Glacier Planner: Free Canadian Retirement Calculator
Free Canadian retirement projections and one what-if from confirmed inputs. No Glacier account.
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Calidad y seguridad
Basado en el análisis automatizado de las definiciones de herramientas y el cumplimiento del protocolo.
Costo de contexto
Este es el número aproximado de tokens que se consumen cada vez que las herramientas del servidor se cargan en el contexto de un modelo. Los recuentos más altos reducen la atención disponible para otras tareas.
Instalar
Instalación con un clic
Agrega esto a tu archivo `claude_desktop_config.json`:
{
"mcpServers": {
"glacier-planner-calculator": {
"url": "https://planner.glacierfinancial.ca/calculate/mcp"
}
}
}Puntos de conexión remotos
https://planner.glacierfinancial.ca/calculate/mcpstreamable-httpQué puede hacer
Inventario de herramientas
Herramientas (1)
🟢calculate_retirement(input)
Use the person’s supplied numbers to calculate whether savings cover spending and compare one explicit retirement/spending alternative. Free, no sign-in. Returns annual results, assumptions, provenance and a portable input artifact; no saved-record lookup or mutation.
Esquema de entrada
{
"type": "object",
"properties": {
"input": {
"type": "object",
"properties": {
"name": {
"default": "My retirement plan",
"type": "string",
"minLength": 1,
"maxLength": 120
},
"startYear": {
"default": 2026,
"type": "number",
"const": 2026
},
"province": {
"type": "string",
"enum": [
"AB",
"BC",
"MB",
"NB",
"NL",
"NS",
"NT",
"NU",
"ON",
"PE",
"QC",
"SK",
"YT"
]
},
"people": {
"minItems": 1,
"maxItems": 2,
"type": "array",
"items": {
"type": "object",
"properties": {
"name": {
"default": "You",
"description": "A label is enough; a legal name is unnecessary.",
"type": "string",
"minLength": 1,
"maxLength": 60
},
"birthDate": {
"type": "string",
"pattern": "^\\d{4}-\\d{2}-\\d{2}$",
"description": "Exact birth date controls ages and benefit timing."
},
"retirementAge": {
"type": "integer",
"minimum": 18,
"maximum": 85
},
"employmentIncome": {
"type": "number",
"minimum": 0,
"maximum": 25000000,
"description": "Gross annual employment income now, CAD; enter 0 if none."
},
"quebecPayrollConfirmed": {
"type": "boolean",
"const": true,
"description": "Required only for positive employment income in Quebec: explicitly confirm this employment is subject to Quebec payroll contributions. Residence alone does not establish the employment jurisdiction. Cross-province employment is outside this first-calculation scope."
},
"cppAnnualAt65": {
"anyOf": [
{
"type": "number",
"minimum": 0,
"maximum": 25000000
},
{
"type": "null"
}
],
"description": "Annual CPP or QPP at 65 in 2026 CAD from statement. Explicit null accepts the labelled 60%-of-maximum starting estimate."
},
"cppStartAge": {
"default": 65,
"type": "integer",
"minimum": 60,
"maximum": 70
},
"oasResidenceYears": {
"type": "integer",
"minimum": 0,
"maximum": 40,
"description": "Canadian residence years after 18 used for OAS entitlement at its start; 40 means full OAS."
},
"oasStartAge": {
"default": 65,
"type": "integer",
"minimum": 65,
"maximum": 70
},
"savings": {
"type": "object",
"properties": {
"rrsp": {
"type": "number",
"minimum": 0,
"maximum": 25000000
},
"rrif": {
"type": "number",
"minimum": 0,
"maximum": 25000000
},
"tfsa": {
"type": "number",
"minimum": 0,
"maximum": 25000000
},
"nonRegistered": {
"type": "number",
"minimum": 0,
"maximum": 25000000
},
"nonRegisteredCostBasis": {
"type": "number",
"minimum": 0,
"maximum": 25000000
},
"cash": {
"type": "number",
"minimum": 0,
"maximum": 25000000
}
},
"required": [
"rrsp",
"rrif",
"tfsa",
"nonRegistered",
"nonRegisteredCostBasis",
"cash"
],
"additionalProperties": false
},
"tfsaRoom": {
"default": 0,
"type": "number",
"minimum": 0,
"maximum": 25000000
},
"rrspRoom": {
"default": 0,
"type": "number",
"minimum": 0,
"maximum": 25000000
},
"pension": {
"type": "object",
"properties": {
"annual": {
"type": "number",
"minimum": 0,
"maximum": 25000000,
"description": "Annual pension in 2026 CAD; grown by plan inflation to its start age, then by its stated indexing."
},
"startAge": {
"type": "integer",
"minimum": 18,
"maximum": 85
},
"indexing": {
"default": 0,
"type": "number",
"minimum": 0,
"maximum": 0.05
}
},
"required": [
"annual",
"startAge"
],
"additionalProperties": false
}
},
"required": [
"birthDate",
"retirementAge",
"employmentIncome",
"cppAnnualAt65",
"oasResidenceYears",
"savings"
],
"additionalProperties": false
}
},
"annualSpending": {
"type": "number",
"exclusiveMinimum": 0,
"maximum": 25000000,
"description": "Annual household spending after tax in 2026 CAD, excluding contributions."
},
"inflation": {
"default": 0.021,
"type": "number",
"minimum": 0,
"maximum": 0.06
},
"investmentReturn": {
"default": 0.05,
"type": "number",
"minimum": -0.02,
"maximum": 0.1
},
"assumptionsAccepted": {
"type": "boolean",
"const": true,
"description": "Confirm the stated basic scope, return/inflation assumptions and any explicit CPP estimate with the person before calculating."
},
"alternative": {
"type": "object",
"properties": {
"name": {
"default": "What if",
"type": "string",
"minLength": 1,
"maxLength": 80
},
"retirementAges": {
"minItems": 1,
"maxItems": 2,
"type": "array",
"items": {
"type": "integer",
"minimum": 18,
"maximum": 85
}
},
"annualSpending": {
"type": "number",
"exclusiveMinimum": 0,
"maximum": 25000000
}
},
"additionalProperties": false
}
},
"required": [
"province",
"people",
"annualSpending",
"assumptionsAccepted"
],
"additionalProperties": false
}
},
"required": [
"input"
],
"$schema": "https://json-schema.org/draft/2020-12/schema",
"additionalProperties": false
}Comunidad
Evidencia