HMDA Mortgage Data
Home mortgage lending patterns, denial rates, and fair lending data
사용해야 할까요
품질 및 안전성
도구 정의와 프로토콜 준수에 대한 자동 분석을 기반으로 합니다.
컨텍스트 비용
이는 서버의 도구가 모델의 컨텍스트에 로드될 때마다 소비되는 대략적인 토큰 수입니다. 수치가 높을수록 다른 작업에 사용할 수 있는 주의가 줄어듭니다.
설치
원클릭 설치
`claude_desktop_config.json` 파일에 다음을 추가하세요:
{
"mcpServers": {
"hmda": {
"url": "https://mcp.olyport.com/hmda/mcp"
}
}
}원격 엔드포인트
https://mcp.olyport.com/hmda/mcpstreamable-http할 수 있는 일
도구 목록
도구 (4)
🟢get_mortgage_data(state, county_fips, year, action_taken, loan_type, ...)
Get Home Mortgage Disclosure Act (HMDA) loan-level data. Returns mortgage application and origination records reported by financial institutions under HMDA. At least one geographic filter (state or county_fips) is recommended to limit results. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified. action_taken: Loan action code: '1' (originated), '2' (approved not accepted), '3' (denied), '4' (withdrawn), '5' (incomplete). loan_type: Loan type code: '1' (conventional), '2' (FHA-insured), '3' (VA-guaranteed), '4' (USDA/RHS). limit: Maximum number of records to return (default 100, max 1000).
입력 스키마
{
"type": "object",
"properties": {
"state": {
"default": null,
"title": "State",
"type": "string"
},
"county_fips": {
"default": null,
"title": "County Fips",
"type": "string"
},
"year": {
"default": null,
"title": "Year",
"type": "integer"
},
"action_taken": {
"default": null,
"title": "Action Taken",
"type": "string"
},
"loan_type": {
"default": null,
"title": "Loan Type",
"type": "string"
},
"limit": {
"default": 100,
"title": "Limit",
"type": "integer"
}
},
"title": "get_mortgage_dataArguments"
}출력 스키마
{
"type": "object",
"properties": {
"result": {
"title": "Result",
"type": "string"
}
},
"required": [
"result"
],
"title": "get_mortgage_dataOutput"
}🟢get_aggregate_stats(state, county_fips, year)
Get aggregate mortgage lending statistics for a geographic area. Returns summary statistics including total applications, originations, denials, and loan amounts. Useful for understanding overall lending activity in a state or county. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
입력 스키마
{
"type": "object",
"properties": {
"state": {
"default": null,
"title": "State",
"type": "string"
},
"county_fips": {
"default": null,
"title": "County Fips",
"type": "string"
},
"year": {
"default": null,
"title": "Year",
"type": "integer"
}
},
"title": "get_aggregate_statsArguments"
}출력 스키마
{
"type": "object",
"properties": {
"result": {
"title": "Result",
"type": "string"
}
},
"required": [
"result"
],
"title": "get_aggregate_statsOutput"
}🟢get_denial_reasons(state, county_fips, year)
Get mortgage denial reasons breakdown for a geographic area. Returns the distribution of denial reasons for mortgage applications that were denied. Useful for identifying barriers to homeownership in specific communities. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
입력 스키마
{
"type": "object",
"properties": {
"state": {
"default": null,
"title": "State",
"type": "string"
},
"county_fips": {
"default": null,
"title": "County Fips",
"type": "string"
},
"year": {
"default": null,
"title": "Year",
"type": "integer"
}
},
"title": "get_denial_reasonsArguments"
}출력 스키마
{
"type": "object",
"properties": {
"result": {
"title": "Result",
"type": "string"
}
},
"required": [
"result"
],
"title": "get_denial_reasonsOutput"
}🟢get_lending_by_race(state, county_fips, year)
Get mortgage lending patterns disaggregated by race and ethnicity. Returns mortgage origination and denial data broken down by the race/ethnicity of the applicant. Useful for fair lending analysis and identifying disparities in mortgage access. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
입력 스키마
{
"type": "object",
"properties": {
"state": {
"default": null,
"title": "State",
"type": "string"
},
"county_fips": {
"default": null,
"title": "County Fips",
"type": "string"
},
"year": {
"default": null,
"title": "Year",
"type": "integer"
}
},
"title": "get_lending_by_raceArguments"
}출력 스키마
{
"type": "object",
"properties": {
"result": {
"title": "Result",
"type": "string"
}
},
"required": [
"result"
],
"title": "get_lending_by_raceOutput"
}커뮤니티
증거