation's homeowners' claims and lawsuits opened (the admitted-market litigation leading indicator that pushes risk into E&S), plus defense cost & containment expense figures. Optional `from`/`to` year window. $0.10 per query. Free discovery: /v1/litigation/sample.

Esquema de entrada

{
  "type": "object",
  "properties": {
    "from": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    },
    "to": {
      "type": "integer",
      "minimum": 1900,
      "maximum": 2100
    }
  },
  "$schema": "http://json-schema.org/draft-07/schema#"
}

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