Stratum UK compliance checks

Screen a person or organisation against the UK, UN, EU and US OFAC sanctions lists, refreshed daily from the official sources. Returns possible matches with a score and the listing, and names every list screened with its date. Needs a Sanctions Screening plan or a test key.

{
  "type": "object",
  "properties": {
    "name": {
      "type": "string",
      "description": "Full name as you hold it, for a person or an organisation."
    },
    "type": {
      "type": "string",
      "enum": [
        "person",
        "entity",
        "any"
      ],
      "description": "person, entity (organisation) or any. Default any."
    },
    "dateOfBirth": {
      "type": "string",
      "description": "YYYY-MM-DD, YYYY-MM or YYYY. Sharpens a person match."
    },
    "nationality": {
      "type": "string",
      "description": "Two-letter ISO country code, for example GB."
    }
  },
  "required": [
    "name"
  ],
  "additionalProperties": false
}

Screen a buyer, consignee or supplier against six US export-control lists (including the Entity List) and the UK, UN, EU and OFAC sanctions lists. Needs an Export Controls Screening plan or a test key.

{
  "type": "object",
  "properties": {
    "name": {
      "type": "string",
      "description": "Full name as you hold it, for a person or an organisation."
    },
    "country": {
      "type": "string",
      "description": "Two-letter ISO country code of the party, if known."
    },
    "type": {
      "type": "string",
      "enum": [
        "person",
        "entity",
        "any"
      ],
      "description": "person, entity (organisation) or any. Default any."
    }
  },
  "required": [
    "name"
  ],
  "additionalProperties": false
}

The Companies House record for a UK company: its details, its active officers and warning flags. Needs a Companies House Watch plan or a test key.

{
  "type": "object",
  "properties": {
    "companyNumber": {
      "type": "string",
      "description": "Companies House number, for example 00445790."
    }
  },
  "required": [
    "companyNumber"
  ],
  "additionalProperties": false
}

Who owns and controls a UK company: the people with significant control, walked up through any corporate owners, with the ultimate beneficial owners worked out. Needs a Companies House Watch plan or a test key.

{
  "type": "object",
  "properties": {
    "companyNumber": {
      "type": "string",
      "description": "Companies House number."
    }
  },
  "required": [
    "companyNumber"
  ],
  "additionalProperties": false
}

A risk score for a UK company with the factors behind it (overdue accounts, charges, officer turnover, insolvency history, company age and status). Needs a Business Risk plan or a test key.

{
  "type": "object",
  "properties": {
    "companyNumber": {
      "type": "string",
      "description": "Companies House number."
    }
  },
  "required": [
    "companyNumber"
  ],
  "additionalProperties": false
}

Search the FCA Financial Services Register by firm name. Returns matching firms with their FRN and status. Needs an FCA Verification plan or a test key.

{
  "type": "object",
  "properties": {
    "name": {
      "type": "string",
      "description": "Firm name, at least 2 characters."
    }
  },
  "required": [
    "name"
  ],
  "additionalProperties": false
}

A firm on the FCA register by its FRN: authorisation status, addresses, and whether it appears on the FCA Warning List. Needs an FCA Verification plan or a test key.

{
  "type": "object",
  "properties": {
    "frn": {
      "type": "string",
      "description": "Firm Reference Number, 6 or 7 digits."
    }
  },
  "required": [
    "frn"
  ],
  "additionalProperties": false
}

Flood risk, crime, deprivation, coal mining, radon, contaminated land and Japanese knotweed records for a UK postcode. Needs a Postcode Intelligence plan or a test key.

{
  "type": "object",
  "properties": {
    "postcode": {
      "type": "string",
      "description": "UK postcode, for example TA7 0RB."
    }
  },
  "required": [
    "postcode"
  ],
  "additionalProperties": false
}

The latest EPC for a property, with the rating and whether it meets the minimum energy standard for letting (MEES). Needs an EPC Energy plan or a test key.

{
  "type": "object",
  "properties": {
    "postcode": {
      "type": "string",
      "description": "UK postcode."
    },
    "addressLine1": {
      "type": "string",
      "description": "First line of the address, to pick the right property at the postcode."
    }
  },
  "required": [
    "postcode"
  ],
  "additionalProperties": false
}

Runs a whole job in one call and issues one signed certificate: a letting (tenant, landlord, guarantor), a sale (buyer, seller) or a finance client (client, director, counterparty). Everyone named is screened for sanctions, each company with a number gets its owners screened, and a property postcode adds the property risk pack. PAID from your Stratum credit (free on a test key): confirm with the user first. PEP and adverse media are not run from here.

{
  "type": "object",
  "properties": {
    "suite": {
      "type": "string",
      "enum": [
        "letting",
        "sale",
        "finance"
      ]
    },
    "parties": {
      "type": "array",
      "description": "The people and companies on the job.",
      "items": {
        "type": "object",
        "properties": {
          "role": {
            "type": "string",
            "description": "letting: tenant, landlord, guarantor. sale: buyer, seller, payer. finance: client, director, counterparty."
          },
          "kind": {
            "type": "string",
            "enum": [
              "individual",
              "corporate"
            ]
          },
          "name": {
            "type": "string"
          },
          "companyNumber": {
            "type": "string",
            "description": "For a company: its Companies House number."
          },
          "dob": {
            "type": "string",
            "description": "For a person: YYYY-MM-DD."
          },
          "nationality": {
            "type": "string",
            "description": "Two-letter ISO country code."
          }
        },
        "required": [
          "role",
          "kind",
          "name"
        ]
      }
    },
    "postcode": {
      "type": "string",
      "description": "Letting or sale: the property postcode (adds the property risk pack)."
    },
    "addressLine1": {
      "type": "string",
      "description": "Letting or sale: the first line of the property address."
    },
    "matterRef": {
      "type": "string",
      "description": "Your own reference for the job, printed on the certificate."
    },
    "issuerName": {
      "type": "string",
      "description": "The firm the certificate names as issuer, if not your account firm."
    }
  },
  "required": [
    "suite",
    "parties"
  ],
  "additionalProperties": false
}

The sanctions lists Stratum screens against, how many entries each has and when each was last refreshed. Free with any key that can screen.

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}