Open Financial Mortgages
Ontario, Canada mortgage options, published lender rates and a link to a licensed broker.
사용해야 할까요
품질 및 안전성
발견 사항 (1)
- LOWTool 'search_published_mortgage_rates' name length outside 3-30 rangesearch_published_mortgage_rates에서
도구 정의와 프로토콜 준수에 대한 자동 분석을 기반으로 합니다.
컨텍스트 비용
이는 서버의 도구가 모델의 컨텍스트에 로드될 때마다 소비되는 대략적인 토큰 수입니다. 수치가 높을수록 다른 작업에 사용할 수 있는 주의가 줄어듭니다.
설치
원클릭 설치
`claude_desktop_config.json` 파일에 다음을 추가하세요:
{
"mcpServers": {
"open-financial-mortgage-options": {
"url": "https://mcp.openfinancial.ca/mcp/open"
}
}
}원격 엔드포인트
https://mcp.openfinancial.ca/mcp/openstreamable-http할 수 있는 일
도구 목록
도구 (5)
🟢analyze_mortgage_scenario(province, city, propertyType, estimatedPropertyValue, existingMortgageBalances, ...)
Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.
입력 스키마
{
"type": "object",
"properties": {
"province": {
"type": "string",
"enum": [
"ON",
"AB",
"BC",
"MB",
"NB",
"NL",
"NS",
"NT",
"NU",
"PE",
"QC",
"SK",
"YT"
]
},
"city": {
"type": "string",
"minLength": 1,
"maxLength": 80
},
"propertyType": {
"type": "string",
"enum": [
"detached",
"semi_detached",
"townhouse",
"condo",
"residential_2_to_4_units",
"other"
]
},
"estimatedPropertyValue": {
"type": "number",
"minimum": 0,
"maximum": 100000000,
"exclusiveMinimum": 0
},
"existingMortgageBalances": {
"type": "array",
"items": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"minItems": 1,
"maxItems": 5
},
"requestedAdditionalAmount": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"purpose": {
"type": "string",
"enum": [
"explore_options",
"home_equity",
"debt_consolidation",
"home_improvement",
"other"
]
},
"employmentType": {
"type": "string",
"enum": [
"employed",
"self_employed",
"retired",
"other",
"prefer_not_to_say"
]
},
"householdIncomeRange": {
"type": "string",
"enum": [
"under_50000",
"50000_to_99999",
"100000_to_149999",
"150000_to_199999",
"200000_plus",
"prefer_not_to_say"
]
},
"selfReportedCreditRange": {
"type": "string",
"enum": [
"excellent",
"good",
"fair",
"poor",
"unknown",
"prefer_not_to_say"
]
},
"timing": {
"type": "string",
"enum": [
"within_30_days",
"one_to_three_months",
"over_three_months",
"exploring"
]
},
"renewalMonth": {
"type": "string",
"pattern": "^20\\d{2}-(0[1-9]|1[0-2])$"
}
},
"additionalProperties": false
}🟢get_financing_options(province, city, propertyType, estimatedPropertyValue, existingMortgageBalances, ...)
The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.
입력 스키마
{
"type": "object",
"properties": {
"province": {
"type": "string",
"enum": [
"ON",
"AB",
"BC",
"MB",
"NB",
"NL",
"NS",
"NT",
"NU",
"PE",
"QC",
"SK",
"YT"
]
},
"city": {
"type": "string",
"minLength": 1,
"maxLength": 80
},
"propertyType": {
"type": "string",
"enum": [
"detached",
"semi_detached",
"townhouse",
"condo",
"residential_2_to_4_units",
"other"
]
},
"estimatedPropertyValue": {
"type": "number",
"minimum": 0,
"maximum": 100000000,
"exclusiveMinimum": 0
},
"existingMortgageBalances": {
"type": "array",
"items": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"minItems": 1,
"maxItems": 5
},
"requestedAdditionalAmount": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"purpose": {
"type": "string",
"enum": [
"explore_options",
"home_equity",
"debt_consolidation",
"home_improvement",
"other"
]
},
"employmentType": {
"type": "string",
"enum": [
"employed",
"self_employed",
"retired",
"other",
"prefer_not_to_say"
]
},
"householdIncomeRange": {
"type": "string",
"enum": [
"under_50000",
"50000_to_99999",
"100000_to_149999",
"150000_to_199999",
"200000_plus",
"prefer_not_to_say"
]
},
"selfReportedCreditRange": {
"type": "string",
"enum": [
"excellent",
"good",
"fair",
"poor",
"unknown",
"prefer_not_to_say"
]
},
"timing": {
"type": "string",
"enum": [
"within_30_days",
"one_to_three_months",
"over_three_months",
"exploring"
]
},
"renewalMonth": {
"type": "string",
"pattern": "^20\\d{2}-(0[1-9]|1[0-2])$"
}
},
"additionalProperties": false
}🟢estimate_home_equity(province, city, propertyType, estimatedPropertyValue, existingMortgageBalances, ...)
The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.
입력 스키마
{
"type": "object",
"properties": {
"province": {
"type": "string",
"enum": [
"ON",
"AB",
"BC",
"MB",
"NB",
"NL",
"NS",
"NT",
"NU",
"PE",
"QC",
"SK",
"YT"
]
},
"city": {
"type": "string",
"minLength": 1,
"maxLength": 80
},
"propertyType": {
"type": "string",
"enum": [
"detached",
"semi_detached",
"townhouse",
"condo",
"residential_2_to_4_units",
"other"
]
},
"estimatedPropertyValue": {
"type": "number",
"minimum": 0,
"maximum": 100000000,
"exclusiveMinimum": 0
},
"existingMortgageBalances": {
"type": "array",
"items": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"minItems": 1,
"maxItems": 5
},
"requestedAdditionalAmount": {
"type": "number",
"minimum": 0,
"maximum": 100000000
},
"purpose": {
"type": "string",
"enum": [
"explore_options",
"home_equity",
"debt_consolidation",
"home_improvement",
"other"
]
},
"employmentType": {
"type": "string",
"enum": [
"employed",
"self_employed",
"retired",
"other",
"prefer_not_to_say"
]
},
"householdIncomeRange": {
"type": "string",
"enum": [
"under_50000",
"50000_to_99999",
"100000_to_149999",
"150000_to_199999",
"200000_plus",
"prefer_not_to_say"
]
},
"selfReportedCreditRange": {
"type": "string",
"enum": [
"excellent",
"good",
"fair",
"poor",
"unknown",
"prefer_not_to_say"
]
},
"timing": {
"type": "string",
"enum": [
"within_30_days",
"one_to_three_months",
"over_three_months",
"exploring"
]
},
"renewalMonth": {
"type": "string",
"pattern": "^20\\d{2}-(0[1-9]|1[0-2])$"
}
},
"additionalProperties": false
}🟢search_published_mortgage_rates(mortgageType, position, minimumLtv, term, fees, ...)
Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each lender's own rate wording with its conditions, check date and source link, and a notice that goes with them. Useful when someone asks what rates lenders are publishing. It takes filters only, not names, contact details or dollar amounts. Published information, not a quote, offer, recommendation or eligibility assessment.
입력 스키마
{
"type": "object",
"properties": {
"mortgageType": {
"type": "string",
"enum": [
"all",
"alternative",
"bridge",
"commercial",
"construction",
"fixed",
"heloc",
"private",
"residential",
"reverse",
"variable"
],
"description": "Use \"all\" unless the user names or clearly describes a category."
},
"position": {
"type": "string",
"enum": [
"all",
"first",
"second"
]
},
"minimumLtv": {
"type": "string",
"enum": [
"all",
"50",
"60",
"65",
"70",
"75",
"80",
"85",
"90",
"95"
],
"description": "Loan-to-value the user needs, as a percent, rounded UP to the next listed value. Use \"all\" when it cannot be worked out from what the user said."
},
"term": {
"type": "string",
"enum": [
"all",
"12",
"24",
"36",
"60",
"other"
],
"description": "Term in months."
},
"fees": {
"type": "string",
"enum": [
"all",
"published",
"calculable",
"none-stated"
]
},
"sort": {
"type": "string",
"enum": [
"lowest",
"term-cost",
"max-ltv",
"newest",
"lender"
]
},
"purpose": {
"type": "string",
"enum": [
"all",
"refinance"
],
"description": "\"refinance\" when the user says they are refinancing, taking equity out or consolidating debt; otherwise \"all\"."
},
"keyword": {
"type": "string",
"minLength": 1,
"maxLength": 80,
"description": "A lender name or a directory keyword such as \"credit union\", not a person's name or other personal details."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 10
}
},
"additionalProperties": false
}🟢get_open_financial_broker_help
Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.
입력 스키마
{
"type": "object",
"properties": {},
"additionalProperties": false
}커뮤니티
증거