SwitchWize MCP
Verified US rate, savings-gap, card, CD, and product-change tools with freshness and sources.
사용해야 할까요
품질 및 안전성
A
발견 사항 (4)
- LOWTool 'get_top_rates' description lacks action verbget_top_rates에서
- LOWTool 'get_top_hysa_rates' description lacks action verbget_top_hysa_rates에서
- LOWTool 'compare_switch_savings' description lacks action verbcompare_switch_savings에서
- LOWTool 'get_rate_freshness' description lacks action verbget_rate_freshness에서
도구 정의와 프로토콜 준수에 대한 자동 분석을 기반으로 합니다.
컨텍스트 비용
~6,013토큰 (도구 정의)
~3.9 KB일반적인 응답 크기
상당한 주의 영향 (128k 컨텍스트의 4.70%)
이는 서버의 도구가 모델의 컨텍스트에 로드될 때마다 소비되는 대략적인 토큰 수입니다. 수치가 높을수록 다른 작업에 사용할 수 있는 주의가 줄어듭니다.
설치
원클릭 설치
`claude_desktop_config.json` 파일에 다음을 추가하세요:
{
"mcpServers": {
"switchwize-mcp": {
"command": "npx",
"args": [
"switchwize-mcp"
]
}
}
}실행 가능한 패키지
npmswitchwize-mcp
0.2.2stdio원격 엔드포인트
https://www.switchwize.com/api/mcpstreamable-http할 수 있는 일
도구 목록
도구 (16)
🟢 읽기 전용🟡 쓰기🔴 삭제⚪ 알 수 없음
🟢get_top_rates(category, limit)
Return top SwitchWize rates for a supported category with freshness and attribution metadata.
입력 스키마
{
"type": "object",
"properties": {
"category": {
"type": "string",
"description": "Rate category, e.g. savings, cds, money-market, checking, mortgage."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 25
}
},
"required": [
"category"
],
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"id": {
"type": "string"
},
"category": {
"type": "string"
},
"rate_type": {
"type": "string",
"enum": [
"APY",
"APR"
]
},
"count": {
"type": "number"
},
"asOf": {
"type": [
"string",
"null"
]
},
"generatedAt": {
"type": "string"
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"attribution": {
"type": "string"
},
"attributionDetails": {
"type": "object",
"additionalProperties": true
},
"source": {
"type": "string"
},
"sourceDetails": {
"type": "object",
"additionalProperties": true
},
"methodologyUrl": {
"type": "string"
},
"terms": {
"type": "string"
},
"supportedCategories": {
"type": "array",
"items": {
"type": "string"
}
},
"emptyReason": {
"type": [
"string",
"null"
]
},
"rates": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"schemaVersion",
"category",
"count",
"generatedAt",
"freshnessStatus",
"rates"
],
"additionalProperties": true
}🟢get_top_hysa_rates(limit)
Return top high-yield savings rates with freshness and attribution metadata.
입력 스키마
{
"type": "object",
"properties": {
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 25
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"id": {
"type": "string"
},
"category": {
"type": "string"
},
"rate_type": {
"type": "string",
"enum": [
"APY",
"APR"
]
},
"count": {
"type": "number"
},
"asOf": {
"type": [
"string",
"null"
]
},
"generatedAt": {
"type": "string"
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"attribution": {
"type": "string"
},
"attributionDetails": {
"type": "object",
"additionalProperties": true
},
"source": {
"type": "string"
},
"sourceDetails": {
"type": "object",
"additionalProperties": true
},
"methodologyUrl": {
"type": "string"
},
"terms": {
"type": "string"
},
"supportedCategories": {
"type": "array",
"items": {
"type": "string"
}
},
"emptyReason": {
"type": [
"string",
"null"
]
},
"rates": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"schemaVersion",
"category",
"count",
"generatedAt",
"freshnessStatus",
"rates"
],
"additionalProperties": true
}🟢get_bank_gap(bank, balance)
Estimate the annual savings gap for a balance using the current Bank Gap Index assumptions.
입력 스키마
{
"type": "object",
"properties": {
"bank": {
"type": "string",
"description": "Optional bank name for user-facing context."
},
"balance": {
"type": "number",
"minimum": 0,
"maximum": 10000000
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"bank": {
"type": [
"object",
"string",
"null"
]
},
"balance": {
"type": "number"
},
"annualGap": {
"type": "number"
},
"bankApy": {
"type": [
"number",
"null"
]
},
"baselineApy": {
"type": "number"
},
"comparisonApy": {
"type": "number"
},
"bankCount": {
"type": "number"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢compare_switch_savings(currentApy, balance)
Compare a user's current APY with SwitchWize's current top savings APY for a balance.
입력 스키마
{
"type": "object",
"properties": {
"currentApy": {
"type": "number",
"minimum": 0,
"maximum": 25
},
"balance": {
"type": "number",
"minimum": 0,
"maximum": 10000000
}
},
"required": [
"currentApy"
],
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"balance": {
"type": "number"
},
"currentApy": {
"type": "number"
},
"comparisonApy": {
"type": "number"
},
"currentInterest": {
"type": "number"
},
"comparisonInterest": {
"type": "number"
},
"annualGap": {
"type": "number"
},
"breakEvenFraming": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_rate_freshness(category)
Return public data source freshness status and affected routes.
입력 스키마
{
"type": "object",
"properties": {
"category": {
"type": "string"
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"sources": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"affectedRoutes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_index_dataset(indexId, limit)
Return a SwitchWize index dataset summary and recent series.
입력 스키마
{
"type": "object",
"properties": {
"indexId": {
"type": "string",
"description": "Index id, e.g. bank-gap-index, cd-spread, mma-spread, checking-gap."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 60
}
},
"required": [
"indexId"
],
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"label": {
"type": "string"
},
"series": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_bank_gap_index
Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
입력 스키마
{
"type": "object",
"properties": {},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"label": {
"type": "string"
},
"headlineValue": {
"type": [
"number",
"null"
]
},
"month": {
"type": [
"string",
"null"
]
},
"nationalAvgApy": {
"type": [
"number",
"null"
]
},
"topAvgApy": {
"type": [
"number",
"null"
]
},
"gapPoints": {
"type": [
"number",
"null"
]
},
"banksTracked": {
"type": [
"number",
"null"
]
},
"datasetUrl": {
"type": "string"
},
"releaseArchiveUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_reality_score(card, segment)
Return a premium credit-card Reality Score for a card and consumer segment.
입력 스키마
{
"type": "object",
"properties": {
"card": {
"type": "string",
"description": "Card slug or name, e.g. platinum-card or Chase Sapphire Reserve."
},
"segment": {
"type": "string",
"description": "Optional segment id, e.g. occasional-traveler, small-business-owner, balance-carrier."
}
},
"required": [
"card"
],
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"index_id": {
"type": "string"
},
"segment": {
"type": "object",
"additionalProperties": true
},
"result": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_offers(card, limit)
Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
입력 스키마
{
"type": "object",
"properties": {
"card": {
"type": "string",
"description": "Optional card id (issuer:slug), slug, or name to filter to one card, e.g. chase:sapphire-preferred or Sapphire Preferred."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 200
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"totalTracked": {
"type": "number"
},
"offers": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_transfer_bonuses(program)
Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.
입력 스키마
{
"type": "object",
"properties": {
"program": {
"type": "string",
"description": "Optional program id or name to filter routes by source or destination, e.g. chase-ultimate-rewards or Flying Blue."
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"routes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_changes(sinceDays, limit)
Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
입력 스키마
{
"type": "object",
"properties": {
"sinceDays": {
"type": "integer",
"minimum": 1,
"maximum": 365,
"description": "Only changes observed within this many days."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 200
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"sinceDays": {
"type": [
"number",
"null"
]
},
"count": {
"type": "number"
},
"changes": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_reward_valuations(currency)
Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
입력 스키마
{
"type": "object",
"properties": {
"currency": {
"type": "string",
"description": "Optional reward currency id or name, e.g. chase-ultimate-rewards or Membership Rewards."
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"count": {
"type": "number"
},
"valuations": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢best_move_this_week(wallet, categories, usedBenefits, savingsBalance, currentSavingsApy)
Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
입력 스키마
{
"type": "object",
"properties": {
"wallet": {
"type": "array",
"items": {
"type": "string"
},
"minItems": 1,
"maxItems": 25,
"description": "Card ids the user holds, in the form issuer:slug, e.g. [\"chase:sapphire-preferred\", \"amex:gold-card\"]."
},
"categories": {
"type": "array",
"items": {
"type": "string",
"enum": [
"dining",
"rideshare",
"travel",
"lounge",
"entertainment",
"insurance",
"groceries",
"gas",
"other"
]
},
"description": "Optional spend categories to rank held cards for; defaults to all nine."
},
"usedBenefits": {
"type": "array",
"maxItems": 200,
"items": {
"type": "object",
"properties": {
"cardId": {
"type": "string"
},
"benefitKey": {
"type": "string"
},
"periodStart": {
"type": "string",
"description": "ISO first-of-month key for the period the credit was used in, e.g. 2026-09-01T00:00:00.000Z."
}
},
"required": [
"cardId",
"benefitKey",
"periodStart"
],
"additionalProperties": false
},
"description": "Optional log of period credits already used this month; excluded from picks and counted toward renewal value. Omit to treat every credit as unused."
},
"savingsBalance": {
"type": "number",
"minimum": 0,
"maximum": 10000000,
"description": "Optional cash balance, to include the savings-rate move beside the card moves."
},
"currentSavingsApy": {
"type": "number",
"minimum": 0,
"maximum": 25,
"description": "Optional current savings APY, used with savingsBalance."
}
},
"required": [
"wallet"
],
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"cardMoves": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"unheldOffers": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"transferBonuses": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"savingsMove": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_cd_rollover_rules(institutionId)
Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed.
입력 스키마
{
"type": "object",
"properties": {
"institutionId": {
"type": "string",
"description": "Optional institution_registry id, e.g. chase, american-express, wells-fargo. Omit to return every bank SwitchWize has verified."
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"institutionId": {
"type": "string"
},
"autoRenewDefault": {
"type": [
"boolean",
"null"
]
},
"autoRenewDescription": {
"type": "string"
},
"gracePeriodDays": {
"type": [
"number",
"null"
]
},
"earlyWithdrawalPenalty": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"sourceUrl": {
"type": [
"string",
"null"
]
},
"count": {
"type": "number"
},
"institutions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_card_downgrade_path(cardId)
Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted.
입력 스키마
{
"type": "object",
"properties": {
"cardId": {
"type": "string",
"description": "Optional card id (issuer:slug), e.g. chase:sapphire-reserve or capital-one:venture-x-rewards. Omit to return every verified downgrade path and fee-refund window."
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"cardId": {
"type": "string"
},
"downgradePaths": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"feeRefundWindow": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"feeRefundWindows": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"count": {
"type": "number"
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}🟢get_fed_hike_pass_through(institutionId)
Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source type and observation dates. Optionally filtered to one institution id.
입력 스키마
{
"type": "object",
"properties": {
"institutionId": {
"type": "string",
"description": "Optional institution_registry id, e.g. tab, ally, marcus. Omit to return every savings account measured against the latest Fed hike."
}
},
"additionalProperties": false
}출력 스키마
{
"type": "object",
"properties": {
"schemaVersion": {
"type": "string"
},
"tool": {
"type": "string"
},
"generatedAt": {
"type": "string",
"description": "ISO timestamp this response was computed at."
},
"attribution": {
"type": "object",
"additionalProperties": true
},
"asOf": {
"type": [
"string",
"null"
],
"description": "ISO timestamp of the underlying data this response reflects."
},
"verified_at": {
"type": [
"string",
"null"
]
},
"freshnessStatus": {
"type": "string",
"enum": [
"fresh",
"aging",
"stale",
"unavailable"
]
},
"methodologyUrl": {
"type": "string"
},
"move": {
"type": "object",
"additionalProperties": true
},
"daysSinceAnnouncement": {
"type": [
"number",
"null"
]
},
"summary": {
"type": [
"object",
"null"
],
"additionalProperties": true
},
"excluded": {
"type": "object",
"additionalProperties": true
},
"institution": {
"type": "object",
"additionalProperties": true
},
"count": {
"type": "number"
},
"institutions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
},
"datasetUrl": {
"type": "string"
},
"error": {
"type": "object",
"properties": {
"code": {
"type": "string"
},
"message": {
"type": "string"
},
"retryable": {
"type": "boolean"
},
"suggestions": {
"type": "array",
"items": {
"type": "object",
"additionalProperties": true
}
}
},
"required": [
"code",
"message"
],
"additionalProperties": false
}
},
"required": [
"schemaVersion",
"tool",
"generatedAt"
],
"additionalProperties": true
}커뮤니티
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