Glacier Planner: Free Canadian Retirement Calculator

Free Canadian retirement projections and one what-if from confirmed inputs. No Glacier account.

사용해야 할까요

품질 및 안전성

A
설명 품질
100%
스키마 완전성
80%
이름 품질
100%
오염 위험
100%
권한 일치
100%
프로토콜 준수
100%

도구 정의와 프로토콜 준수에 대한 자동 분석을 기반으로 합니다.

컨텍스트 비용

~1,106토큰 (도구 정의)
~11.8 KB일반적인 응답 크기
중간 정도의 주의 영향 (128k 컨텍스트의 0.86%)

이는 서버의 도구가 모델의 컨텍스트에 로드될 때마다 소비되는 대략적인 토큰 수입니다. 수치가 높을수록 다른 작업에 사용할 수 있는 주의가 줄어듭니다.

설치

원클릭 설치

`claude_desktop_config.json` 파일에 다음을 추가하세요:

{
  "mcpServers": {
    "glacier-planner-calculator": {
      "url": "https://planner.glacierfinancial.ca/calculate/mcp"
    }
  }
}

원격 엔드포인트

https://planner.glacierfinancial.ca/calculate/mcpstreamable-http

할 수 있는 일

도구 목록

도구 (1)

🟢 읽기 전용🟡 쓰기🔴 삭제⚪ 알 수 없음
🟢calculate_retirement(input)

Use the person’s supplied numbers to calculate whether savings cover spending and compare one explicit retirement/spending alternative. Free, no sign-in. Returns annual results, assumptions, provenance and a portable input artifact; no saved-record lookup or mutation.

입력 스키마

{
  "type": "object",
  "properties": {
    "input": {
      "type": "object",
      "properties": {
        "name": {
          "default": "My retirement plan",
          "type": "string",
          "minLength": 1,
          "maxLength": 120
        },
        "startYear": {
          "default": 2026,
          "type": "number",
          "const": 2026
        },
        "province": {
          "type": "string",
          "enum": [
            "AB",
            "BC",
            "MB",
            "NB",
            "NL",
            "NS",
            "NT",
            "NU",
            "ON",
            "PE",
            "QC",
            "SK",
            "YT"
          ]
        },
        "people": {
          "minItems": 1,
          "maxItems": 2,
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "name": {
                "default": "You",
                "description": "A label is enough; a legal name is unnecessary.",
                "type": "string",
                "minLength": 1,
                "maxLength": 60
              },
              "birthDate": {
                "type": "string",
                "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
                "description": "Exact birth date controls ages and benefit timing."
              },
              "retirementAge": {
                "type": "integer",
                "minimum": 18,
                "maximum": 85
              },
              "employmentIncome": {
                "type": "number",
                "minimum": 0,
                "maximum": 25000000,
                "description": "Gross annual employment income now, CAD; enter 0 if none."
              },
              "quebecPayrollConfirmed": {
                "type": "boolean",
                "const": true,
                "description": "Required only for positive employment income in Quebec: explicitly confirm this employment is subject to Quebec payroll contributions. Residence alone does not establish the employment jurisdiction. Cross-province employment is outside this first-calculation scope."
              },
              "cppAnnualAt65": {
                "anyOf": [
                  {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  {
                    "type": "null"
                  }
                ],
                "description": "Annual CPP or QPP at 65 in 2026 CAD from statement. Explicit null accepts the labelled 60%-of-maximum starting estimate."
              },
              "cppStartAge": {
                "default": 65,
                "type": "integer",
                "minimum": 60,
                "maximum": 70
              },
              "oasResidenceYears": {
                "type": "integer",
                "minimum": 0,
                "maximum": 40,
                "description": "Canadian residence years after 18 used for OAS entitlement at its start; 40 means full OAS."
              },
              "oasStartAge": {
                "default": 65,
                "type": "integer",
                "minimum": 65,
                "maximum": 70
              },
              "savings": {
                "type": "object",
                "properties": {
                  "rrsp": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "rrif": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "tfsa": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "nonRegistered": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "nonRegisteredCostBasis": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "cash": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  }
                },
                "required": [
                  "rrsp",
                  "rrif",
                  "tfsa",
                  "nonRegistered",
                  "nonRegisteredCostBasis",
                  "cash"
                ],
                "additionalProperties": false
              },
              "tfsaRoom": {
                "default": 0,
                "type": "number",
                "minimum": 0,
                "maximum": 25000000
              },
              "rrspRoom": {
                "default": 0,
                "type": "number",
                "minimum": 0,
                "maximum": 25000000
              },
              "pension": {
                "type": "object",
                "properties": {
                  "annual": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000,
                    "description": "Annual pension in 2026 CAD; grown by plan inflation to its start age, then by its stated indexing."
                  },
                  "startAge": {
                    "type": "integer",
                    "minimum": 18,
                    "maximum": 85
                  },
                  "indexing": {
                    "default": 0,
                    "type": "number",
                    "minimum": 0,
                    "maximum": 0.05
                  }
                },
                "required": [
                  "annual",
                  "startAge"
                ],
                "additionalProperties": false
              }
            },
            "required": [
              "birthDate",
              "retirementAge",
              "employmentIncome",
              "cppAnnualAt65",
              "oasResidenceYears",
              "savings"
            ],
            "additionalProperties": false
          }
        },
        "annualSpending": {
          "type": "number",
          "exclusiveMinimum": 0,
          "maximum": 25000000,
          "description": "Annual household spending after tax in 2026 CAD, excluding contributions."
        },
        "inflation": {
          "default": 0.021,
          "type": "number",
          "minimum": 0,
          "maximum": 0.06
        },
        "investmentReturn": {
          "default": 0.05,
          "type": "number",
          "minimum": -0.02,
          "maximum": 0.1
        },
        "assumptionsAccepted": {
          "type": "boolean",
          "const": true,
          "description": "Confirm the stated basic scope, return/inflation assumptions and any explicit CPP estimate with the person before calculating."
        },
        "alternative": {
          "type": "object",
          "properties": {
            "name": {
              "default": "What if",
              "type": "string",
              "minLength": 1,
              "maxLength": 80
            },
            "retirementAges": {
              "minItems": 1,
              "maxItems": 2,
              "type": "array",
              "items": {
                "type": "integer",
                "minimum": 18,
                "maximum": 85
              }
            },
            "annualSpending": {
              "type": "number",
              "exclusiveMinimum": 0,
              "maximum": 25000000
            }
          },
          "additionalProperties": false
        }
      },
      "required": [
        "province",
        "people",
        "annualSpending",
        "assumptionsAccepted"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "input"
  ],
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "additionalProperties": false
}

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