decisions

Verified US tax and money decision tools: verdict plus a pre-filled deep link to the full page.

사용해야 할까요

품질 및 안전성

A
설명 품질
82%
스키마 완전성
95%
이름 품질
80%
오염 위험
100%
권한 일치
100%
프로토콜 준수
100%

발견 사항 (3)

  • LOWTool 'job_offer_worth_it' description lacks action verbjob_offer_worth_it에서
  • LOWTool 'roth_vs_traditional' description lacks action verbroth_vs_traditional에서
  • LOWTool 'best_filing_status' description lacks action verbbest_filing_status에서

도구 정의와 프로토콜 준수에 대한 자동 분석을 기반으로 합니다.

컨텍스트 비용

~2,736토큰 (도구 정의)
~5.6 KB일반적인 응답 크기
상당한 주의 영향 (128k 컨텍스트의 2.14%)

이는 서버의 도구가 모델의 컨텍스트에 로드될 때마다 소비되는 대략적인 토큰 수입니다. 수치가 높을수록 다른 작업에 사용할 수 있는 주의가 줄어듭니다.

설치

원클릭 설치

`claude_desktop_config.json` 파일에 다음을 추가하세요:

{
  "mcpServers": {
    "decisions": {
      "url": "https://www.everydaybudd.com/api/mcp"
    }
  }
}

원격 엔드포인트

https://www.everydaybudd.com/api/mcpstreamable-http

할 수 있는 일

도구 목록

도구 (5)

🟢 읽기 전용🟡 쓰기🔴 삭제⚪ 알 수 없음
🟢job_offer_worth_it(current, offer, options)

Is this job offer worth it? — Compares two jobs on real take-home pay after federal, state, FICA, 401(k) and commute, and says which wins and by how much. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.

입력 스키마

{
  "type": "object",
  "properties": {
    "current": {
      "type": "object",
      "properties": {
        "annualSalary": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "number",
          "minimum": 0
        },
        "stateCode": {
          "description": "Two-letter US state code, e.g. CA, TX, NY.",
          "type": "string",
          "pattern": "^[A-Za-z]{2}$"
        },
        "filingStatus": {
          "description": "One of: single, married_joint, married_separate, head_of_household.",
          "type": "string",
          "enum": [
            "single",
            "married_joint",
            "married_separate",
            "head_of_household"
          ]
        },
        "payFrequency": {
          "description": "One of: weekly, biweekly, semi_monthly, monthly, annual.",
          "type": "string",
          "enum": [
            "weekly",
            "biweekly",
            "semi_monthly",
            "monthly",
            "annual"
          ]
        },
        "retirementContributionPercent": {
          "description": "Percentage from 0 to 100.",
          "type": "number",
          "minimum": 0,
          "maximum": 100
        },
        "label": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "string",
          "maxLength": 80
        },
        "commute": {
          "type": "object",
          "properties": {
            "oneWayDistanceMiles": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            },
            "oneWayTimeMinutes": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            },
            "gasPrice": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            },
            "mpg": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 1
            }
          }
        }
      },
      "required": [
        "annualSalary"
      ]
    },
    "offer": {
      "type": "object",
      "properties": {
        "annualSalary": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "number",
          "minimum": 0
        },
        "stateCode": {
          "description": "Two-letter US state code, e.g. CA, TX, NY.",
          "type": "string",
          "pattern": "^[A-Za-z]{2}$"
        },
        "filingStatus": {
          "description": "One of: single, married_joint, married_separate, head_of_household.",
          "type": "string",
          "enum": [
            "single",
            "married_joint",
            "married_separate",
            "head_of_household"
          ]
        },
        "payFrequency": {
          "description": "One of: weekly, biweekly, semi_monthly, monthly, annual.",
          "type": "string",
          "enum": [
            "weekly",
            "biweekly",
            "semi_monthly",
            "monthly",
            "annual"
          ]
        },
        "retirementContributionPercent": {
          "description": "Percentage from 0 to 100.",
          "type": "number",
          "minimum": 0,
          "maximum": 100
        },
        "label": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "string",
          "maxLength": 80
        },
        "commute": {
          "type": "object",
          "properties": {
            "oneWayDistanceMiles": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            },
            "oneWayTimeMinutes": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            },
            "gasPrice": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            },
            "mpg": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 1
            }
          }
        }
      },
      "required": [
        "annualSalary"
      ]
    },
    "options": {
      "type": "object",
      "properties": {
        "weights": {
          "type": "object",
          "properties": {
            "netAfterCommute": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            },
            "annualCommuteCost": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            },
            "effectiveTaxRate": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            },
            "commuteHours": {
              "description": "A non-negative number (US dollars unless the field name says otherwise).",
              "type": "number",
              "minimum": 0
            }
          }
        },
        "materialityAbsFloor": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "number",
          "minimum": 0
        },
        "materialityPctOfNet": {
          "description": "Decimal fraction, e.g. 0.07 for 7%. Must be between 0 and 1 (do not pass a whole-number percent).",
          "type": "number",
          "minimum": 0,
          "maximum": 1
        },
        "year": {
          "description": "Tax year, e.g. 2026. Omit to use the current tax year.",
          "type": "integer",
          "minimum": 2000,
          "maximum": 2100
        }
      }
    }
  },
  "required": [
    "current",
    "offer"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢freelance_rate_floor(currentSalary, stateCode, filingStatus, annualBenefitsValue, billableHoursPerYear, ...)

Freelance Rate Floor — Calculates the hourly rate a freelancer must bill to match a given salary after self-employment tax and lost benefits. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.

입력 스키마

{
  "type": "object",
  "properties": {
    "currentSalary": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "number",
      "minimum": 0
    },
    "stateCode": {
      "description": "Two-letter US state code, e.g. CA, TX, NY.",
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "filingStatus": {
      "description": "One of: single, married_joint, married_separate, head_of_household.",
      "type": "string",
      "enum": [
        "single",
        "married_joint",
        "married_separate",
        "head_of_household"
      ]
    },
    "annualBenefitsValue": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "number",
      "minimum": 0
    },
    "billableHoursPerYear": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "integer",
      "minimum": 1,
      "maximum": 9007199254740991
    },
    "year": {
      "description": "Tax year, e.g. 2026. Omit to use the current tax year.",
      "type": "integer",
      "minimum": 2000,
      "maximum": 2100
    }
  },
  "required": [
    "currentSalary",
    "stateCode",
    "filingStatus",
    "annualBenefitsValue"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢roth_vs_traditional(currentGrossIncome, filingStatus, expectedRetirementIncome, afterTaxContribution, yearsToGrow, ...)

Roth vs Traditional — Compares Roth vs Traditional retirement contributions: the break-even retirement tax rate and which to choose. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.

입력 스키마

{
  "type": "object",
  "properties": {
    "currentGrossIncome": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "number",
      "minimum": 0
    },
    "filingStatus": {
      "description": "One of: single, married_joint, married_separate, head_of_household.",
      "type": "string",
      "enum": [
        "single",
        "married_joint",
        "married_separate",
        "head_of_household"
      ]
    },
    "expectedRetirementIncome": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "number",
      "minimum": 0
    },
    "afterTaxContribution": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "number",
      "minimum": 0
    },
    "yearsToGrow": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "integer",
      "minimum": 1,
      "maximum": 9007199254740991
    },
    "annualReturnRate": {
      "description": "Decimal fraction, e.g. 0.07 for 7%. Must be between 0 and 1 (do not pass a whole-number percent).",
      "type": "number",
      "minimum": 0,
      "maximum": 1
    },
    "accountType": {
      "description": "One of: 401k, ira.",
      "type": "string",
      "enum": [
        "401k",
        "ira"
      ]
    },
    "age": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "integer",
      "minimum": 0,
      "maximum": 120
    },
    "year": {
      "description": "Tax year, e.g. 2026. Omit to use the current tax year.",
      "type": "integer",
      "minimum": 2000,
      "maximum": 2100
    }
  },
  "required": [
    "currentGrossIncome",
    "filingStatus",
    "expectedRetirementIncome"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢best_filing_status(spouseA, spouseB, qualifyingChildren, otherDependents, investmentIncome, ...)

Married Filing Jointly vs Separately — Compares Married Filing Jointly vs Separately for a couple and says which keeps more, including lost credits. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.

입력 스키마

{
  "type": "object",
  "properties": {
    "spouseA": {
      "type": "object",
      "properties": {
        "income": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "number",
          "minimum": 0
        },
        "retirementContributions": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "number",
          "minimum": 0
        },
        "itemizedDeductions": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "number",
          "minimum": 0
        }
      },
      "required": [
        "income"
      ]
    },
    "spouseB": {
      "type": "object",
      "properties": {
        "income": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "number",
          "minimum": 0
        },
        "retirementContributions": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "number",
          "minimum": 0
        },
        "itemizedDeductions": {
          "description": "A non-negative number (US dollars unless the field name says otherwise).",
          "type": "number",
          "minimum": 0
        }
      },
      "required": [
        "income"
      ]
    },
    "qualifyingChildren": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "integer",
      "minimum": 0,
      "maximum": 9007199254740991
    },
    "otherDependents": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "integer",
      "minimum": 0,
      "maximum": 9007199254740991
    },
    "investmentIncome": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "number",
      "minimum": 0
    },
    "hasChildcareExpenses": {
      "description": "true or false.",
      "type": "boolean"
    },
    "year": {
      "description": "Tax year, e.g. 2026. Omit to use the current tax year.",
      "type": "integer",
      "minimum": 2000,
      "maximum": 2100
    }
  },
  "required": [
    "spouseA",
    "spouseB"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}
🟢raise_bonus_value(currentSalary, raiseAmount, stateCode, filingStatus, lifestyleInflationPercent, ...)

Raise / Bonus True Value — Shows how much of a raise or bonus you actually keep after marginal tax and lifestyle inflation. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.

입력 스키마

{
  "type": "object",
  "properties": {
    "currentSalary": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "number",
      "minimum": 0
    },
    "raiseAmount": {
      "description": "A non-negative number (US dollars unless the field name says otherwise).",
      "type": "number",
      "minimum": 0
    },
    "stateCode": {
      "description": "Two-letter US state code, e.g. CA, TX, NY.",
      "type": "string",
      "pattern": "^[A-Za-z]{2}$"
    },
    "filingStatus": {
      "description": "One of: single, married_joint, married_separate, head_of_household.",
      "type": "string",
      "enum": [
        "single",
        "married_joint",
        "married_separate",
        "head_of_household"
      ]
    },
    "lifestyleInflationPercent": {
      "description": "Percentage from 0 to 100.",
      "type": "number",
      "minimum": 0,
      "maximum": 100
    },
    "annualInflationPercent": {
      "description": "Percentage from 0 to 100.",
      "type": "number",
      "minimum": 0,
      "maximum": 100
    },
    "kind": {
      "description": "One of: raise, bonus.",
      "type": "string",
      "enum": [
        "raise",
        "bonus"
      ]
    },
    "year": {
      "description": "Tax year, e.g. 2026. Omit to use the current tax year.",
      "type": "integer",
      "minimum": 2000,
      "maximum": 2100
    }
  },
  "required": [
    "currentSalary",
    "raiseAmount",
    "stateCode",
    "filingStatus"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#"
}

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