SwitchWize MCP
Verified US rate, savings-gap, card, CD, and product-change tools with freshness and sources.
¿Debería usar esto?
Calidad y seguridad
A
Hallazgos (4)
- LOWTool 'get_top_rates' description lacks action verben get_top_rates
- LOWTool 'get_top_hysa_rates' description lacks action verben get_top_hysa_rates
- LOWTool 'compare_switch_savings' description lacks action verben compare_switch_savings
- LOWTool 'get_rate_freshness' description lacks action verben get_rate_freshness
Basado en el análisis automatizado de las definiciones de herramientas y el cumplimiento del protocolo.
Costo de contexto
~6,013Tokens (definiciones de herramientas)
~3.9 KBTamaño de respuesta típico
Impacto significativo en la atención (4.70% del contexto de 128k)
Este es el número aproximado de tokens que se consumen cada vez que las herramientas del servidor se cargan en el contexto de un modelo. Los recuentos más altos reducen la atención disponible para otras tareas.
Instalar
Instalación con un clic
Agrega esto a tu archivo `claude_desktop_config.json`:
{
"mcpServers": {
"switchwize-mcp": {
"command": "npx",
"args": [
"switchwize-mcp"
]
}
}
}Paquetes ejecutables
npmswitchwize-mcp
0.2.2stdioPuntos de conexión remotos
https://www.switchwize.com/api/mcpstreamable-httpQué puede hacer
Inventario de herramientas
Herramientas (16)
🟢 Solo lectura🟡 Escritura🔴 Eliminación⚪ Desconocido
🟢get_top_rates(category, limit)
Return top SwitchWize rates for a supported category with freshness and attribution metadata.
Esquema de entrada
{
"type": "object",
"properties": {
"category": {
"type": "string",
"description": "Rate category, e.g. savings, cds, money-market, checking, mortgage."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 25
}
},
"required": [
"category"
],
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"id": {
"type": "string"
},
"category": {
"type": "string"
},
"rate_type": {
"type": "string",
"enum": [
"APY",
"APR"
]
},
"count": {
"type": "number"
},
"asOf": {
"type": [
"string",
"null"
]
},
"generatedAt": {
"type": "string"
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"attribution": {
"type": "string"
},
"attributionDetails": {
"type": "object",
"additionalProperties": true
},
"source": {
"type": "string"
},
"sourceDetails": {
"type": "object",
"additionalProperties": true
},
"methodologyUrl": {
"type": "string"
},
"terms": {
"type": "string"
},
"supportedCategories": {
"type": "array",
"items": {
"type": "string"
}
},
"emptyReason": {
"type": [
"string",
"null"
]
},
"rates": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"schemaVersion",
"category",
"count",
"generatedAt",
"freshnessStatus",
"rates"
],
"additionalProperties": true
}🟢get_top_hysa_rates(limit)
Return top high-yield savings rates with freshness and attribution metadata.
Esquema de entrada
{
"type": "object",
"properties": {
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 25
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"id": {
"type": "string"
},
"category": {
"type": "string"
},
"rate_type": {
"type": "string",
"enum": [
"APY",
"APR"
]
},
"count": {
"type": "number"
},
"asOf": {
"type": [
"string",
"null"
]
},
"generatedAt": {
"type": "string"
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"attribution": {
"type": "string"
},
"attributionDetails": {
"type": "object",
"additionalProperties": true
},
"source": {
"type": "string"
},
"sourceDetails": {
"type": "object",
"additionalProperties": true
},
"methodologyUrl": {
"type": "string"
},
"terms": {
"type": "string"
},
"supportedCategories": {
"type": "array",
"items": {
"type": "string"
}
},
"emptyReason": {
"type": [
"string",
"null"
]
},
"rates": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"schemaVersion",
"category",
"count",
"generatedAt",
"freshnessStatus",
"rates"
],
"additionalProperties": true
}🟢get_bank_gap(bank, balance)
Estimate the annual savings gap for a balance using the current Bank Gap Index assumptions.
Esquema de entrada
{
"type": "object",
"properties": {
"bank": {
"type": "string",
"description": "Optional bank name for user-facing context."
},
"balance": {
"type": "number",
"minimum": 0,
"maximum": 10000000
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"bank": {
"type": [
"object",
"string",
"null"
]
},
"balance": {
"type": "number"
},
"annualGap": {
"type": "number"
},
"bankApy": {
"type": [
"number",
"null"
]
},
"baselineApy": {
"type": "number"
},
"comparisonApy": {
"type": "number"
},
"bankCount": {
"type": "number"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢compare_switch_savings(currentApy, balance)
Compare a user's current APY with SwitchWize's current top savings APY for a balance.
Esquema de entrada
{
"type": "object",
"properties": {
"currentApy": {
"type": "number",
"minimum": 0,
"maximum": 25
},
"balance": {
"type": "number",
"minimum": 0,
"maximum": 10000000
}
},
"required": [
"currentApy"
],
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"balance": {
"type": "number"
},
"currentApy": {
"type": "number"
},
"comparisonApy": {
"type": "number"
},
"currentInterest": {
"type": "number"
},
"comparisonInterest": {
"type": "number"
},
"annualGap": {
"type": "number"
},
"breakEvenFraming": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_rate_freshness(category)
Return public data source freshness status and affected routes.
Esquema de entrada
{
"type": "object",
"properties": {
"category": {
"type": "string"
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"sources": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"affectedRoutes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_index_dataset(indexId, limit)
Return a SwitchWize index dataset summary and recent series.
Esquema de entrada
{
"type": "object",
"properties": {
"indexId": {
"type": "string",
"description": "Index id, e.g. bank-gap-index, cd-spread, mma-spread, checking-gap."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 60
}
},
"required": [
"indexId"
],
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"label": {
"type": "string"
},
"series": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_bank_gap_index
Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
Esquema de entrada
{
"type": "object",
"properties": {},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"label": {
"type": "string"
},
"headlineValue": {
"type": [
"number",
"null"
]
},
"month": {
"type": [
"string",
"null"
]
},
"nationalAvgApy": {
"type": [
"number",
"null"
]
},
"topAvgApy": {
"type": [
"number",
"null"
]
},
"gapPoints": {
"type": [
"number",
"null"
]
},
"banksTracked": {
"type": [
"number",
"null"
]
},
"datasetUrl": {
"type": "string"
},
"releaseArchiveUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_reality_score(card, segment)
Return a premium credit-card Reality Score for a card and consumer segment.
Esquema de entrada
{
"type": "object",
"properties": {
"card": {
"type": "string",
"description": "Card slug or name, e.g. platinum-card or Chase Sapphire Reserve."
},
"segment": {
"type": "string",
"description": "Optional segment id, e.g. occasional-traveler, small-business-owner, balance-carrier."
}
},
"required": [
"card"
],
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"segment": {
"type": "object",
"additionalProperties": true
},
"result": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_offers(card, limit)
Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
Esquema de entrada
{
"type": "object",
"properties": {
"card": {
"type": "string",
"description": "Optional card id (issuer:slug), slug, or name to filter to one card, e.g. chase:sapphire-preferred or Sapphire Preferred."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 200
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"totalTracked": {
"type": "number"
},
"offers": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_transfer_bonuses(program)
Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.
Esquema de entrada
{
"type": "object",
"properties": {
"program": {
"type": "string",
"description": "Optional program id or name to filter routes by source or destination, e.g. chase-ultimate-rewards or Flying Blue."
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"routes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_changes(sinceDays, limit)
Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
Esquema de entrada
{
"type": "object",
"properties": {
"sinceDays": {
"type": "integer",
"minimum": 1,
"maximum": 365,
"description": "Only changes observed within this many days."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 200
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"sinceDays": {
"type": [
"number",
"null"
]
},
"count": {
"type": "number"
},
"changes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_reward_valuations(currency)
Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
Esquema de entrada
{
"type": "object",
"properties": {
"currency": {
"type": "string",
"description": "Optional reward currency id or name, e.g. chase-ultimate-rewards or Membership Rewards."
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"valuations": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢best_move_this_week(wallet, categories, usedBenefits, savingsBalance, currentSavingsApy)
Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
Esquema de entrada
{
"type": "object",
"properties": {
"wallet": {
"type": "array",
"items": {
"type": "string"
},
"minItems": 1,
"maxItems": 25,
"description": "Card ids the user holds, in the form issuer:slug, e.g. [\"chase:sapphire-preferred\", \"amex:gold-card\"]."
},
"categories": {
"type": "array",
"items": {
"type": "string",
"enum": [
"dining",
"rideshare",
"travel",
"lounge",
"entertainment",
"insurance",
"groceries",
"gas",
"other"
]
},
"description": "Optional spend categories to rank held cards for; defaults to all nine."
},
"usedBenefits": {
"type": "array",
"maxItems": 200,
"items": {
"type": "object",
"properties": {
"cardId": {
"type": "string"
},
"benefitKey": {
"type": "string"
},
"periodStart": {
"type": "string",
"description": "ISO first-of-month key for the period the credit was used in, e.g. 2026-09-01T00:00:00.000Z."
}
},
"required": [
"cardId",
"benefitKey",
"periodStart"
],
"additionalProperties": false
},
"description": "Optional log of period credits already used this month; excluded from picks and counted toward renewal value. Omit to treat every credit as unused."
},
"savingsBalance": {
"type": "number",
"minimum": 0,
"maximum": 10000000,
"description": "Optional cash balance, to include the savings-rate move beside the card moves."
},
"currentSavingsApy": {
"type": "number",
"minimum": 0,
"maximum": 25,
"description": "Optional current savings APY, used with savingsBalance."
}
},
"required": [
"wallet"
],
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"cardMoves": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"unheldOffers": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"transferBonuses": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"savingsMove": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_cd_rollover_rules(institutionId)
Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed.
Esquema de entrada
{
"type": "object",
"properties": {
"institutionId": {
"type": "string",
"description": "Optional institution_registry id, e.g. chase, american-express, wells-fargo. Omit to return every bank SwitchWize has verified."
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"institutionId": {
"type": "string"
},
"autoRenewDefault": {
"type": [
"boolean",
"null"
]
},
"autoRenewDescription": {
"type": "string"
},
"gracePeriodDays": {
"type": [
"number",
"null"
]
},
"earlyWithdrawalPenalty": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"sourceUrl": {
"type": [
"string",
"null"
]
},
"count": {
"type": "number"
},
"institutions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_downgrade_path(cardId)
Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted.
Esquema de entrada
{
"type": "object",
"properties": {
"cardId": {
"type": "string",
"description": "Optional card id (issuer:slug), e.g. chase:sapphire-reserve or capital-one:venture-x-rewards. Omit to return every verified downgrade path and fee-refund window."
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"cardId": {
"type": "string"
},
"downgradePaths": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"feeRefundWindow": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"feeRefundWindows": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"count": {
"type": "number"
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_fed_hike_pass_through(institutionId)
Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source type and observation dates. Optionally filtered to one institution id.
Esquema de entrada
{
"type": "object",
"properties": {
"institutionId": {
"type": "string",
"description": "Optional institution_registry id, e.g. tab, ally, marcus. Omit to return every savings account measured against the latest Fed hike."
}
},
"additionalProperties": false
}Esquema de salida
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"move": {
"type": "object",
"additionalProperties": true
},
"daysSinceAnnouncement": {
"type": [
"number",
"null"
]
},
"summary": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"excluded": {
"type": "object",
"additionalProperties": true
},
"institution": {
"type": "object",
"additionalProperties": true
},
"count": {
"type": "number"
},
"institutions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}Comunidad
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