Lumi Trades: x402 seller checks and test-buys

Free. Lists Lumi API endpoints, live prices (XRP / RLUSD / USDC on the XRP Ledger, USDC on Base), payment settings of this MCP server and the caller wallet address.

{
  "type": "object",
  "properties": {}
}

Free. A truncated, clearly labelled SAMPLE of each paid product (funding, fear_greed, institutional brief, trust_check, vendor report) with its USD price and full URL, so you can see the shape and quality before paying. Lists are cut to 2 entries; up to 10 minutes old. Pass route to get one product.

{
  "type": "object",
  "properties": {
    "route": {
      "type": "string",
      "pattern": "^[a-z_]{1,32}$",
      "description": "Optional product route, e.g. institutional or funding"
    }
  }
}

Free. Shows the x402 price quote (XRP / RLUSD / USDC on the XRP Ledger, USDC on Base) for any Lumi paid path, e.g. /v1/trust/check?url=..., without paying. A 503 means the data is not fresh right now and the call would not be sold.

{
  "type": "object",
  "properties": {
    "path": {
      "type": "string",
      "pattern": "^/v1/",
      "description": "Paid API path, e.g. /v1/trust/check?url=... or /v1/funding"
    }
  },
  "required": [
    "path"
  ]
}

Free. Check an x402 seller before you pay it: pass url (the resource you are about to buy), domain, or payTo (the address in its 402 quote, case-insensitive). Lumi ingests the full CDP x402 Bazaar catalog daily and runs free, unpaid 402-quote checks of listings on a rotating schedule (valid quote, price and payTo vs the listing, latency, domain age; live coverage counts in the response), labelled 'quote-checked, low confidence', plus Lumi's own test-buys confirmed on-chain, labelled 'test-bought' and counted per chain (Base USDC buys of Bazaar listings; XRPL buys of a small curated list, separately). Answer-only: tx evidence is in the paid trust check. Observations, not ratings; no match is not a negative finding. With no arguments: the curated XRPL vendor scores and catalog counts; vendor_id gives one curated vendor's summary (tx evidence is in the paid vendor report).

{
  "type": "object",
  "properties": {
    "url": {
      "type": "string",
      "maxLength": 500,
      "description": "Resource URL you are about to pay, e.g. https://example.com/api/data"
    },
    "domain": {
      "type": "string",
      "maxLength": 253,
      "description": "Seller host or domain, e.g. example.com"
    },
    "payTo": {
      "type": "string",
      "maxLength": 120,
      "description": "payTo address from the seller's 402 quote (0x... or r...)"
    },
    "vendor_id": {
      "type": "string",
      "pattern": "^[a-z0-9-]{1,64}$",
      "description": "Optional curated vendor id, e.g. printmoneylab"
    }
  }
}

GET /v1/verdict costs $0.01 per call over x402 (this tool returns the price terms; the free signed /v1/check has the same data). Before paying an x402 URL or seller domain: one label from the same data and signing key as /v1/check: checks_passed (Delivered in recent checks), check_first (Check first), checks_failed (Recent checks failed) or no_data (Not enough data), with as-of date, evidence window, conclusive test-buy count, last delivered/failed dates, reason codes, evidence and appeal links, and observed on-chain payments as ranges only. Paying Lumi never changes a result. Observations, not a guarantee.

{
  "type": "object",
  "properties": {
    "url": {
      "type": "string",
      "maxLength": 500,
      "description": "The x402 resource URL (or the seller's domain) you are about to pay"
    },
    "payTo": {
      "type": "string",
      "maxLength": 120,
      "description": "Optional: the payTo address in its 402 quote"
    },
    "amount": {
      "type": "string",
      "maxLength": 20,
      "description": "Optional: the quoted price in USD, e.g. 0.01"
    }
  },
  "required": [
    "url"
  ]
}

For x402 sellers, priced per endpoint per 30 days: Watch $5 (hourly quote checks, weekly test-buy, alerts), Watch Pro $20 (15 min checks, daily buys on up to 3 chains, limited by the test-buy budget, signed monthly report); 10+ endpoints -20%, 3 terms prepaid -10% (discounts do not stack: the larger applies). Audit $99 one-off (every listed endpoint, signed report). Test-buy packs, one-off: Re-test pack $6.50 for 30 test-buys ("Fixed something? Get re-tested now"), Founder pack $5 for 24 test-buys (first 10 sellers, one place per company); both valid 12 months, each buy capped at $0.10. Free Watch tier (1 endpoint, daily quote check, no test-buys) and a one-per-seller 14-day Watch trial (no card, never converts; on day 14 nothing is charged, checks stop, the badge comes off and history freezes read-only). The old Monitor, Monitor Plus and Watch Plus plans are no longer sold; existing terms run to their end. No auto-renew; payTo proven by signature; paying never changes a score. No args: plans, enrolment steps and safeguards. enrollment_id: that seller's public entry (disclosure, findings, replies) and live badge status. Plans are paid over x402 at the REST URL.

{
  "type": "object",
  "properties": {
    "enrollment_id": {
      "type": "string",
      "pattern": "^men_[a-f0-9]{24}$",
      "description": "Optional enrollment id (men_...)"
    }
  }
}

Free. Licensed trust data feed for facilitators, wallets and frameworks: free key with 1,000 lookups/month (wallet signature), $1.50 per 1,000 extra lookups, Feed $99/30 days, Feed Pro $199/30 days (snapshot export, webhooks). Returns plans, endpoints and licence terms (no resale, attribution).

{
  "type": "object",
  "properties": {}
}

Perpetual funding rates for every tracked coin listed on OKX (rate, 8h-normalised, annualised, next funding time, size band), the BTC rate, median, most positive/negative. Refreshed every 15 minutes. Paid: $0.003 per call (USDC/RLUSD, or the XRP equivalent).

{
  "type": "object",
  "properties": {}
}

CoinMarketCap Fear & Greed now, yesterday, last week and last month, change vs each, yearly high/low and a 30-day series. Refreshed every 30 minutes. Paid: $0.003 per call (USDC/RLUSD, or the XRP equivalent).

{
  "type": "object",
  "properties": {}
}

Daily policy brief: what BIS, IMF, US Treasury/OCC, Fed, SEC, CFTC, JPMorgan (Kinexys), SBI, Cross River, Securitize, R3 and other banks, central banks and tokenization firms did in the last days, and how each move maps to XRP, XLM, XDC, QNT, AXL and HBAR (plus RLUSD/USDC). Every item is dated and sourced, with why it matters and confidence, and a link_type that separates confirmed links from Lumi's indirect-alignment analysis (institution goals vs token mission, both sides quoted). Includes a per-token map, connections, no-news notes and what to watch next. Use it when you need the institutional/regulatory picture behind these tokens without reading dozens of releases. Refreshed daily; never sold stale. Paid: $0.10 per call (USDC/RLUSD, or the XRP equivalent). Not financial advice.

{
  "type": "object",
  "properties": {
    "format": {
      "type": "string",
      "enum": [
        "json",
        "md"
      ],
      "description": "json (default) or md for ready-to-read markdown"
    }
  }
}

Should I pay this x402 URL? allow / warn / block with coded reasons, from Lumi's daily CDP Bazaar index, free 402-quote checks and Lumi's own test-buys (Base USDC for Bazaar listings; XRPL only for a small curated vendor list, counted separately). Pass url, and optionally the payTo and USD amount you were quoted, to catch address or price mismatches. Links the free lookup and, for curated vendors, the $0.02 full report. Observations, not a guarantee. Paid: $0.02 per call (USDC/RLUSD, or the XRP equivalent).

{
  "type": "object",
  "properties": {
    "url": {
      "type": "string",
      "description": "The x402 resource URL you are about to pay"
    },
    "payTo": {
      "type": "string",
      "description": "Optional: the payTo address in its 402 quote"
    },
    "amount": {
      "type": "string",
      "description": "Optional: the quoted price in USD, e.g. 0.01"
    }
  },
  "required": [
    "url"
  ]
}

Detailed report on one x402 vendor from Lumi's trust list: full observation history (every free 402-quote check over 90 days, every paid test-buy with tx hash and delivered yes/no), latency stats and 7-day trend, uptime % (24h/7d/30d/90d) and daily series, quoted-price history, agent reports, vendor replies, sample sizes and confidence labels. Automated observations, not a rating. Paid ($0.02: ~0.015 XRP / 0.02 RLUSD / 0.02 USDC). The free summary is lumi_vendor_scores.

{
  "type": "object",
  "properties": {
    "vendor_id": {
      "type": "string",
      "pattern": "^[a-z0-9-]{1,64}$",
      "description": "Vendor id from lumi_vendor_scores, e.g. printmoneylab"
    }
  },
  "required": [
    "vendor_id"
  ]
}