FINLY Mortgage Knowledge

Public Israeli mortgage knowledge with sources and defined hypothetical calculations.

사용해야 할까요

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A
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100%
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100%

도구 정의와 프로토콜 준수에 대한 자동 분석을 기반으로 합니다.

컨텍스트 비용

~5,867토큰 (도구 정의)
~8.3 KB일반적인 응답 크기
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이는 서버의 도구가 모델의 컨텍스트에 로드될 때마다 소비되는 대략적인 토큰 수입니다. 수치가 높을수록 다른 작업에 사용할 수 있는 주의가 줄어듭니다.

설치

원클릭 설치

`claude_desktop_config.json` 파일에 다음을 추가하세요:

{
  "mcpServers": {
    "public-knowledge": {
      "url": "https://finly.co.il/mcp"
    }
  }
}

원격 엔드포인트

https://finly.co.il/mcpstreamable-http

할 수 있는 일

도구 목록

도구 (8)

🟢 읽기 전용🟡 쓰기🔴 삭제⚪ 알 수 없음
🟢calculate_ltv_ratio(loan_agorot, property_value_agorot)

Loan to value | יחס הלוואה לשווי. Divide the explicitly provided numerator by denominator. No regulatory caps, eligibility verdict, fallback rates or customer identifiers.

입력 스키마

{
  "type": "object",
  "properties": {
    "loan_agorot": {
      "type": "integer",
      "minimum": 0,
      "maximum": 10000000000
    },
    "property_value_agorot": {
      "type": "integer",
      "minimum": 1,
      "maximum": 10000000000
    }
  },
  "required": [
    "loan_agorot",
    "property_value_agorot"
  ],
  "additionalProperties": false,
  "$schema": "http://json-schema.org/draft-07/schema#"
}

출력 스키마

{
  "type": "object",
  "properties": {
    "request_id": {
      "type": "string"
    },
    "schema_version": {
      "const": "finly-agent-access-1"
    },
    "tool": {
      "const": "calculate_ltv_ratio"
    },
    "response_kind": {
      "const": "calculation"
    },
    "status": {
      "type": "string",
      "enum": [
        "success",
        "insufficient_data",
        "needs_review",
        "stale_data",
        "consent_required",
        "approval_required",
        "pending",
        "conflict",
        "unsupported",
        "temporarily_unavailable",
        "rate_limited",
        "not_found_or_not_authorized",
        "revoked",
        "expired",
        "delivery_unknown"
      ]
    },
    "as_of": {
      "type": "string",
      "format": "date-time"
    },
    "assumptions": {
      "type": "array",
      "items": {}
    },
    "limitations": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "next_actions": {
      "type": "array",
      "items": {}
    },
    "receipt": {
      "type": "object"
    },
    "evidence": {
      "type": "array",
      "items": {}
    },
    "result": {
      "type": "object",
      "properties": {
        "ltv_ratio": {
          "type": "number",
          "minimum": 0
        },
        "hypothetical": {
          "type": "boolean",
          "const": true
        }
      },
      "required": [
        "ltv_ratio",
        "hypothetical"
      ],
      "additionalProperties": false,
      "$schema": "http://json-schema.org/draft-07/schema#"
    },
    "no_action": {
      "$schema": "http://json-schema.org/draft-07/schema#",
      "type": "object",
      "properties": {
        "code": {
          "type": "string"
        },
        "missing_fields": {
          "type": "array",
          "items": {
            "type": "string"
          }
        },
        "retry_after_ms": {
          "type": "number"
        }
      },
      "required": [
        "code"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "request_id",
    "schema_version",
    "tool",
    "response_kind",
    "status",
    "as_of",
    "assumptions",
    "limitations",
    "next_actions",
    "receipt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#",
  "additionalProperties": false,
  "oneOf": [
    {
      "required": [
        "result"
      ],
      "properties": {
        "status": {
          "const": "success"
        }
      },
      "not": {
        "required": [
          "no_action"
        ]
      }
    },
    {
      "required": [
        "no_action"
      ],
      "properties": {
        "status": {
          "not": {
            "const": "success"
          }
        }
      },
      "not": {
        "required": [
          "result"
        ]
      }
    }
  ]
}
🟢calculate_payment(principal_agorot, nominal_annual_decimal, term_months)

Calculate a hypothetical fixed-rate unindexed annuity from explicit inputs. Money is integer agorot; annual interest is a decimal. No bank offer, eligibility or savings recommendation.

입력 스키마

{
  "type": "object",
  "properties": {
    "principal_agorot": {
      "type": "integer",
      "minimum": 1,
      "maximum": 10000000000
    },
    "nominal_annual_decimal": {
      "type": "number",
      "minimum": 0,
      "maximum": 0.5
    },
    "term_months": {
      "type": "integer",
      "minimum": 1,
      "maximum": 360
    }
  },
  "required": [
    "principal_agorot",
    "nominal_annual_decimal",
    "term_months"
  ],
  "additionalProperties": false,
  "$schema": "http://json-schema.org/draft-07/schema#"
}

출력 스키마

{
  "type": "object",
  "properties": {
    "request_id": {
      "type": "string"
    },
    "schema_version": {
      "const": "finly-agent-access-1"
    },
    "tool": {
      "const": "calculate_payment"
    },
    "response_kind": {
      "const": "calculation"
    },
    "status": {
      "type": "string",
      "enum": [
        "success",
        "insufficient_data",
        "needs_review",
        "stale_data",
        "consent_required",
        "approval_required",
        "pending",
        "conflict",
        "unsupported",
        "temporarily_unavailable",
        "rate_limited",
        "not_found_or_not_authorized",
        "revoked",
        "expired",
        "delivery_unknown"
      ]
    },
    "as_of": {
      "type": "string",
      "format": "date-time"
    },
    "assumptions": {
      "type": "array",
      "items": {}
    },
    "limitations": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "next_actions": {
      "type": "array",
      "items": {}
    },
    "receipt": {
      "type": "object"
    },
    "evidence": {
      "type": "array",
      "items": {}
    },
    "result": {
      "type": "object",
      "properties": {
        "monthly_agorot": {
          "type": "integer",
          "minimum": 0
        },
        "total_paid_agorot": {
          "type": "integer",
          "exclusiveMinimum": 0
        },
        "total_interest_agorot": {
          "type": "integer",
          "minimum": 0
        },
        "totals_basis": {
          "type": "string",
          "const": "unrounded_payment_times_term"
        },
        "hypothetical": {
          "type": "boolean",
          "const": true
        }
      },
      "required": [
        "monthly_agorot",
        "total_paid_agorot",
        "total_interest_agorot",
        "totals_basis",
        "hypothetical"
      ],
      "additionalProperties": false,
      "$schema": "http://json-schema.org/draft-07/schema#"
    },
    "no_action": {
      "$schema": "http://json-schema.org/draft-07/schema#",
      "type": "object",
      "properties": {
        "code": {
          "type": "string"
        },
        "missing_fields": {
          "type": "array",
          "items": {
            "type": "string"
          }
        },
        "retry_after_ms": {
          "type": "number"
        }
      },
      "required": [
        "code"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "request_id",
    "schema_version",
    "tool",
    "response_kind",
    "status",
    "as_of",
    "assumptions",
    "limitations",
    "next_actions",
    "receipt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#",
  "additionalProperties": false,
  "oneOf": [
    {
      "required": [
        "result"
      ],
      "properties": {
        "status": {
          "const": "success"
        }
      },
      "not": {
        "required": [
          "no_action"
        ]
      }
    },
    {
      "required": [
        "no_action"
      ],
      "properties": {
        "status": {
          "not": {
            "const": "success"
          }
        }
      },
      "not": {
        "required": [
          "result"
        ]
      }
    }
  ]
}
🟢calculate_pti_ratio(monthly_debt_agorot, monthly_net_income_agorot)

Payment to income | יחס החזר להכנסה. Divide the explicitly provided numerator by denominator. No regulatory caps, eligibility verdict, fallback rates or customer identifiers.

입력 스키마

{
  "type": "object",
  "properties": {
    "monthly_debt_agorot": {
      "type": "integer",
      "minimum": 0,
      "maximum": 10000000000
    },
    "monthly_net_income_agorot": {
      "type": "integer",
      "minimum": 1,
      "maximum": 10000000000
    }
  },
  "required": [
    "monthly_debt_agorot",
    "monthly_net_income_agorot"
  ],
  "additionalProperties": false,
  "$schema": "http://json-schema.org/draft-07/schema#"
}

출력 스키마

{
  "type": "object",
  "properties": {
    "request_id": {
      "type": "string"
    },
    "schema_version": {
      "const": "finly-agent-access-1"
    },
    "tool": {
      "const": "calculate_pti_ratio"
    },
    "response_kind": {
      "const": "calculation"
    },
    "status": {
      "type": "string",
      "enum": [
        "success",
        "insufficient_data",
        "needs_review",
        "stale_data",
        "consent_required",
        "approval_required",
        "pending",
        "conflict",
        "unsupported",
        "temporarily_unavailable",
        "rate_limited",
        "not_found_or_not_authorized",
        "revoked",
        "expired",
        "delivery_unknown"
      ]
    },
    "as_of": {
      "type": "string",
      "format": "date-time"
    },
    "assumptions": {
      "type": "array",
      "items": {}
    },
    "limitations": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "next_actions": {
      "type": "array",
      "items": {}
    },
    "receipt": {
      "type": "object"
    },
    "evidence": {
      "type": "array",
      "items": {}
    },
    "result": {
      "type": "object",
      "properties": {
        "pti_ratio": {
          "type": "number",
          "minimum": 0
        },
        "hypothetical": {
          "type": "boolean",
          "const": true
        }
      },
      "required": [
        "pti_ratio",
        "hypothetical"
      ],
      "additionalProperties": false,
      "$schema": "http://json-schema.org/draft-07/schema#"
    },
    "no_action": {
      "$schema": "http://json-schema.org/draft-07/schema#",
      "type": "object",
      "properties": {
        "code": {
          "type": "string"
        },
        "missing_fields": {
          "type": "array",
          "items": {
            "type": "string"
          }
        },
        "retry_after_ms": {
          "type": "number"
        }
      },
      "required": [
        "code"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "request_id",
    "schema_version",
    "tool",
    "response_kind",
    "status",
    "as_of",
    "assumptions",
    "limitations",
    "next_actions",
    "receipt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#",
  "additionalProperties": false,
  "oneOf": [
    {
      "required": [
        "result"
      ],
      "properties": {
        "status": {
          "const": "success"
        }
      },
      "not": {
        "required": [
          "no_action"
        ]
      }
    },
    {
      "required": [
        "no_action"
      ],
      "properties": {
        "status": {
          "not": {
            "const": "success"
          }
        }
      },
      "not": {
        "required": [
          "result"
        ]
      }
    }
  ]
}
🟢get_capabilities(locale, catalog_cursor, limit)

Discover the currently released public tools and a paginated index of approved topics, questions, claims and guides.

입력 스키마

{
  "type": "object",
  "properties": {
    "locale": {
      "type": "string",
      "const": "he"
    },
    "catalog_cursor": {
      "type": "string",
      "minLength": 1,
      "maxLength": 1024
    },
    "limit": {
      "type": "integer",
      "minimum": 1,
      "maximum": 50
    }
  },
  "additionalProperties": false,
  "$schema": "http://json-schema.org/draft-07/schema#"
}

출력 스키마

{
  "type": "object",
  "properties": {
    "request_id": {
      "type": "string"
    },
    "schema_version": {
      "const": "finly-agent-access-1"
    },
    "tool": {
      "const": "get_capabilities"
    },
    "response_kind": {
      "const": "knowledge"
    },
    "status": {
      "type": "string",
      "enum": [
        "success",
        "insufficient_data",
        "needs_review",
        "stale_data",
        "consent_required",
        "approval_required",
        "pending",
        "conflict",
        "unsupported",
        "temporarily_unavailable",
        "rate_limited",
        "not_found_or_not_authorized",
        "revoked",
        "expired",
        "delivery_unknown"
      ]
    },
    "as_of": {
      "type": "string",
      "format": "date-time"
    },
    "assumptions": {
      "type": "array",
      "items": {}
    },
    "limitations": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "next_actions": {
      "type": "array",
      "items": {}
    },
    "receipt": {
      "type": "object"
    },
    "evidence": {
      "type": "array",
      "items": {}
    },
    "result": {
      "type": "object",
      "properties": {
        "schema_version": {
          "type": "string",
          "const": "finly-agent-access-1"
        },
        "capabilities": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "name": {
                "type": "string"
              },
              "title": {
                "type": "string"
              },
              "description": {
                "type": "string"
              },
              "inputSchema": {
                "type": "object",
                "additionalProperties": {}
              },
              "outputSchema": {
                "type": "object",
                "additionalProperties": {}
              },
              "annotations": {
                "type": "object",
                "properties": {
                  "readOnlyHint": {
                    "type": "boolean"
                  },
                  "destructiveHint": {
                    "type": "boolean"
                  },
                  "idempotentHint": {
                    "type": "boolean"
                  },
                  "openWorldHint": {
                    "type": "boolean"
                  }
                },
                "required": [
                  "readOnlyHint",
                  "destructiveHint",
                  "idempotentHint",
                  "openWorldHint"
                ],
                "additionalProperties": false
              }
            },
            "required": [
              "name",
              "title",
              "description",
              "inputSchema",
              "outputSchema",
              "annotations"
            ],
            "additionalProperties": false
          }
        },
        "knowledge_catalog": {
          "type": "object",
          "properties": {
            "items": {
              "type": "array",
              "items": {
                "type": "object",
                "properties": {
                  "kind": {
                    "type": "string",
                    "enum": [
                      "topic",
                      "question",
                      "claim",
                      "guide"
                    ]
                  },
                  "id": {
                    "type": "string"
                  },
                  "title": {
                    "type": "string"
                  },
                  "topic": {
                    "type": "string"
                  },
                  "claim_id": {
                    "type": [
                      "string",
                      "null"
                    ]
                  },
                  "guide_id": {
                    "type": [
                      "string",
                      "null"
                    ]
                  },
                  "version": {
                    "type": [
                      "string",
                      "null"
                    ]
                  },
                  "canonical_url": {
                    "type": [
                      "string",
                      "null"
                    ]
                  }
                },
                "required": [
                  "kind",
                  "id",
                  "title",
                  "topic",
                  "claim_id",
                  "guide_id",
                  "version",
                  "canonical_url"
                ],
                "additionalProperties": false
              }
            },
            "next_cursor": {
              "type": [
                "string",
                "null"
              ]
            },
            "catalog_version": {
              "type": "string"
            }
          },
          "required": [
            "items",
            "next_cursor",
            "catalog_version"
          ],
          "additionalProperties": false
        }
      },
      "required": [
        "schema_version",
        "capabilities",
        "knowledge_catalog"
      ],
      "additionalProperties": false,
      "$schema": "http://json-schema.org/draft-07/schema#"
    },
    "no_action": {
      "$schema": "http://json-schema.org/draft-07/schema#",
      "type": "object",
      "properties": {
        "code": {
          "type": "string"
        },
        "missing_fields": {
          "type": "array",
          "items": {
            "type": "string"
          }
        },
        "retry_after_ms": {
          "type": "number"
        }
      },
      "required": [
        "code"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "request_id",
    "schema_version",
    "tool",
    "response_kind",
    "status",
    "as_of",
    "assumptions",
    "limitations",
    "next_actions",
    "receipt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#",
  "additionalProperties": false,
  "oneOf": [
    {
      "required": [
        "result"
      ],
      "properties": {
        "status": {
          "const": "success"
        }
      },
      "not": {
        "required": [
          "no_action"
        ]
      }
    },
    {
      "required": [
        "no_action"
      ],
      "properties": {
        "status": {
          "not": {
            "const": "success"
          }
        }
      },
      "not": {
        "required": [
          "result"
        ]
      }
    }
  ]
}
🟢get_claim(locale, claim_id, claim_version)

Read one versioned public claim with its scope, evidence and review dates.

입력 스키마

{
  "type": "object",
  "properties": {
    "locale": {
      "type": "string",
      "const": "he"
    },
    "claim_id": {
      "type": "string",
      "minLength": 1,
      "maxLength": 128,
      "pattern": "^[a-zA-Z0-9_-]+$"
    },
    "claim_version": {
      "type": "string",
      "minLength": 1,
      "maxLength": 128
    }
  },
  "required": [
    "claim_id"
  ],
  "additionalProperties": false,
  "$schema": "http://json-schema.org/draft-07/schema#"
}

출력 스키마

{
  "type": "object",
  "properties": {
    "request_id": {
      "type": "string"
    },
    "schema_version": {
      "const": "finly-agent-access-1"
    },
    "tool": {
      "const": "get_claim"
    },
    "response_kind": {
      "const": "knowledge"
    },
    "status": {
      "type": "string",
      "enum": [
        "success",
        "insufficient_data",
        "needs_review",
        "stale_data",
        "consent_required",
        "approval_required",
        "pending",
        "conflict",
        "unsupported",
        "temporarily_unavailable",
        "rate_limited",
        "not_found_or_not_authorized",
        "revoked",
        "expired",
        "delivery_unknown"
      ]
    },
    "as_of": {
      "type": "string",
      "format": "date-time"
    },
    "assumptions": {
      "type": "array",
      "items": {}
    },
    "limitations": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "next_actions": {
      "type": "array",
      "items": {}
    },
    "receipt": {
      "type": "object"
    },
    "evidence": {
      "type": "array",
      "items": {}
    },
    "result": {
      "type": "object",
      "properties": {
        "claim_id": {
          "type": "string"
        },
        "claim_version": {
          "type": "string"
        },
        "title": {
          "type": "string"
        },
        "statement": {
          "type": "string"
        },
        "topic": {
          "type": "string"
        },
        "question_id": {
          "type": [
            "string",
            "null"
          ]
        },
        "scope": {
          "type": "string",
          "const": "general_information_israel"
        },
        "evidence": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "source_url": {
                "type": "string"
              },
              "section": {
                "type": "string"
              },
              "source_version": {
                "type": "string"
              },
              "approved_at": {
                "type": "string"
              },
              "verified_at": {
                "type": "string"
              },
              "review_due_at": {
                "type": "string"
              },
              "approval_basis": {
                "type": "string",
                "const": "existing_public_source_metadata"
              },
              "reviewer": {
                "type": [
                  "string",
                  "null"
                ]
              },
              "supports": {
                "type": "array",
                "items": {
                  "type": "string"
                }
              }
            },
            "required": [
              "source_url",
              "section",
              "source_version",
              "approved_at",
              "verified_at",
              "review_due_at",
              "approval_basis",
              "reviewer",
              "supports"
            ],
            "additionalProperties": false
          }
        },
        "limitations": {
          "type": "array",
          "items": {
            "type": "string"
          }
        }
      },
      "required": [
        "claim_id",
        "claim_version",
        "title",
        "statement",
        "topic",
        "question_id",
        "scope",
        "evidence",
        "limitations"
      ],
      "additionalProperties": false,
      "$schema": "http://json-schema.org/draft-07/schema#"
    },
    "no_action": {
      "$schema": "http://json-schema.org/draft-07/schema#",
      "type": "object",
      "properties": {
        "code": {
          "type": "string"
        },
        "missing_fields": {
          "type": "array",
          "items": {
            "type": "string"
          }
        },
        "retry_after_ms": {
          "type": "number"
        }
      },
      "required": [
        "code"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "request_id",
    "schema_version",
    "tool",
    "response_kind",
    "status",
    "as_of",
    "assumptions",
    "limitations",
    "next_actions",
    "receipt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#",
  "additionalProperties": false,
  "oneOf": [
    {
      "required": [
        "result"
      ],
      "properties": {
        "status": {
          "const": "success"
        }
      },
      "not": {
        "required": [
          "no_action"
        ]
      }
    },
    {
      "required": [
        "no_action"
      ],
      "properties": {
        "status": {
          "not": {
            "const": "success"
          }
        }
      },
      "not": {
        "required": [
          "result"
        ]
      }
    }
  ]
}
🟢get_guide(locale, guide_id)

Read approved steps and the canonical FINLY guide link. A bank guide is not a recommendation.

입력 스키마

{
  "type": "object",
  "properties": {
    "locale": {
      "type": "string",
      "const": "he"
    },
    "guide_id": {
      "type": "string",
      "minLength": 1,
      "maxLength": 128,
      "pattern": "^[a-zA-Z0-9_-]+$"
    }
  },
  "required": [
    "locale",
    "guide_id"
  ],
  "additionalProperties": false,
  "$schema": "http://json-schema.org/draft-07/schema#"
}

출력 스키마

{
  "type": "object",
  "properties": {
    "request_id": {
      "type": "string"
    },
    "schema_version": {
      "const": "finly-agent-access-1"
    },
    "tool": {
      "const": "get_guide"
    },
    "response_kind": {
      "const": "knowledge"
    },
    "status": {
      "type": "string",
      "enum": [
        "success",
        "insufficient_data",
        "needs_review",
        "stale_data",
        "consent_required",
        "approval_required",
        "pending",
        "conflict",
        "unsupported",
        "temporarily_unavailable",
        "rate_limited",
        "not_found_or_not_authorized",
        "revoked",
        "expired",
        "delivery_unknown"
      ]
    },
    "as_of": {
      "type": "string",
      "format": "date-time"
    },
    "assumptions": {
      "type": "array",
      "items": {}
    },
    "limitations": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "next_actions": {
      "type": "array",
      "items": {}
    },
    "receipt": {
      "type": "object"
    },
    "evidence": {
      "type": "array",
      "items": {}
    },
    "result": {
      "type": "object",
      "properties": {
        "guide_id": {
          "type": "string"
        },
        "guide_version": {
          "type": "string"
        },
        "title": {
          "type": "string"
        },
        "steps": {
          "type": "array",
          "items": {
            "type": "string"
          }
        },
        "topic": {
          "type": "string"
        },
        "canonical_url": {
          "type": "string"
        },
        "evidence": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "source_url": {
                "type": "string"
              },
              "section": {
                "type": "string"
              },
              "source_version": {
                "type": "string"
              },
              "approved_at": {
                "type": "string"
              },
              "verified_at": {
                "type": "string"
              },
              "review_due_at": {
                "type": "string"
              },
              "approval_basis": {
                "type": "string",
                "const": "existing_public_source_metadata"
              },
              "reviewer": {
                "type": [
                  "string",
                  "null"
                ]
              },
              "supports": {
                "type": "array",
                "items": {
                  "type": "string"
                }
              }
            },
            "required": [
              "source_url",
              "section",
              "source_version",
              "approved_at",
              "verified_at",
              "review_due_at",
              "approval_basis",
              "reviewer",
              "supports"
            ],
            "additionalProperties": false
          }
        },
        "limitations": {
          "type": "array",
          "items": {
            "type": "string"
          }
        }
      },
      "required": [
        "guide_id",
        "guide_version",
        "title",
        "steps",
        "topic",
        "canonical_url",
        "evidence",
        "limitations"
      ],
      "additionalProperties": false,
      "$schema": "http://json-schema.org/draft-07/schema#"
    },
    "no_action": {
      "$schema": "http://json-schema.org/draft-07/schema#",
      "type": "object",
      "properties": {
        "code": {
          "type": "string"
        },
        "missing_fields": {
          "type": "array",
          "items": {
            "type": "string"
          }
        },
        "retry_after_ms": {
          "type": "number"
        }
      },
      "required": [
        "code"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "request_id",
    "schema_version",
    "tool",
    "response_kind",
    "status",
    "as_of",
    "assumptions",
    "limitations",
    "next_actions",
    "receipt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#",
  "additionalProperties": false,
  "oneOf": [
    {
      "required": [
        "result"
      ],
      "properties": {
        "status": {
          "const": "success"
        }
      },
      "not": {
        "required": [
          "no_action"
        ]
      }
    },
    {
      "required": [
        "no_action"
      ],
      "properties": {
        "status": {
          "not": {
            "const": "success"
          }
        }
      },
      "not": {
        "required": [
          "result"
        ]
      }
    }
  ]
}
🟢search_mortgage_knowledge(locale, topic, question_id, limit, cursor)

Find approved, current public knowledge by a catalog topic or question ID. No free text or personal data.

입력 스키마

{
  "type": "object",
  "properties": {
    "locale": {
      "type": "string",
      "const": "he"
    },
    "topic": {
      "type": "string",
      "minLength": 1,
      "maxLength": 128,
      "pattern": "^[a-zA-Z0-9_-]+$"
    },
    "question_id": {
      "type": "string",
      "minLength": 1,
      "maxLength": 128,
      "pattern": "^[a-zA-Z0-9_-]+$"
    },
    "limit": {
      "type": "integer",
      "minimum": 1,
      "maximum": 50
    },
    "cursor": {
      "type": "string",
      "minLength": 1,
      "maxLength": 1024
    }
  },
  "additionalProperties": false,
  "$schema": "http://json-schema.org/draft-07/schema#"
}

출력 스키마

{
  "type": "object",
  "properties": {
    "request_id": {
      "type": "string"
    },
    "schema_version": {
      "const": "finly-agent-access-1"
    },
    "tool": {
      "const": "search_mortgage_knowledge"
    },
    "response_kind": {
      "const": "knowledge"
    },
    "status": {
      "type": "string",
      "enum": [
        "success",
        "insufficient_data",
        "needs_review",
        "stale_data",
        "consent_required",
        "approval_required",
        "pending",
        "conflict",
        "unsupported",
        "temporarily_unavailable",
        "rate_limited",
        "not_found_or_not_authorized",
        "revoked",
        "expired",
        "delivery_unknown"
      ]
    },
    "as_of": {
      "type": "string",
      "format": "date-time"
    },
    "assumptions": {
      "type": "array",
      "items": {}
    },
    "limitations": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "next_actions": {
      "type": "array",
      "items": {}
    },
    "receipt": {
      "type": "object"
    },
    "evidence": {
      "type": "array",
      "items": {}
    },
    "result": {
      "type": "object",
      "properties": {
        "items": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "claim_id": {
                "type": "string"
              },
              "claim_version": {
                "type": "string"
              },
              "title": {
                "type": "string"
              },
              "statement": {
                "type": "string"
              },
              "topic": {
                "type": "string"
              },
              "question_id": {
                "type": [
                  "string",
                  "null"
                ]
              },
              "scope": {
                "type": "string",
                "const": "general_information_israel"
              },
              "evidence": {
                "type": "array",
                "items": {
                  "type": "object",
                  "properties": {
                    "source_url": {
                      "type": "string"
                    },
                    "section": {
                      "type": "string"
                    },
                    "source_version": {
                      "type": "string"
                    },
                    "approved_at": {
                      "type": "string"
                    },
                    "verified_at": {
                      "type": "string"
                    },
                    "review_due_at": {
                      "type": "string"
                    },
                    "approval_basis": {
                      "type": "string",
                      "const": "existing_public_source_metadata"
                    },
                    "reviewer": {
                      "type": [
                        "string",
                        "null"
                      ]
                    },
                    "supports": {
                      "type": "array",
                      "items": {
                        "type": "string"
                      }
                    }
                  },
                  "required": [
                    "source_url",
                    "section",
                    "source_version",
                    "approved_at",
                    "verified_at",
                    "review_due_at",
                    "approval_basis",
                    "reviewer",
                    "supports"
                  ],
                  "additionalProperties": false
                }
              },
              "limitations": {
                "type": "array",
                "items": {
                  "type": "string"
                }
              }
            },
            "required": [
              "claim_id",
              "claim_version",
              "title",
              "statement",
              "topic",
              "question_id",
              "scope",
              "evidence",
              "limitations"
            ],
            "additionalProperties": false
          }
        },
        "next_cursor": {
          "type": [
            "string",
            "null"
          ]
        },
        "catalog_version": {
          "type": "string"
        }
      },
      "required": [
        "items",
        "next_cursor",
        "catalog_version"
      ],
      "additionalProperties": false,
      "$schema": "http://json-schema.org/draft-07/schema#"
    },
    "no_action": {
      "$schema": "http://json-schema.org/draft-07/schema#",
      "type": "object",
      "properties": {
        "code": {
          "type": "string"
        },
        "missing_fields": {
          "type": "array",
          "items": {
            "type": "string"
          }
        },
        "retry_after_ms": {
          "type": "number"
        }
      },
      "required": [
        "code"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "request_id",
    "schema_version",
    "tool",
    "response_kind",
    "status",
    "as_of",
    "assumptions",
    "limitations",
    "next_actions",
    "receipt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#",
  "additionalProperties": false,
  "oneOf": [
    {
      "required": [
        "result"
      ],
      "properties": {
        "status": {
          "const": "success"
        }
      },
      "not": {
        "required": [
          "no_action"
        ]
      }
    },
    {
      "required": [
        "no_action"
      ],
      "properties": {
        "status": {
          "not": {
            "const": "success"
          }
        }
      },
      "not": {
        "required": [
          "result"
        ]
      }
    }
  ]
}
🟢search_public_knowledge(query, locale, limit)

Search approved current public claims and bank guides with a short general Hebrew question. No personal details, numbers or links. Local lexical retrieval only; returns exact evidence and limitations without storing or echoing the query.

입력 스키마

{
  "type": "object",
  "properties": {
    "query": {
      "type": "string",
      "minLength": 2,
      "maxLength": 160
    },
    "locale": {
      "type": "string",
      "const": "he"
    },
    "limit": {
      "type": "integer",
      "minimum": 1,
      "maximum": 10
    }
  },
  "required": [
    "query"
  ],
  "additionalProperties": false,
  "$schema": "http://json-schema.org/draft-07/schema#"
}

출력 스키마

{
  "type": "object",
  "properties": {
    "request_id": {
      "type": "string"
    },
    "schema_version": {
      "const": "finly-agent-access-1"
    },
    "tool": {
      "const": "search_public_knowledge"
    },
    "response_kind": {
      "const": "knowledge"
    },
    "status": {
      "type": "string",
      "enum": [
        "success",
        "insufficient_data",
        "needs_review",
        "stale_data",
        "consent_required",
        "approval_required",
        "pending",
        "conflict",
        "unsupported",
        "temporarily_unavailable",
        "rate_limited",
        "not_found_or_not_authorized",
        "revoked",
        "expired",
        "delivery_unknown"
      ]
    },
    "as_of": {
      "type": "string",
      "format": "date-time"
    },
    "assumptions": {
      "type": "array",
      "items": {}
    },
    "limitations": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "next_actions": {
      "type": "array",
      "items": {}
    },
    "receipt": {
      "type": "object"
    },
    "evidence": {
      "type": "array",
      "items": {}
    },
    "result": {
      "type": "object",
      "properties": {
        "items": {
          "type": "array",
          "items": {
            "anyOf": [
              {
                "type": "object",
                "properties": {
                  "claim_id": {
                    "type": "string"
                  },
                  "claim_version": {
                    "type": "string"
                  },
                  "title": {
                    "type": "string"
                  },
                  "statement": {
                    "type": "string"
                  },
                  "topic": {
                    "type": "string"
                  },
                  "question_id": {
                    "type": [
                      "string",
                      "null"
                    ]
                  },
                  "scope": {
                    "type": "string",
                    "const": "general_information_israel"
                  },
                  "evidence": {
                    "type": "array",
                    "items": {
                      "type": "object",
                      "properties": {
                        "source_url": {
                          "type": "string"
                        },
                        "section": {
                          "type": "string"
                        },
                        "source_version": {
                          "type": "string"
                        },
                        "approved_at": {
                          "type": "string"
                        },
                        "verified_at": {
                          "type": "string"
                        },
                        "review_due_at": {
                          "type": "string"
                        },
                        "approval_basis": {
                          "type": "string",
                          "const": "existing_public_source_metadata"
                        },
                        "reviewer": {
                          "type": [
                            "string",
                            "null"
                          ]
                        },
                        "supports": {
                          "type": "array",
                          "items": {
                            "type": "string"
                          }
                        }
                      },
                      "required": [
                        "source_url",
                        "section",
                        "source_version",
                        "approved_at",
                        "verified_at",
                        "review_due_at",
                        "approval_basis",
                        "reviewer",
                        "supports"
                      ],
                      "additionalProperties": false
                    }
                  },
                  "limitations": {
                    "type": "array",
                    "items": {
                      "type": "string"
                    }
                  },
                  "kind": {
                    "type": "string",
                    "const": "claim"
                  }
                },
                "required": [
                  "claim_id",
                  "claim_version",
                  "title",
                  "statement",
                  "topic",
                  "question_id",
                  "scope",
                  "evidence",
                  "limitations",
                  "kind"
                ],
                "additionalProperties": false
              },
              {
                "type": "object",
                "properties": {
                  "guide_id": {
                    "type": "string"
                  },
                  "guide_version": {
                    "type": "string"
                  },
                  "title": {
                    "type": "string"
                  },
                  "steps": {
                    "type": "array",
                    "items": {
                      "type": "string"
                    }
                  },
                  "topic": {
                    "type": "string"
                  },
                  "canonical_url": {
                    "type": "string"
                  },
                  "evidence": {
                    "type": "array",
                    "items": {
                      "type": "object",
                      "properties": {
                        "source_url": {
                          "type": "string"
                        },
                        "section": {
                          "type": "string"
                        },
                        "source_version": {
                          "type": "string"
                        },
                        "approved_at": {
                          "type": "string"
                        },
                        "verified_at": {
                          "type": "string"
                        },
                        "review_due_at": {
                          "type": "string"
                        },
                        "approval_basis": {
                          "type": "string",
                          "const": "existing_public_source_metadata"
                        },
                        "reviewer": {
                          "type": [
                            "string",
                            "null"
                          ]
                        },
                        "supports": {
                          "type": "array",
                          "items": {
                            "type": "string"
                          }
                        }
                      },
                      "required": [
                        "source_url",
                        "section",
                        "source_version",
                        "approved_at",
                        "verified_at",
                        "review_due_at",
                        "approval_basis",
                        "reviewer",
                        "supports"
                      ],
                      "additionalProperties": false
                    }
                  },
                  "limitations": {
                    "type": "array",
                    "items": {
                      "type": "string"
                    }
                  },
                  "kind": {
                    "type": "string",
                    "const": "guide"
                  }
                },
                "required": [
                  "guide_id",
                  "guide_version",
                  "title",
                  "steps",
                  "topic",
                  "canonical_url",
                  "evidence",
                  "limitations",
                  "kind"
                ],
                "additionalProperties": false
              }
            ]
          }
        },
        "catalog_version": {
          "type": "string"
        },
        "limitations": {
          "type": "array",
          "items": {
            "type": "string"
          }
        }
      },
      "required": [
        "items",
        "catalog_version",
        "limitations"
      ],
      "additionalProperties": false,
      "$schema": "http://json-schema.org/draft-07/schema#"
    },
    "no_action": {
      "$schema": "http://json-schema.org/draft-07/schema#",
      "type": "object",
      "properties": {
        "code": {
          "type": "string"
        },
        "missing_fields": {
          "type": "array",
          "items": {
            "type": "string"
          }
        },
        "retry_after_ms": {
          "type": "number"
        }
      },
      "required": [
        "code"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "request_id",
    "schema_version",
    "tool",
    "response_kind",
    "status",
    "as_of",
    "assumptions",
    "limitations",
    "next_actions",
    "receipt"
  ],
  "$schema": "http://json-schema.org/draft-07/schema#",
  "additionalProperties": false,
  "oneOf": [
    {
      "required": [
        "result"
      ],
      "properties": {
        "status": {
          "const": "success"
        }
      },
      "not": {
        "required": [
          "no_action"
        ]
      }
    },
    {
      "required": [
        "no_action"
      ],
      "properties": {
        "status": {
          "not": {
            "const": "success"
          }
        }
      },
      "not": {
        "required": [
          "result"
        ]
      }
    }
  ]
}

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