PuntoSeguro · Seguros de vida y salud
Spanish insurance broker: real life-insurance quotes from 10+ insurers, coverage and applications.
使うべきか
品質と安全性
A
検出事項（3）
- LOWTool 'calculate_life_insurance_coverage' name length outside 3-30 rangecalculate_life_insurance_coverage 内
- LOWTool 'get_life_insurance_quote_details' name length outside 3-30 rangeget_life_insurance_quote_details 内
- LOWTool 'start_life_insurance_application' name length outside 3-30 rangestart_life_insurance_application 内
ツール定義とプロトコルへの準拠に関する自動分析に基づいています。
コンテキストコスト
~3,125トークン数（ツール定義）
~6.2 KB一般的なレスポンスサイズ
注意への影響は大きい（128k コンテキストの 2.44%）
これは、サーバーのツールがモデルのコンテキストに読み込まれるたびに消費されるおおよそのトークン数です。数が多いほど、ほかのタスクに使える注意が減ります。
インストール
ワンクリックインストール
これを `claude_desktop_config.json` ファイルに追加してください:
{
"mcpServers": {
"seguros-vida-salud": {
"url": "https://app.puntoseguro.com/mcp"
}
}
}リモートエンドポイント
https://app.puntoseguro.com/mcpstreamable-httpできること
ツール一覧
ツール（5）
🟢 読み取り専用🟡 書き込み🔴 削除⚪ 不明
🟢calculate_life_insurance_coverage(annual_net_income_eur, outstanding_debts_eur, existing_life_cover_eur)
Calculates an indicative life-insurance coverage amount for a resident of Spain with PuntoSeguro's published method: five years of net annual income plus outstanding debts, minus existing life cover, rounded up to the nearest 10,000 EUR. Returns the amount and its breakdown. Informational only; not individualized financial advice, premiums or savings products.
入力スキーマ
{
"type": "object",
"properties": {
"annual_net_income_eur": {
"type": "number",
"minimum": 0,
"maximum": 100000000,
"description": "Annual net income to protect for dependants, in euros"
},
"outstanding_debts_eur": {
"default": 0,
"description": "Outstanding debts, including mortgage balance, in euros",
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"existing_life_cover_eur": {
"default": 0,
"description": "Existing life-insurance cover already in force, in euros",
"type": "number",
"minimum": 0,
"maximum": 100000000
}
},
"required": [
"annual_net_income_eur"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}出力スキーマ
{
"type": "object",
"properties": {
"type": {
"type": "string",
"const": "life_insurance_coverage_calculation"
},
"methodology": {
"type": "string",
"const": "5 years of net income + outstanding debts - existing life cover"
},
"annual_net_income_eur": {
"type": "number",
"minimum": 0
},
"income_years": {
"type": "number",
"const": 5
},
"income_protection_eur": {
"type": "number",
"minimum": 0
},
"outstanding_debts_eur": {
"type": "number",
"minimum": 0
},
"existing_life_cover_eur": {
"type": "number",
"minimum": 0
},
"gross_protection_need_eur": {
"type": "number",
"minimum": 0
},
"additional_cover_needed_eur": {
"type": "number",
"minimum": 0
},
"calculated_coverage_eur": {
"type": "number",
"minimum": 0
},
"rounded_to_eur": {
"type": "number",
"const": 10000
},
"calculator_url": {
"type": "string",
"const": "https://www.puntoseguro.com/seguros-de-vida/calculadora-capital/"
},
"disclaimer": {
"type": "string"
}
},
"required": [
"type",
"methodology",
"annual_net_income_eur",
"income_years",
"income_protection_eur",
"outstanding_debts_eur",
"existing_life_cover_eur",
"gross_protection_need_eur",
"additional_cover_needed_eur",
"calculated_coverage_eur",
"rounded_to_eur",
"calculator_url",
"disclaimer"
],
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false
}🟢open_life_insurance_quote_form(coverage_amount_eur)
Displays PuntoSeguro's life-insurance quote form, in which the user types an exact date of birth and chooses a coverage amount; submitting it shows the quotes available through PuntoSeguro. Optionally preselects a coverage amount. Sends and stores no personal data. Residents of Spain only.
入力スキーマ
{
"type": "object",
"properties": {
"coverage_amount_eur": {
"description": "Coverage amount in euros to preselect, only if the user already stated or calculated one",
"type": "number",
"exclusiveMinimum": 0,
"maximum": 10000000
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}出力スキーマ
{
"type": "object",
"properties": {
"type": {
"type": "string",
"const": "life_insurance_quote_form"
},
"coverage_amount_eur": {
"anyOf": [
{
"type": "number",
"exclusiveMinimum": 0,
"maximum": 10000000,
"description": "Requested life-insurance coverage amount in euros"
},
{
"type": "null"
}
]
},
"suggested_amounts_eur": {
"type": "array",
"items": {
"type": "number",
"exclusiveMinimum": 0
}
},
"missing_fields": {
"type": "array",
"items": {
"type": "string"
}
}
},
"required": [
"type",
"coverage_amount_eur",
"suggested_amounts_eur"
],
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false
}🟢list_life_insurance_quotes(birth_year, birth_month, birth_day, coverage_amount_eur)
Returns the indicative annual life-insurance protection (vida riesgo) premiums available through PuntoSeguro for a resident of Spain, given an exact date of birth and a coverage amount: insurer ids, insurer names and premiums for death, death and disability, double and triple capital, and displays the comparison interface where supported. When the date of birth or the coverage amount is missing, it returns PuntoSeguro's quote form and the list of missing details instead of quotes. Results are limited to the insurers available through PuntoSeguro and are not a whole-market comparison.
入力スキーマ
{
"type": "object",
"properties": {
"birth_year": {
"type": "integer",
"minimum": 1900,
"maximum": 2026,
"description": "Four-digit birth year"
},
"birth_month": {
"type": "integer",
"minimum": 1,
"maximum": 12,
"description": "Birth month from 1 to 12"
},
"birth_day": {
"type": "integer",
"minimum": 1,
"maximum": 31,
"description": "Birth day from 1 to 31"
},
"coverage_amount_eur": {
"type": "number",
"exclusiveMinimum": 0,
"maximum": 10000000,
"description": "Requested life-insurance coverage amount in euros"
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}出力スキーマ
{
"type": "object",
"properties": {
"type": {
"type": "string",
"enum": [
"life_insurance_quote_list",
"life_insurance_quote_form"
]
},
"coverage_amount_eur": {
"anyOf": [
{
"type": "number",
"exclusiveMinimum": 0,
"maximum": 10000000,
"description": "Requested life-insurance coverage amount in euros"
},
{
"type": "null"
}
]
},
"quote_count": {
"type": "integer",
"minimum": 0,
"maximum": 9007199254740991
},
"quotes": {
"type": "array",
"items": {
"type": "object",
"properties": {
"insurer_id": {
"type": "integer",
"exclusiveMinimum": 0,
"maximum": 9007199254740991
},
"insurer_name": {
"type": "string"
},
"annual_death_premium_eur": {
"type": "number",
"minimum": 0,
"description": "Indicative annual death-only premium in euros; 0 means unavailable, not free"
},
"annual_death_and_disability_premium_eur": {
"type": "number",
"minimum": 0,
"description": "Indicative annual death-and-disability premium in euros; 0 means unavailable"
},
"annual_double_capital_premium_eur": {
"type": "number",
"minimum": 0,
"description": "Indicative annual double-capital premium in euros; 0 means unavailable"
},
"annual_triple_capital_premium_eur": {
"type": "number",
"minimum": 0,
"description": "Indicative annual triple-capital premium in euros; 0 means unavailable"
},
"supports_decreasing_capital": {
"type": "boolean"
},
"supports_mortgage_protection": {
"type": "boolean"
},
"capital_types": {
"type": "array",
"items": {
"type": "string",
"enum": [
"fixed",
"decreasing"
]
}
}
},
"required": [
"insurer_id",
"insurer_name",
"annual_death_premium_eur",
"annual_death_and_disability_premium_eur",
"annual_double_capital_premium_eur",
"annual_triple_capital_premium_eur",
"supports_decreasing_capital",
"supports_mortgage_protection",
"capital_types"
],
"additionalProperties": false
}
},
"error": {
"type": "string"
},
"suggested_amounts_eur": {
"type": "array",
"items": {
"type": "number",
"exclusiveMinimum": 0
}
},
"missing_fields": {
"type": "array",
"items": {
"type": "string"
}
}
},
"required": [
"type",
"coverage_amount_eur"
],
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false
}🟢get_life_insurance_quote_details(insurer_id, birth_year, birth_month, birth_day, coverage_amount_eur, ...)
Returns the coverage sections, included and excluded items, payment options and premium variants of one quote, identified by an insurer id from list_life_insurance_quotes for the same date of birth and coverage amount. Residents of Spain only.
入力スキーマ
{
"type": "object",
"properties": {
"insurer_id": {
"type": "integer",
"exclusiveMinimum": 0,
"maximum": 9007199254740991,
"description": "Insurer id returned by list_life_insurance_quotes"
},
"birth_year": {
"type": "integer",
"minimum": 1900,
"maximum": 2026,
"description": "Four-digit birth year"
},
"birth_month": {
"type": "integer",
"minimum": 1,
"maximum": 12,
"description": "Birth month from 1 to 12"
},
"birth_day": {
"type": "integer",
"minimum": 1,
"maximum": 31,
"description": "Birth day from 1 to 31"
},
"coverage_amount_eur": {
"type": "number",
"exclusiveMinimum": 0,
"maximum": 10000000,
"description": "Requested life-insurance coverage amount in euros"
},
"coverage_variant": {
"default": "death",
"description": "Coverage variant to inspect; use death when the user has not selected another variant",
"type": "string",
"enum": [
"death",
"death_and_disability",
"double_capital",
"triple_capital"
]
}
},
"required": [
"insurer_id",
"birth_year",
"birth_month",
"birth_day",
"coverage_amount_eur"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}出力スキーマ
{
"type": "object",
"properties": {
"type": {
"type": "string",
"const": "life_insurance_quote_details"
},
"insurer_id": {
"type": "integer",
"exclusiveMinimum": 0,
"maximum": 9007199254740991
},
"coverage_amount_eur": {
"type": "number",
"exclusiveMinimum": 0,
"maximum": 10000000,
"description": "Requested life-insurance coverage amount in euros"
},
"coverage_variant": {
"default": "death",
"description": "Coverage variant to inspect; use death when the user has not selected another variant",
"type": "string",
"enum": [
"death",
"death_and_disability",
"double_capital",
"triple_capital"
]
},
"quote": {
"type": "object",
"properties": {
"insurer_name": {
"type": "string"
},
"annual_death_premium_eur": {
"type": "number",
"minimum": 0,
"description": "Indicative annual death-only premium in euros; 0 means unavailable, not free"
},
"annual_death_and_disability_premium_eur": {
"type": "number",
"minimum": 0,
"description": "Indicative annual death-and-disability premium in euros; 0 means unavailable"
},
"annual_double_capital_premium_eur": {
"type": "number",
"minimum": 0,
"description": "Indicative annual double-capital premium in euros; 0 means unavailable"
},
"annual_triple_capital_premium_eur": {
"type": "number",
"minimum": 0,
"description": "Indicative annual triple-capital premium in euros; 0 means unavailable"
},
"selected_annual_premium_eur": {
"type": "number",
"exclusiveMinimum": 0,
"description": "Indicative annual premium for the selected available coverage variant"
},
"supports_decreasing_capital": {
"type": "boolean"
},
"supports_mortgage_protection": {
"type": "boolean"
},
"capital_types": {
"type": "array",
"items": {
"type": "string",
"enum": [
"fixed",
"decreasing"
]
}
},
"coverage_sections": {
"type": "array",
"items": {
"type": "object",
"properties": {
"heading": {
"type": "string"
},
"items": {
"type": "array",
"items": {
"type": "object",
"properties": {
"title": {
"type": "string"
},
"included": {
"type": "boolean"
},
"note": {
"anyOf": [
{
"type": "string"
},
{
"type": "null"
}
]
}
},
"required": [
"title",
"included",
"note"
],
"additionalProperties": false
}
}
},
"required": [
"heading",
"items"
],
"additionalProperties": false
}
},
"payment_options": {
"type": "array",
"items": {
"type": "object",
"properties": {
"title": {
"type": "string"
},
"included": {
"type": "boolean"
},
"note": {
"anyOf": [
{
"type": "string"
},
{
"type": "null"
}
]
}
},
"required": [
"title",
"included",
"note"
],
"additionalProperties": false
}
}
},
"required": [
"insurer_name",
"annual_death_premium_eur",
"annual_death_and_disability_premium_eur",
"annual_double_capital_premium_eur",
"annual_triple_capital_premium_eur",
"selected_annual_premium_eur",
"supports_decreasing_capital",
"supports_mortgage_protection",
"capital_types",
"coverage_sections",
"payment_options"
],
"additionalProperties": false
}
},
"required": [
"type",
"insurer_id",
"coverage_amount_eur",
"coverage_variant",
"quote"
],
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false
}🟢start_life_insurance_application(insurer_id, birth_year, birth_month, birth_day, coverage_amount_eur, ...)
Returns the secure link to start an application on puntoseguro.com for one quote, identified by an insurer id from list_life_insurance_quotes, a coverage option, the date of birth and the coverage amount. The application, health questionnaire and signature are completed by the user on puntoseguro.com; this tool submits nothing and collects no personal data. The final premium is subject to the insurer's underwriting.
入力スキーマ
{
"type": "object",
"properties": {
"insurer_id": {
"type": "integer",
"exclusiveMinimum": 0,
"maximum": 9007199254740991,
"description": "Insurer id returned by list_life_insurance_quotes for the same date of birth and coverage amount"
},
"birth_year": {
"type": "integer",
"minimum": 1900,
"maximum": 2026,
"description": "Four-digit birth year"
},
"birth_month": {
"type": "integer",
"minimum": 1,
"maximum": 12,
"description": "Birth month from 1 to 12"
},
"birth_day": {
"type": "integer",
"minimum": 1,
"maximum": 31,
"description": "Birth day from 1 to 31"
},
"coverage_amount_eur": {
"type": "number",
"exclusiveMinimum": 0,
"maximum": 10000000,
"description": "Requested life-insurance coverage amount in euros"
},
"coverage_variant": {
"default": "death",
"description": "Coverage option the user chose; death if the user has not chosen another",
"type": "string",
"enum": [
"death",
"death_and_disability",
"double_capital",
"triple_capital"
]
}
},
"required": [
"insurer_id",
"birth_year",
"birth_month",
"birth_day",
"coverage_amount_eur"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}出力スキーマ
{
"type": "object",
"properties": {
"type": {
"type": "string",
"const": "life_insurance_application_link"
},
"insurer_id": {
"type": "integer",
"exclusiveMinimum": 0,
"maximum": 9007199254740991
},
"insurer_name": {
"type": "string"
},
"coverage_amount_eur": {
"type": "number",
"exclusiveMinimum": 0,
"maximum": 10000000,
"description": "Requested life-insurance coverage amount in euros"
},
"coverage_variant": {
"type": "string"
},
"annual_premium_eur": {
"type": "number",
"minimum": 0
},
"application_url": {
"type": "string",
"format": "uri"
}
},
"required": [
"type",
"insurer_id",
"insurer_name",
"coverage_amount_eur",
"coverage_variant",
"annual_premium_eur",
"application_url"
],
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false
}コミュニティ
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