SwitchWize MCP
Verified US rate, savings-gap, card, CD, and product-change tools with freshness and sources.
使うべきか
品質と安全性
A
検出事項（4）
- LOWTool 'get_top_rates' description lacks action verbget_top_rates 内
- LOWTool 'get_top_hysa_rates' description lacks action verbget_top_hysa_rates 内
- LOWTool 'compare_switch_savings' description lacks action verbcompare_switch_savings 内
- LOWTool 'get_rate_freshness' description lacks action verbget_rate_freshness 内
ツール定義とプロトコルへの準拠に関する自動分析に基づいています。
コンテキストコスト
~6,013トークン数（ツール定義）
~3.9 KB一般的なレスポンスサイズ
注意への影響は大きい（128k コンテキストの 4.70%）
これは、サーバーのツールがモデルのコンテキストに読み込まれるたびに消費されるおおよそのトークン数です。数が多いほど、ほかのタスクに使える注意が減ります。
インストール
ワンクリックインストール
これを `claude_desktop_config.json` ファイルに追加してください:
{
"mcpServers": {
"switchwize-mcp": {
"command": "npx",
"args": [
"switchwize-mcp"
]
}
}
}実行可能なパッケージ
npmswitchwize-mcp
0.2.2stdioリモートエンドポイント
https://www.switchwize.com/api/mcpstreamable-httpできること
ツール一覧
ツール（16）
🟢 読み取り専用🟡 書き込み🔴 削除⚪ 不明
🟢get_top_rates(category, limit)
Return top SwitchWize rates for a supported category with freshness and attribution metadata.
入力スキーマ
{
"type": "object",
"properties": {
"category": {
"type": "string",
"description": "Rate category, e.g. savings, cds, money-market, checking, mortgage."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 25
}
},
"required": [
"category"
],
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"id": {
"type": "string"
},
"category": {
"type": "string"
},
"rate_type": {
"type": "string",
"enum": [
"APY",
"APR"
]
},
"count": {
"type": "number"
},
"asOf": {
"type": [
"string",
"null"
]
},
"generatedAt": {
"type": "string"
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"attribution": {
"type": "string"
},
"attributionDetails": {
"type": "object",
"additionalProperties": true
},
"source": {
"type": "string"
},
"sourceDetails": {
"type": "object",
"additionalProperties": true
},
"methodologyUrl": {
"type": "string"
},
"terms": {
"type": "string"
},
"supportedCategories": {
"type": "array",
"items": {
"type": "string"
}
},
"emptyReason": {
"type": [
"string",
"null"
]
},
"rates": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"schemaVersion",
"category",
"count",
"generatedAt",
"freshnessStatus",
"rates"
],
"additionalProperties": true
}🟢get_top_hysa_rates(limit)
Return top high-yield savings rates with freshness and attribution metadata.
入力スキーマ
{
"type": "object",
"properties": {
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 25
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"id": {
"type": "string"
},
"category": {
"type": "string"
},
"rate_type": {
"type": "string",
"enum": [
"APY",
"APR"
]
},
"count": {
"type": "number"
},
"asOf": {
"type": [
"string",
"null"
]
},
"generatedAt": {
"type": "string"
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"attribution": {
"type": "string"
},
"attributionDetails": {
"type": "object",
"additionalProperties": true
},
"source": {
"type": "string"
},
"sourceDetails": {
"type": "object",
"additionalProperties": true
},
"methodologyUrl": {
"type": "string"
},
"terms": {
"type": "string"
},
"supportedCategories": {
"type": "array",
"items": {
"type": "string"
}
},
"emptyReason": {
"type": [
"string",
"null"
]
},
"rates": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"schemaVersion",
"category",
"count",
"generatedAt",
"freshnessStatus",
"rates"
],
"additionalProperties": true
}🟢get_bank_gap(bank, balance)
Estimate the annual savings gap for a balance using the current Bank Gap Index assumptions.
入力スキーマ
{
"type": "object",
"properties": {
"bank": {
"type": "string",
"description": "Optional bank name for user-facing context."
},
"balance": {
"type": "number",
"minimum": 0,
"maximum": 10000000
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"bank": {
"type": [
"object",
"string",
"null"
]
},
"balance": {
"type": "number"
},
"annualGap": {
"type": "number"
},
"bankApy": {
"type": [
"number",
"null"
]
},
"baselineApy": {
"type": "number"
},
"comparisonApy": {
"type": "number"
},
"bankCount": {
"type": "number"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢compare_switch_savings(currentApy, balance)
Compare a user's current APY with SwitchWize's current top savings APY for a balance.
入力スキーマ
{
"type": "object",
"properties": {
"currentApy": {
"type": "number",
"minimum": 0,
"maximum": 25
},
"balance": {
"type": "number",
"minimum": 0,
"maximum": 10000000
}
},
"required": [
"currentApy"
],
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"balance": {
"type": "number"
},
"currentApy": {
"type": "number"
},
"comparisonApy": {
"type": "number"
},
"currentInterest": {
"type": "number"
},
"comparisonInterest": {
"type": "number"
},
"annualGap": {
"type": "number"
},
"breakEvenFraming": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_rate_freshness(category)
Return public data source freshness status and affected routes.
入力スキーマ
{
"type": "object",
"properties": {
"category": {
"type": "string"
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"sources": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"affectedRoutes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_index_dataset(indexId, limit)
Return a SwitchWize index dataset summary and recent series.
入力スキーマ
{
"type": "object",
"properties": {
"indexId": {
"type": "string",
"description": "Index id, e.g. bank-gap-index, cd-spread, mma-spread, checking-gap."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 60
}
},
"required": [
"indexId"
],
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"label": {
"type": "string"
},
"series": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_bank_gap_index
Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
入力スキーマ
{
"type": "object",
"properties": {},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"label": {
"type": "string"
},
"headlineValue": {
"type": [
"number",
"null"
]
},
"month": {
"type": [
"string",
"null"
]
},
"nationalAvgApy": {
"type": [
"number",
"null"
]
},
"topAvgApy": {
"type": [
"number",
"null"
]
},
"gapPoints": {
"type": [
"number",
"null"
]
},
"banksTracked": {
"type": [
"number",
"null"
]
},
"datasetUrl": {
"type": "string"
},
"releaseArchiveUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_reality_score(card, segment)
Return a premium credit-card Reality Score for a card and consumer segment.
入力スキーマ
{
"type": "object",
"properties": {
"card": {
"type": "string",
"description": "Card slug or name, e.g. platinum-card or Chase Sapphire Reserve."
},
"segment": {
"type": "string",
"description": "Optional segment id, e.g. occasional-traveler, small-business-owner, balance-carrier."
}
},
"required": [
"card"
],
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"segment": {
"type": "object",
"additionalProperties": true
},
"result": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_offers(card, limit)
Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
入力スキーマ
{
"type": "object",
"properties": {
"card": {
"type": "string",
"description": "Optional card id (issuer:slug), slug, or name to filter to one card, e.g. chase:sapphire-preferred or Sapphire Preferred."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 200
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"totalTracked": {
"type": "number"
},
"offers": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_transfer_bonuses(program)
Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.
入力スキーマ
{
"type": "object",
"properties": {
"program": {
"type": "string",
"description": "Optional program id or name to filter routes by source or destination, e.g. chase-ultimate-rewards or Flying Blue."
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"routes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_changes(sinceDays, limit)
Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
入力スキーマ
{
"type": "object",
"properties": {
"sinceDays": {
"type": "integer",
"minimum": 1,
"maximum": 365,
"description": "Only changes observed within this many days."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 200
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"sinceDays": {
"type": [
"number",
"null"
]
},
"count": {
"type": "number"
},
"changes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_reward_valuations(currency)
Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
入力スキーマ
{
"type": "object",
"properties": {
"currency": {
"type": "string",
"description": "Optional reward currency id or name, e.g. chase-ultimate-rewards or Membership Rewards."
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"valuations": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢best_move_this_week(wallet, categories, usedBenefits, savingsBalance, currentSavingsApy)
Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
入力スキーマ
{
"type": "object",
"properties": {
"wallet": {
"type": "array",
"items": {
"type": "string"
},
"minItems": 1,
"maxItems": 25,
"description": "Card ids the user holds, in the form issuer:slug, e.g. [\"chase:sapphire-preferred\", \"amex:gold-card\"]."
},
"categories": {
"type": "array",
"items": {
"type": "string",
"enum": [
"dining",
"rideshare",
"travel",
"lounge",
"entertainment",
"insurance",
"groceries",
"gas",
"other"
]
},
"description": "Optional spend categories to rank held cards for; defaults to all nine."
},
"usedBenefits": {
"type": "array",
"maxItems": 200,
"items": {
"type": "object",
"properties": {
"cardId": {
"type": "string"
},
"benefitKey": {
"type": "string"
},
"periodStart": {
"type": "string",
"description": "ISO first-of-month key for the period the credit was used in, e.g. 2026-09-01T00:00:00.000Z."
}
},
"required": [
"cardId",
"benefitKey",
"periodStart"
],
"additionalProperties": false
},
"description": "Optional log of period credits already used this month; excluded from picks and counted toward renewal value. Omit to treat every credit as unused."
},
"savingsBalance": {
"type": "number",
"minimum": 0,
"maximum": 10000000,
"description": "Optional cash balance, to include the savings-rate move beside the card moves."
},
"currentSavingsApy": {
"type": "number",
"minimum": 0,
"maximum": 25,
"description": "Optional current savings APY, used with savingsBalance."
}
},
"required": [
"wallet"
],
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"cardMoves": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"unheldOffers": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"transferBonuses": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"savingsMove": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_cd_rollover_rules(institutionId)
Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed.
入力スキーマ
{
"type": "object",
"properties": {
"institutionId": {
"type": "string",
"description": "Optional institution_registry id, e.g. chase, american-express, wells-fargo. Omit to return every bank SwitchWize has verified."
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"institutionId": {
"type": "string"
},
"autoRenewDefault": {
"type": [
"boolean",
"null"
]
},
"autoRenewDescription": {
"type": "string"
},
"gracePeriodDays": {
"type": [
"number",
"null"
]
},
"earlyWithdrawalPenalty": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"sourceUrl": {
"type": [
"string",
"null"
]
},
"count": {
"type": "number"
},
"institutions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_downgrade_path(cardId)
Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted.
入力スキーマ
{
"type": "object",
"properties": {
"cardId": {
"type": "string",
"description": "Optional card id (issuer:slug), e.g. chase:sapphire-reserve or capital-one:venture-x-rewards. Omit to return every verified downgrade path and fee-refund window."
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"cardId": {
"type": "string"
},
"downgradePaths": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"feeRefundWindow": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"feeRefundWindows": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"count": {
"type": "number"
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_fed_hike_pass_through(institutionId)
Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source type and observation dates. Optionally filtered to one institution id.
入力スキーマ
{
"type": "object",
"properties": {
"institutionId": {
"type": "string",
"description": "Optional institution_registry id, e.g. tab, ally, marcus. Omit to return every savings account measured against the latest Fed hike."
}
},
"additionalProperties": false
}出力スキーマ
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"move": {
"type": "object",
"additionalProperties": true
},
"daysSinceAnnouncement": {
"type": [
"number",
"null"
]
},
"summary": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"excluded": {
"type": "object",
"additionalProperties": true
},
"institution": {
"type": "object",
"additionalProperties": true
},
"count": {
"type": "number"
},
"institutions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}コミュニティ
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