Open Financial Mortgages
Ontario, Canada mortgage options, published lender rates and a link to a licensed broker.
使うべきか
品質と安全性
検出事項（1）
- LOWTool 'search_published_mortgage_rates' name length outside 3-30 rangesearch_published_mortgage_rates 内
ツール定義とプロトコルへの準拠に関する自動分析に基づいています。
コンテキストコスト
これは、サーバーのツールがモデルのコンテキストに読み込まれるたびに消費されるおおよそのトークン数です。数が多いほど、ほかのタスクに使える注意が減ります。
インストール
ワンクリックインストール
これを `claude_desktop_config.json` ファイルに追加してください:
{
"mcpServers": {
"open-financial-mortgage-options": {
"url": "https://mcp.openfinancial.ca/mcp/open"
}
}
}リモートエンドポイント
https://mcp.openfinancial.ca/mcp/openstreamable-httpできること
ツール一覧
ツール（5）
🟢analyze_mortgage_scenario(province, city, propertyType, estimatedPropertyValue, existingMortgageBalances, ...)
Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.
入力スキーマ
{
"type": "object",
"properties": {
"province": {
"type": "string",
"enum": [
"ON",
"AB",
"BC",
"MB",
"NB",
"NL",
"NS",
"NT",
"NU",
"PE",
"QC",
"SK",
"YT"
]
},
"city": {
"type": "string",
"minLength": 1,
"maxLength": 80
},
"propertyType": {
"type": "string",
"enum": [
"detached",
"semi_detached",
"townhouse",
"condo",
"residential_2_to_4_units",
"other"
]
},
"estimatedPropertyValue": {
"type": "number",
"minimum": 0,
"maximum": 100000000,
"exclusiveMinimum": 0
},
"existingMortgageBalances": {
"type": "array",
"items": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"minItems": 1,
"maxItems": 5
},
"requestedAdditionalAmount": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"purpose": {
"type": "string",
"enum": [
"explore_options",
"home_equity",
"debt_consolidation",
"home_improvement",
"other"
]
},
"employmentType": {
"type": "string",
"enum": [
"employed",
"self_employed",
"retired",
"other",
"prefer_not_to_say"
]
},
"householdIncomeRange": {
"type": "string",
"enum": [
"under_50000",
"50000_to_99999",
"100000_to_149999",
"150000_to_199999",
"200000_plus",
"prefer_not_to_say"
]
},
"selfReportedCreditRange": {
"type": "string",
"enum": [
"excellent",
"good",
"fair",
"poor",
"unknown",
"prefer_not_to_say"
]
},
"timing": {
"type": "string",
"enum": [
"within_30_days",
"one_to_three_months",
"over_three_months",
"exploring"
]
},
"renewalMonth": {
"type": "string",
"pattern": "^20\\d{2}-(0[1-9]|1[0-2])$"
}
},
"additionalProperties": false
}🟢get_financing_options(province, city, propertyType, estimatedPropertyValue, existingMortgageBalances, ...)
The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.
入力スキーマ
{
"type": "object",
"properties": {
"province": {
"type": "string",
"enum": [
"ON",
"AB",
"BC",
"MB",
"NB",
"NL",
"NS",
"NT",
"NU",
"PE",
"QC",
"SK",
"YT"
]
},
"city": {
"type": "string",
"minLength": 1,
"maxLength": 80
},
"propertyType": {
"type": "string",
"enum": [
"detached",
"semi_detached",
"townhouse",
"condo",
"residential_2_to_4_units",
"other"
]
},
"estimatedPropertyValue": {
"type": "number",
"minimum": 0,
"maximum": 100000000,
"exclusiveMinimum": 0
},
"existingMortgageBalances": {
"type": "array",
"items": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"minItems": 1,
"maxItems": 5
},
"requestedAdditionalAmount": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"purpose": {
"type": "string",
"enum": [
"explore_options",
"home_equity",
"debt_consolidation",
"home_improvement",
"other"
]
},
"employmentType": {
"type": "string",
"enum": [
"employed",
"self_employed",
"retired",
"other",
"prefer_not_to_say"
]
},
"householdIncomeRange": {
"type": "string",
"enum": [
"under_50000",
"50000_to_99999",
"100000_to_149999",
"150000_to_199999",
"200000_plus",
"prefer_not_to_say"
]
},
"selfReportedCreditRange": {
"type": "string",
"enum": [
"excellent",
"good",
"fair",
"poor",
"unknown",
"prefer_not_to_say"
]
},
"timing": {
"type": "string",
"enum": [
"within_30_days",
"one_to_three_months",
"over_three_months",
"exploring"
]
},
"renewalMonth": {
"type": "string",
"pattern": "^20\\d{2}-(0[1-9]|1[0-2])$"
}
},
"additionalProperties": false
}🟢estimate_home_equity(province, city, propertyType, estimatedPropertyValue, existingMortgageBalances, ...)
The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.
入力スキーマ
{
"type": "object",
"properties": {
"province": {
"type": "string",
"enum": [
"ON",
"AB",
"BC",
"MB",
"NB",
"NL",
"NS",
"NT",
"NU",
"PE",
"QC",
"SK",
"YT"
]
},
"city": {
"type": "string",
"minLength": 1,
"maxLength": 80
},
"propertyType": {
"type": "string",
"enum": [
"detached",
"semi_detached",
"townhouse",
"condo",
"residential_2_to_4_units",
"other"
]
},
"estimatedPropertyValue": {
"type": "number",
"minimum": 0,
"maximum": 100000000,
"exclusiveMinimum": 0
},
"existingMortgageBalances": {
"type": "array",
"items": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"minItems": 1,
"maxItems": 5
},
"requestedAdditionalAmount": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"purpose": {
"type": "string",
"enum": [
"explore_options",
"home_equity",
"debt_consolidation",
"home_improvement",
"other"
]
},
"employmentType": {
"type": "string",
"enum": [
"employed",
"self_employed",
"retired",
"other",
"prefer_not_to_say"
]
},
"householdIncomeRange": {
"type": "string",
"enum": [
"under_50000",
"50000_to_99999",
"100000_to_149999",
"150000_to_199999",
"200000_plus",
"prefer_not_to_say"
]
},
"selfReportedCreditRange": {
"type": "string",
"enum": [
"excellent",
"good",
"fair",
"poor",
"unknown",
"prefer_not_to_say"
]
},
"timing": {
"type": "string",
"enum": [
"within_30_days",
"one_to_three_months",
"over_three_months",
"exploring"
]
},
"renewalMonth": {
"type": "string",
"pattern": "^20\\d{2}-(0[1-9]|1[0-2])$"
}
},
"additionalProperties": false
}🟢search_published_mortgage_rates(mortgageType, position, minimumLtv, term, fees, ...)
Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each lender's own rate wording with its conditions, check date and source link, and a notice that goes with them. Useful when someone asks what rates lenders are publishing. It takes filters only, not names, contact details or dollar amounts. Published information, not a quote, offer, recommendation or eligibility assessment.
入力スキーマ
{
"type": "object",
"properties": {
"mortgageType": {
"type": "string",
"enum": [
"all",
"alternative",
"bridge",
"commercial",
"construction",
"fixed",
"heloc",
"private",
"residential",
"reverse",
"variable"
],
"description": "Use \"all\" unless the user names or clearly describes a category."
},
"position": {
"type": "string",
"enum": [
"all",
"first",
"second"
]
},
"minimumLtv": {
"type": "string",
"enum": [
"all",
"50",
"60",
"65",
"70",
"75",
"80",
"85",
"90",
"95"
],
"description": "Loan-to-value the user needs, as a percent, rounded UP to the next listed value. Use \"all\" when it cannot be worked out from what the user said."
},
"term": {
"type": "string",
"enum": [
"all",
"12",
"24",
"36",
"60",
"other"
],
"description": "Term in months."
},
"fees": {
"type": "string",
"enum": [
"all",
"published",
"calculable",
"none-stated"
]
},
"sort": {
"type": "string",
"enum": [
"lowest",
"term-cost",
"max-ltv",
"newest",
"lender"
]
},
"purpose": {
"type": "string",
"enum": [
"all",
"refinance"
],
"description": "\"refinance\" when the user says they are refinancing, taking equity out or consolidating debt; otherwise \"all\"."
},
"keyword": {
"type": "string",
"minLength": 1,
"maxLength": 80,
"description": "A lender name or a directory keyword such as \"credit union\", not a person's name or other personal details."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 10
}
},
"additionalProperties": false
}🟢get_open_financial_broker_help
Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.
入力スキーマ
{
"type": "object",
"properties": {},
"additionalProperties": false
}コミュニティ
エビデンス