Real estate deal memo

Real estate deal memo from a US address: AVM, rent, comps, cap rate, cash-on-cash, DSCR, red flags.

사용해야 할까요

품질 및 안전성

A
설명 품질
100%
스키마 완전성
90%
이름 품질
80%
오염 위험
100%
권한 일치
100%
프로토콜 준수
100%

도구 정의와 프로토콜 준수에 대한 자동 분석을 기반으로 합니다.

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설치

원클릭 설치

`claude_desktop_config.json` 파일에 다음을 추가하세요:

{
  "mcpServers": {
    "deal-memo": {
      "url": "https://agentwares-deal-memo.vercel.app/api/mcp"
    }
  }
}

원격 엔드포인트

https://agentwares-deal-memo.vercel.app/api/mcpstreamable-http

할 수 있는 일

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도구 (2)

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🟢realestate_deal_memo(address, strategy, assumptions, memo, sample)

Underwrite a US residential property from its street address for a rental, flip or hold strategy. Pulls the property record (owner, last sale, taxes, HOA), the automated value estimate with sale comps and the long-term rent estimate with rental comps from RentCast, then computes NOI, cap rate, cash-on-cash, DSCR, GRM and break-even occupancy from stated assumptions with deterministic math (plus 70%-rule, profit and ROI for a flip; a multi-year exit projection for a hold), lists red flags with a pass/review/fail screen, and adds a one-paragraph analyst memo. Returns {data, sources, as_of, confidence, notice}. Not financial advice: verify before acting. Paid: $0.75 per call; without credit you get a PAYMENT_REQUIRED result. Set sample=true for a free example response.

입력 스키마

{
  "type": "object",
  "properties": {
    "address": {
      "description": "Full US street address: number, street, city, state, zip (e.g. 1547 Example Ave, Cleveland, OH 44109). Required unless sample=true.",
      "type": "string",
      "minLength": 1,
      "maxLength": 200
    },
    "strategy": {
      "default": "rental",
      "type": "string",
      "enum": [
        "rental",
        "flip",
        "hold"
      ],
      "description": "rental: buy and rent out (NOI, cap rate, cash-on-cash, DSCR). flip: buy, rehab, resell (70% rule, profit, ROI). hold: rental metrics plus a multi-year exit projection (appreciation, principal paydown, equity multiple)."
    },
    "assumptions": {
      "type": "object",
      "properties": {
        "purchase_price": {
          "description": "Offer or purchase price in USD. Default: the RentCast value estimate (AVM).",
          "type": "number",
          "exclusiveMinimum": 0
        },
        "monthly_rent": {
          "description": "Expected monthly rent in USD. Default: the RentCast long-term rent estimate.",
          "type": "number",
          "exclusiveMinimum": 0
        },
        "down_payment_pct": {
          "description": "Down payment as a fraction of price. Default 0.25. 1 = all cash.",
          "type": "number",
          "minimum": 0,
          "maximum": 1
        },
        "interest_rate": {
          "description": "Annual note rate as a fraction, e.g. 0.07. Default 0.07.",
          "type": "number",
          "minimum": 0,
          "maximum": 0.3
        },
        "loan_term_years": {
          "description": "Default 30.",
          "type": "integer",
          "minimum": 1,
          "maximum": 40
        },
        "closing_costs_pct": {
          "description": "Buyer closing costs as a fraction of price. Default 0.03.",
          "type": "number",
          "minimum": 0,
          "maximum": 0.15
        },
        "vacancy_pct": {
          "description": "Vacancy and credit loss as a fraction of gross rent. Default 0.05.",
          "type": "number",
          "minimum": 0,
          "maximum": 0.5
        },
        "management_pct": {
          "description": "Property management as a fraction of gross rent. Default 0.08.",
          "type": "number",
          "minimum": 0,
          "maximum": 0.3
        },
        "maintenance_pct": {
          "description": "Repairs as a fraction of gross rent. Default 0.05.",
          "type": "number",
          "minimum": 0,
          "maximum": 0.3
        },
        "capex_pct": {
          "description": "Capital reserves as a fraction of gross rent. Default 0.05.",
          "type": "number",
          "minimum": 0,
          "maximum": 0.3
        },
        "insurance_annual": {
          "description": "Annual landlord insurance in USD. Default 0.5% of price.",
          "type": "number",
          "minimum": 0
        },
        "property_tax_annual": {
          "description": "Annual property tax in USD. Default: latest RentCast tax record, else 1.1% of price.",
          "type": "number",
          "minimum": 0
        },
        "hoa_monthly": {
          "description": "Monthly HOA dues in USD. Default: RentCast HOA fee, else 0.",
          "type": "number",
          "minimum": 0
        },
        "rehab_budget": {
          "description": "Renovation budget in USD, paid in cash at purchase. Default 0.",
          "type": "number",
          "minimum": 0
        },
        "arv": {
          "description": "After-repair value in USD (flip). Default: the RentCast value estimate.",
          "type": "number",
          "exclusiveMinimum": 0
        },
        "holding_months": {
          "description": "Months from purchase to resale (flip). Default 6.",
          "type": "integer",
          "minimum": 1,
          "maximum": 36
        },
        "selling_costs_pct": {
          "description": "Commissions and closing at sale as a fraction of sale price. Default 0.06.",
          "type": "number",
          "minimum": 0,
          "maximum": 0.15
        },
        "appreciation_pct": {
          "description": "Annual value growth (hold). Default 0.03.",
          "type": "number",
          "minimum": -0.2,
          "maximum": 0.3
        },
        "rent_growth_pct": {
          "description": "Annual rent growth (hold). Default 0.02.",
          "type": "number",
          "minimum": -0.2,
          "maximum": 0.3
        },
        "hold_years": {
          "description": "Years held before sale (hold). Default 5.",
          "type": "integer",
          "minimum": 1,
          "maximum": 30
        }
      },
      "description": "Underwriting assumptions. Every field is optional; omitted fields use the documented defaults."
    },
    "memo": {
      "default": true,
      "description": "Include the one-paragraph memo (cheap model, cached). Default true.",
      "type": "boolean"
    },
    "sample": {
      "default": false,
      "description": "Set true to return an example response at no charge (sample mode). Default false.",
      "type": "boolean"
    }
  },
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "additionalProperties": false
}

출력 스키마

{
  "type": "object",
  "properties": {
    "data": {
      "type": "object",
      "properties": {
        "address": {
          "type": "string"
        },
        "strategy": {
          "type": "string",
          "enum": [
            "rental",
            "flip",
            "hold"
          ],
          "description": "rental: buy and rent out (NOI, cap rate, cash-on-cash, DSCR). flip: buy, rehab, resell (70% rule, profit, ROI). hold: rental metrics plus a multi-year exit projection (appreciation, principal paydown, equity multiple)."
        },
        "property": {
          "type": "object",
          "properties": {
            "rentcast_id": {
              "type": "string"
            },
            "address": {
              "type": "object",
              "properties": {
                "formatted": {
                  "type": "string"
                },
                "line1": {
                  "type": [
                    "string",
                    "null"
                  ]
                },
                "city": {
                  "type": [
                    "string",
                    "null"
                  ]
                },
                "state": {
                  "type": [
                    "string",
                    "null"
                  ]
                },
                "zip": {
                  "type": [
                    "string",
                    "null"
                  ]
                },
                "county": {
                  "type": [
                    "string",
                    "null"
                  ]
                }
              },
              "required": [
                "formatted",
                "line1",
                "city",
                "state",
                "zip",
                "county"
              ],
              "additionalProperties": false
            },
            "location": {
              "anyOf": [
                {
                  "type": "object",
                  "properties": {
                    "latitude": {
                      "type": "number"
                    },
                    "longitude": {
                      "type": "number"
                    }
                  },
                  "required": [
                    "latitude",
                    "longitude"
                  ],
                  "additionalProperties": false
                },
                {
                  "type": "null"
                }
              ]
            },
            "property_type": {
              "type": [
                "string",
                "null"
              ]
            },
            "bedrooms": {
              "type": [
                "number",
                "null"
              ]
            },
            "bathrooms": {
              "type": [
                "number",
                "null"
              ]
            },
            "square_footage": {
              "type": [
                "number",
                "null"
              ]
            },
            "lot_size_sqft": {
              "type": [
                "number",
                "null"
              ]
            },
            "year_built": {
              "type": [
                "number",
                "null"
              ]
            },
            "zoning": {
              "type": [
                "string",
                "null"
              ]
            },
            "hoa_monthly": {
              "type": [
                "number",
                "null"
              ]
            },
            "last_sale": {
              "anyOf": [
                {
                  "type": "object",
                  "properties": {
                    "date": {
                      "type": "string"
                    },
                    "price": {
                      "type": [
                        "number",
                        "null"
                      ]
                    }
                  },
                  "required": [
                    "date",
                    "price"
                  ],
                  "additionalProperties": false
                },
                {
                  "type": "null"
                }
              ]
            },
            "tax": {
              "anyOf": [
                {
                  "type": "object",
                  "properties": {
                    "year": {
                      "type": "number"
                    },
                    "annual_total": {
                      "type": "number"
                    }
                  },
                  "required": [
                    "year",
                    "annual_total"
                  ],
                  "additionalProperties": false
                },
                {
                  "type": "null"
                }
              ]
            },
            "assessment": {
              "anyOf": [
                {
                  "type": "object",
                  "properties": {
                    "year": {
                      "type": "number"
                    },
                    "value": {
                      "type": "number"
                    },
                    "land": {
                      "type": [
                        "number",
                        "null"
                      ]
                    },
                    "improvements": {
                      "type": [
                        "number",
                        "null"
                      ]
                    }
                  },
                  "required": [
                    "year",
                    "value",
                    "land",
                    "improvements"
                  ],
                  "additionalProperties": false
                },
                {
                  "type": "null"
                }
              ]
            },
            "owner": {
              "anyOf": [
                {
                  "type": "object",
                  "properties": {
                    "names": {
                      "type": "array",
                      "items": {
                        "type": "string"
                      }
                    },
                    "type": {
                      "description": "Individual or Organization",
                      "type": [
                        "string",
                        "null"
                      ]
                    },
                    "occupied": {
                      "type": [
                        "boolean",
                        "null"
                      ]
                    },
                    "mailing_address": {
                      "type": [
                        "string",
                        "null"
                      ]
                    }
                  },
                  "required": [
                    "names",
                    "type",
                    "occupied",
                    "mailing_address"
                  ],
                  "additionalProperties": false
                },
                {
                  "type": "null"
                }
              ]
            },
            "history": {
              "type": "array",
              "items": {
                "type": "object",
                "properties": {
                  "date": {
                    "type": "string"
                  },
                  "event": {
                    "type": "string"
                  },
                  "price": {
                    "type": [
                      "number",
                      "null"
                    ]
                  }
                },
                "required": [
                  "date",
                  "event",
                  "price"
                ],
                "additionalProperties": false
              }
            }
          },
          "required": [
            "rentcast_id",
            "address",
            "location",
            "property_type",
            "bedrooms",
            "bathrooms",
            "square_footage",
            "lot_size_sqft",
            "year_built",
            "zoning",
            "hoa_monthly",
            "last_sale",
            "tax",
            "assessment",
            "owner",
            "history"
          ],
          "additionalProperties": false
        },
        "owner": {
          "anyOf": [
            {
              "type": "object",
              "properties": {
                "names": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                },
                "type": {
                  "description": "Individual or Organization",
                  "type": [
                    "string",
                    "null"
                  ]
                },
                "occupied": {
                  "type": [
                    "boolean",
                    "null"
                  ]
                },
                "mailing_address": {
                  "type": [
                    "string",
                    "null"
                  ]
                }
              },
              "required": [
                "names",
                "type",
                "occupied",
                "mailing_address"
              ],
              "additionalProperties": false
            },
            {
              "type": "null"
            }
          ]
        },
        "avm": {
          "type": "object",
          "properties": {
            "value": {
              "type": "number"
            },
            "range": {
              "type": "object",
              "properties": {
                "low": {
                  "type": "number"
                },
                "high": {
                  "type": "number"
                }
              },
              "required": [
                "low",
                "high"
              ],
              "additionalProperties": false
            }
          },
          "required": [
            "value",
            "range"
          ],
          "additionalProperties": false
        },
        "rent_estimate": {
          "type": "object",
          "properties": {
            "monthly_rent": {
              "type": "number"
            },
            "range": {
              "type": "object",
              "properties": {
                "low": {
                  "type": "number"
                },
                "high": {
                  "type": "number"
                }
              },
              "required": [
                "low",
                "high"
              ],
              "additionalProperties": false
            }
          },
          "required": [
            "monthly_rent",
            "range"
          ],
          "additionalProperties": false
        },
        "comps": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "address": {
                "type": "string"
              },
              "price": {
                "type": "number",
                "description": "sale price for value comps; monthly rent for rent comps"
              },
              "bedrooms": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "bathrooms": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "square_footage": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "year_built": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "property_type": {
                "type": [
                  "string",
                  "null"
                ]
              },
              "distance_miles": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "days_old": {
                "description": "days since the comp was last seen on market",
                "type": [
                  "number",
                  "null"
                ]
              },
              "correlation": {
                "description": "RentCast similarity 0..1",
                "type": [
                  "number",
                  "null"
                ]
              },
              "listing_type": {
                "type": [
                  "string",
                  "null"
                ]
              },
              "status": {
                "type": [
                  "string",
                  "null"
                ]
              }
            },
            "required": [
              "address",
              "price",
              "bedrooms",
              "bathrooms",
              "square_footage",
              "year_built",
              "property_type",
              "distance_miles",
              "days_old",
              "correlation",
              "listing_type",
              "status"
            ],
            "additionalProperties": false
          },
          "description": "sale comps behind the value estimate, best match first"
        },
        "rent_comps": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "address": {
                "type": "string"
              },
              "price": {
                "type": "number",
                "description": "sale price for value comps; monthly rent for rent comps"
              },
              "bedrooms": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "bathrooms": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "square_footage": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "year_built": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "property_type": {
                "type": [
                  "string",
                  "null"
                ]
              },
              "distance_miles": {
                "type": [
                  "number",
                  "null"
                ]
              },
              "days_old": {
                "description": "days since the comp was last seen on market",
                "type": [
                  "number",
                  "null"
                ]
              },
              "correlation": {
                "description": "RentCast similarity 0..1",
                "type": [
                  "number",
                  "null"
                ]
              },
              "listing_type": {
                "type": [
                  "string",
                  "null"
                ]
              },
              "status": {
                "type": [
                  "string",
                  "null"
                ]
              }
            },
            "required": [
              "address",
              "price",
              "bedrooms",
              "bathrooms",
              "square_footage",
              "year_built",
              "property_type",
              "distance_miles",
              "days_old",
              "correlation",
              "listing_type",
              "status"
            ],
            "additionalProperties": false
          },
          "description": "rental comps behind the rent estimate"
        },
        "cap_rate": {
          "type": "number"
        },
        "cash_on_cash": {
          "type": [
            "number",
            "null"
          ]
        },
        "dscr": {
          "type": [
            "number",
            "null"
          ]
        },
        "red_flags": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "code": {
                "type": "string"
              },
              "severity": {
                "type": "string",
                "enum": [
                  "high",
                  "medium",
                  "low"
                ]
              },
              "detail": {
                "type": "string"
              }
            },
            "required": [
              "code",
              "severity",
              "detail"
            ],
            "additionalProperties": false
          }
        },
        "underwriting": {
          "type": "object",
          "properties": {
            "strategy": {
              "type": "string",
              "enum": [
                "rental",
                "flip",
                "hold"
              ],
              "description": "rental: buy and rent out (NOI, cap rate, cash-on-cash, DSCR). flip: buy, rehab, resell (70% rule, profit, ROI). hold: rental metrics plus a multi-year exit projection (appreciation, principal paydown, equity multiple)."
            },
            "inputs": {
              "type": "object",
              "properties": {
                "purchase_price": {
                  "type": "number"
                },
                "monthly_rent": {
                  "type": "number"
                },
                "down_payment_pct": {
                  "type": "number"
                },
                "interest_rate": {
                  "type": "number"
                },
                "loan_term_years": {
                  "type": "number"
                },
                "closing_costs_pct": {
                  "type": "number"
                },
                "vacancy_pct": {
                  "type": "number"
                },
                "management_pct": {
                  "type": "number"
                },
                "maintenance_pct": {
                  "type": "number"
                },
                "capex_pct": {
                  "type": "number"
                },
                "insurance_annual": {
                  "type": "number"
                },
                "property_tax_annual": {
                  "type": "number"
                },
                "hoa_monthly": {
                  "type": "number"
                },
                "rehab_budget": {
                  "type": "number"
                },
                "arv": {
                  "type": "number"
                },
                "holding_months": {
                  "type": "number"
                },
                "selling_costs_pct": {
                  "type": "number"
                },
                "appreciation_pct": {
                  "type": "number"
                },
                "rent_growth_pct": {
                  "type": "number"
                },
                "hold_years": {
                  "type": "number"
                },
                "defaults_used": {
                  "type": "array",
                  "items": {
                    "type": "string"
                  }
                }
              },
              "required": [
                "purchase_price",
                "monthly_rent",
                "down_payment_pct",
                "interest_rate",
                "loan_term_years",
                "closing_costs_pct",
                "vacancy_pct",
                "management_pct",
                "maintenance_pct",
                "capex_pct",
                "insurance_annual",
                "property_tax_annual",
                "hoa_monthly",
                "rehab_budget",
                "arv",
                "holding_months",
                "selling_costs_pct",
                "appreciation_pct",
                "rent_growth_pct",
                "hold_years",
                "defaults_used"
              ],
              "additionalProperties": false
            },
            "income": {
              "type": "object",
              "properties": {
                "gross_scheduled_rent": {
                  "type": "number"
                },
                "vacancy_loss": {
                  "type": "number"
                },
                "effective_gross_income": {
                  "type": "number"
                }
              },
              "required": [
                "gross_scheduled_rent",
                "vacancy_loss",
                "effective_gross_income"
              ],
              "additionalProperties": false
            },
            "expenses": {
              "type": "object",
              "properties": {
                "property_tax": {
                  "type": "number"
                },
                "insurance": {
                  "type": "number"
                },
                "hoa": {
                  "type": "number"
                },
                "management": {
                  "type": "number"
                },
                "maintenance": {
                  "type": "number"
                },
                "capex": {
                  "type": "number"
                },
                "total_operating": {
                  "type": "number"
                }
              },
              "required": [
                "property_tax",
                "insurance",
                "hoa",
                "management",
                "maintenance",
                "capex",
                "total_operating"
              ],
              "additionalProperties": false
            },
            "noi": {
              "type": "number"
            },
            "financing": {
              "anyOf": [
                {
                  "type": "object",
                  "properties": {
                    "loan_amount": {
                      "type": "number"
                    },
                    "ltv": {
                      "type": "number"
                    },
                    "monthly_payment": {
                      "type": "number"
                    },
                    "annual_debt_service": {
                      "type": "number"
                    }
                  },
                  "required": [
                    "loan_amount",
                    "ltv",
                    "monthly_payment",
                    "annual_debt_service"
                  ],
                  "additionalProperties": false
                },
                {
                  "type": "null"
                }
              ],
              "description": "null when all cash"
            },
            "cash_invested": {
              "type": "object",
              "properties": {
                "down_payment": {
                  "type": "number"
                },
                "closing_costs": {
                  "type": "number"
                },
                "rehab": {
                  "type": "number"
                },
                "total": {
                  "type": "number"
                }
              },
              "required": [
                "down_payment",
                "closing_costs",
                "rehab",
                "total"
              ],
              "additionalProperties": false
            },
            "metrics": {
              "type": "object",
              "properties": {
                "cap_rate": {
                  "type": "number"
                },
                "cash_on_cash": {
                  "description": "null when no cash is invested",
                  "type": [
                    "number",
                    "null"
                  ]
                },
                "dscr": {
                  "description": "null when all cash",
                  "type": [
                    "number",
                    "null"
                  ]
                },
                "grm": {
                  "type": "number"
                },
                "rent_to_price": {
                  "type": "number"
                },
                "break_even_occupancy": {
                  "type": "number"
                },
                "annual_cash_flow": {
                  "type": "number"
                },
                "monthly_cash_flow": {
                  "type": "number"
                }
              },
              "required": [
                "cap_rate",
                "cash_on_cash",
                "dscr",
                "grm",
                "rent_to_price",
                "break_even_occupancy",
                "annual_cash_flow",
                "monthly_cash_flow"
              ],
              "additionalProperties": false
            },
            "flip": {
              "anyOf": [
                {
                  "type": "object",
                  "properties": {
                    "arv": {
                      "type": "number"
                    },
                    "max_offer_70_rule": {
                      "type": "number"
                    },
                    "passes_70_rule": {
                      "type": "boolean"
                    },
                    "holding_costs": {
                      "type": "number"
                    },
                    "selling_costs": {
                      "type": "number"
                    },
                    "total_cost": {
                      "type": "number"
                    },
                    "profit": {
                      "type": "number"
                    },
                    "cash_in_deal": {
                      "type": "number"
                    },
                    "roi_on_cash": {
                      "type": [
                        "number",
                        "null"
                      ]
                    },
                    "annualized_roi": {
                      "type": [
                        "number",
                        "null"
                      ]
                    }
                  },
                  "required": [
                    "arv",
                    "max_offer_70_rule",
                    "passes_70_rule",
                    "holding_costs",
                    "selling_costs",
                    "total_cost",
                    "profit",
                    "cash_in_deal",
                    "roi_on_cash",
                    "annualized_roi"
                  ],
                  "additionalProperties": false
                },
                {
                  "type": "null"
                }
              ]
            },
            "hold": {
              "anyOf": [
                {
                  "type": "object",
                  "properties": {
                    "years": {
                      "type": "number"
                    },
                    "projected_value": {
                      "type": "number"
                    },
                    "remaining_loan_balance": {
                      "type": "number"
                    },
                    "equity_at_exit": {
                      "type": "number"
                    },
                    "cumulative_cash_flow": {
                      "type": "number"
                    },
                    "total_profit": {
                      "type": "number"
                    },
                    "equity_multiple": {
                      "type": [
                        "number",
                        "null"
                      ]
                    },
                    "annualized_return": {
                      "type": [
                        "number",
                        "null"
                      ]
                    }
                  },
                  "required": [
                    "years",
                    "projected_value",
                    "remaining_loan_balance",
                    "equity_at_exit",
                    "cumulative_cash_flow",
                    "total_profit",
                    "equity_multiple",
                    "annualized_return"
                  ],
                  "additionalProperties": false
                },
                {
                  "type": "null"
                }
              ]
            },
            "red_flags": {
              "type": "array",
              "items": {
                "type": "object",
                "properties": {
                  "code": {
                    "type": "string"
                  },
                  "severity": {
                    "type": "string",
                    "enum": [
                      "high",
                      "medium",
                      "low"
                    ]
                  },
                  "detail": {
                    "type": "string"
                  }
                },
                "required": [
                  "code",
                  "severity",
                  "detail"
                ],
                "additionalProperties": false
              }
            },
            "screen": {
              "type": "object",
              "properties": {
                "result": {
                  "type": "string",
                  "enum": [
                    "pass",
                    "review",
                    "fail"
                  ]
                },
                "rule": {
                  "type": "string"
                }
              },
              "required": [
                "result",
                "rule"
              ],
              "additionalProperties": false
            }
          },
          "required": [
            "strategy",
            "inputs",
            "income",
            "expenses",
            "noi",
            "financing",
            "cash_invested",
            "metrics",
            "flip",
            "hold",
            "red_flags",
            "screen"
          ],
          "additionalProperties": false
        },
        "memo": {
          "description": "one-paragraph analyst memo",
          "type": [
            "string",
            "null"
          ]
        },
        "memo_status": {
          "type": "object",
          "properties": {
            "status": {
              "type": "string",
              "enum": [
                "generated",
                "cached",
                "template",
                "skipped"
              ],
              "description": "generated: fresh LLM paragraph; cached: identical request served from the LLM cache; template: deterministic paragraph (sample mode, LLM disabled or LLM error); skipped: memo=false"
            },
            "model": {
              "type": [
                "string",
                "null"
              ]
            },
            "cost_usd": {
              "type": "number"
            },
            "reason": {
              "type": [
                "string",
                "null"
              ]
            }
          },
          "required": [
            "status",
            "model",
            "cost_usd",
            "reason"
          ],
          "additionalProperties": false
        }
      },
      "required": [
        "address",
        "strategy",
        "property",
        "owner",
        "avm",
        "rent_estimate",
        "comps",
        "rent_comps",
        "cap_rate",
        "cash_on_cash",
        "dscr",
        "red_flags",
        "underwriting",
        "memo",
        "memo_status"
      ],
      "additionalProperties": false
    },
    "sources": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "name": {
            "type": "string",
            "const": "RentCast"
          },
          "endpoint": {
            "type": "string"
          },
          "url": {
            "type": "string"
          },
          "fetched_at": {
            "type": "string"
          },
          "cached": {
            "type": "boolean"
          }
        },
        "required": [
          "name",
          "endpoint",
          "url",
          "fetched_at",
          "cached"
        ],
        "additionalProperties": false
      }
    },
    "as_of": {
      "type": "string",
      "description": "ISO time of the oldest upstream data point in this response"
    },
    "confidence": {
      "type": "object",
      "properties": {
        "level": {
          "type": "string",
          "enum": [
            "high",
            "medium",
            "low"
          ]
        },
        "score": {
          "type": "number",
          "description": "0..1"
        },
        "factors": {
          "type": "array",
          "items": {
            "type": "string"
          },
          "description": "what lowered the score"
        }
      },
      "required": [
        "level",
        "score",
        "factors"
      ],
      "additionalProperties": false
    },
    "notice": {
      "type": "string",
      "description": "liability disclaimer; always present"
    },
    "sample": {
      "type": "boolean",
      "description": "true when this is the free example, not a live lookup"
    }
  },
  "required": [
    "data",
    "sources",
    "as_of",
    "confidence",
    "notice",
    "sample"
  ],
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "additionalProperties": false
}
🟢realestate_lookup(address, kind, sample)

Fetch one RentCast record for a US street address. kind=property: characteristics, owner, last sale, tax bill, assessment, HOA and sale history. kind=value: automated value estimate with a low/high range and the sale comps behind it. kind=rent: long-term rent estimate with a range and rental comps. One upstream call per lookup; use realestate_deal_memo when you need all three plus the underwriting. Returns {data, sources, as_of, confidence, notice}. Paid: $0.10 per call; without credit you get a PAYMENT_REQUIRED result. Set sample=true for a free example response.

입력 스키마

{
  "type": "object",
  "properties": {
    "address": {
      "description": "Full US street address: number, street, city, state, zip (e.g. 1547 Example Ave, Cleveland, OH 44109). Required unless sample=true.",
      "type": "string",
      "minLength": 1,
      "maxLength": 200
    },
    "kind": {
      "default": "property",
      "type": "string",
      "enum": [
        "property",
        "value",
        "rent"
      ],
      "description": "property: characteristics, owner, last sale, taxes, HOA. value: automated value estimate with range and sale comps. rent: long-term rent estimate with range and rental comps."
    },
    "sample": {
      "default": false,
      "description": "Set true to return an example response at no charge (sample mode). Default false.",
      "type": "boolean"
    }
  },
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "additionalProperties": false
}

출력 스키마

{
  "type": "object",
  "properties": {
    "data": {
      "type": "object",
      "properties": {
        "address": {
          "type": "string"
        },
        "kind": {
          "type": "string",
          "enum": [
            "property",
            "value",
            "rent"
          ],
          "description": "property: characteristics, owner, last sale, taxes, HOA. value: automated value estimate with range and sale comps. rent: long-term rent estimate with range and rental comps."
        },
        "property": {
          "anyOf": [
            {
              "type": "object",
              "properties": {
                "rentcast_id": {
                  "type": "string"
                },
                "address": {
                  "type": "object",
                  "properties": {
                    "formatted": {
                      "type": "string"
                    },
                    "line1": {
                      "type": [
                        "string",
                        "null"
                      ]
                    },
                    "city": {
                      "type": [
                        "string",
                        "null"
                      ]
                    },
                    "state": {
                      "type": [
                        "string",
                        "null"
                      ]
                    },
                    "zip": {
                      "type": [
                        "string",
                        "null"
                      ]
                    },
                    "county": {
                      "type": [
                        "string",
                        "null"
                      ]
                    }
                  },
                  "required": [
                    "formatted",
                    "line1",
                    "city",
                    "state",
                    "zip",
                    "county"
                  ],
                  "additionalProperties": false
                },
                "location": {
                  "anyOf": [
                    {
                      "type": "object",
                      "properties": {
                        "latitude": {
                          "type": "number"
                        },
                        "longitude": {
                          "type": "number"
                        }
                      },
                      "required": [
                        "latitude",
                        "longitude"
                      ],
                      "additionalProperties": false
                    },
                    {
                      "type": "null"
                    }
                  ]
                },
                "property_type": {
                  "type": [
                    "string",
                    "null"
                  ]
                },
                "bedrooms": {
                  "type": [
                    "number",
                    "null"
                  ]
                },
                "bathrooms": {
                  "type": [
                    "number",
                    "null"
                  ]
                },
                "square_footage": {
                  "type": [
                    "number",
                    "null"
                  ]
                },
                "lot_size_sqft": {
                  "type": [
                    "number",
                    "null"
                  ]
                },
                "year_built": {
                  "type": [
                    "number",
                    "null"
                  ]
                },
                "zoning": {
                  "type": [
                    "string",
                    "null"
                  ]
                },
                "hoa_monthly": {
                  "type": [
                    "number",
                    "null"
                  ]
                },
                "last_sale": {
                  "anyOf": [
                    {
                      "type": "object",
                      "properties": {
                        "date": {
                          "type": "string"
                        },
                        "price": {
                          "type": [
                            "number",
                            "null"
                          ]
                        }
                      },
                      "required": [
                        "date",
                        "price"
                      ],
                      "additionalProperties": false
                    },
                    {
                      "type": "null"
                    }
                  ]
                },
                "tax": {
                  "anyOf": [
                    {
                      "type": "object",
                      "properties": {
                        "year": {
                          "type": "number"
                        },
                        "annual_total": {
                          "type": "number"
                        }
                      },
                      "required": [
                        "year",
                        "annual_total"
                      ],
                      "additionalProperties": false
                    },
                    {
                      "type": "null"
                    }
                  ]
                },
                "assessment": {
                  "anyOf": [
                    {
                      "type": "object",
                      "properties": {
                        "year": {
                          "type": "number"
                        },
                        "value": {
                          "type": "number"
                        },
                        "land": {
                          "type": [
                            "number",
                            "null"
                          ]
                        },
                        "improvements": {
                          "type": [
                            "number",
                            "null"
                          ]
                        }
                      },
                      "required": [
                        "year",
                        "value",
                        "land",
                        "improvements"
                      ],
                      "additionalProperties": false
                    },
                    {
                      "type": "null"
                    }
                  ]
                },
                "owner": {
                  "anyOf": [
                    {
                      "type": "object",
                      "properties": {
                        "names": {
                          "type": "array",
                          "items": {
                            "type": "string"
                          }
                        },
                        "type": {
                          "description": "Individual or Organization",
                          "type": [
                            "string",
                            "null"
                          ]
                        },
                        "occupied": {
                          "type": [
                            "boolean",
                            "null"
                          ]
                        },
                        "mailing_address": {
                          "type": [
                            "string",
                            "null"
                          ]
                        }
                      },
                      "required": [
                        "names",
                        "type",
                        "occupied",
                        "mailing_address"
                      ],
                      "additionalProperties": false
                    },
                    {
                      "type": "null"
                    }
                  ]
                },
                "history": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "properties": {
                      "date": {
                        "type": "string"
                      },
                      "event": {
                        "type": "string"
                      },
                      "price": {
                        "type": [
                          "number",
                          "null"
                        ]
                      }
                    },
                    "required": [
                      "date",
                      "event",
                      "price"
                    ],
                    "additionalProperties": false
                  }
                }
              },
              "required": [
                "rentcast_id",
                "address",
                "location",
                "property_type",
                "bedrooms",
                "bathrooms",
                "square_footage",
                "lot_size_sqft",
                "year_built",
                "zoning",
                "hoa_monthly",
                "last_sale",
                "tax",
                "assessment",
                "owner",
                "history"
              ],
              "additionalProperties": false
            },
            {
              "type": "null"
            }
          ]
        },
        "value": {
          "anyOf": [
            {
              "type": "object",
              "properties": {
                "value": {
                  "type": "number"
                },
                "range": {
                  "type": "object",
                  "properties": {
                    "low": {
                      "type": "number"
                    },
                    "high": {
                      "type": "number"
                    }
                  },
                  "required": [
                    "low",
                    "high"
                  ],
                  "additionalProperties": false
                },
                "comps": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "properties": {
                      "address": {
                        "type": "string"
                      },
                      "price": {
                        "type": "number",
                        "description": "sale price for value comps; monthly rent for rent comps"
                      },
                      "bedrooms": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "bathrooms": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "square_footage": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "year_built": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "property_type": {
                        "type": [
                          "string",
                          "null"
                        ]
                      },
                      "distance_miles": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "days_old": {
                        "description": "days since the comp was last seen on market",
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "correlation": {
                        "description": "RentCast similarity 0..1",
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "listing_type": {
                        "type": [
                          "string",
                          "null"
                        ]
                      },
                      "status": {
                        "type": [
                          "string",
                          "null"
                        ]
                      }
                    },
                    "required": [
                      "address",
                      "price",
                      "bedrooms",
                      "bathrooms",
                      "square_footage",
                      "year_built",
                      "property_type",
                      "distance_miles",
                      "days_old",
                      "correlation",
                      "listing_type",
                      "status"
                    ],
                    "additionalProperties": false
                  }
                }
              },
              "required": [
                "value",
                "range",
                "comps"
              ],
              "additionalProperties": false
            },
            {
              "type": "null"
            }
          ]
        },
        "rent": {
          "anyOf": [
            {
              "type": "object",
              "properties": {
                "monthly_rent": {
                  "type": "number"
                },
                "range": {
                  "type": "object",
                  "properties": {
                    "low": {
                      "type": "number"
                    },
                    "high": {
                      "type": "number"
                    }
                  },
                  "required": [
                    "low",
                    "high"
                  ],
                  "additionalProperties": false
                },
                "comps": {
                  "type": "array",
                  "items": {
                    "type": "object",
                    "properties": {
                      "address": {
                        "type": "string"
                      },
                      "price": {
                        "type": "number",
                        "description": "sale price for value comps; monthly rent for rent comps"
                      },
                      "bedrooms": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "bathrooms": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "square_footage": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "year_built": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "property_type": {
                        "type": [
                          "string",
                          "null"
                        ]
                      },
                      "distance_miles": {
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "days_old": {
                        "description": "days since the comp was last seen on market",
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "correlation": {
                        "description": "RentCast similarity 0..1",
                        "type": [
                          "number",
                          "null"
                        ]
                      },
                      "listing_type": {
                        "type": [
                          "string",
                          "null"
                        ]
                      },
                      "status": {
                        "type": [
                          "string",
                          "null"
                        ]
                      }
                    },
                    "required": [
                      "address",
                      "price",
                      "bedrooms",
                      "bathrooms",
                      "square_footage",
                      "year_built",
                      "property_type",
                      "distance_miles",
                      "days_old",
                      "correlation",
                      "listing_type",
                      "status"
                    ],
                    "additionalProperties": false
                  }
                }
              },
              "required": [
                "monthly_rent",
                "range",
                "comps"
              ],
              "additionalProperties": false
            },
            {
              "type": "null"
            }
          ]
        }
      },
      "required": [
        "address",
        "kind",
        "property",
        "value",
        "rent"
      ],
      "additionalProperties": false
    },
    "sources": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "name": {
            "type": "string",
            "const": "RentCast"
          },
          "endpoint": {
            "type": "string"
          },
          "url": {
            "type": "string"
          },
          "fetched_at": {
            "type": "string"
          },
          "cached": {
            "type": "boolean"
          }
        },
        "required": [
          "name",
          "endpoint",
          "url",
          "fetched_at",
          "cached"
        ],
        "additionalProperties": false
      }
    },
    "as_of": {
      "type": "string",
      "description": "ISO time of the oldest upstream data point in this response"
    },
    "confidence": {
      "type": "object",
      "properties": {
        "level": {
          "type": "string",
          "enum": [
            "high",
            "medium",
            "low"
          ]
        },
        "score": {
          "type": "number",
          "description": "0..1"
        },
        "factors": {
          "type": "array",
          "items": {
            "type": "string"
          },
          "description": "what lowered the score"
        }
      },
      "required": [
        "level",
        "score",
        "factors"
      ],
      "additionalProperties": false
    },
    "notice": {
      "type": "string",
      "description": "liability disclaimer; always present"
    },
    "sample": {
      "type": "boolean",
      "description": "true when this is the free example, not a live lookup"
    }
  },
  "required": [
    "data",
    "sources",
    "as_of",
    "confidence",
    "notice",
    "sample"
  ],
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "additionalProperties": false
}

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