Plan Before You Die facts
Checked US family-readiness facts with official sources: forms, state rules and deadlines.
我该使用它吗
质量与安全性
基于对工具定义和协议合规性的自动分析。
上下文开销
这是每次将服务器的工具加载到模型上下文窗口时所消耗的大致 token 数。数值越高，可用于其他任务的注意力就越少。
安装
一键安装
将以下内容添加到你的 `claude_desktop_config.json` 文件中：
{
"mcpServers": {
"facts": {
"url": "https://planbeforeyoudie.app/mcp"
}
}
}远程端点
https://planbeforeyoudie.app/mcpstreamable-http它能做什么
工具清单
工具（8）
🟢search_facts(query)
Search checked facts about getting a family ready for illness or death: Medicare permission forms, Social Security, hospital stays, unclaimed money, and more. Each result has the official source, the date checked, and a guide link.
输入模式
{
"type": "object",
"properties": {
"query": {
"type": "string",
"description": "Plain words, like \"medicare form for family\" or \"social security representative payee\""
}
},
"required": [
"query"
]
}🟢get_form(code)
Look up an official form by code (for example CMS-10106) and get what it does in plain words, the official link, and our step-by-step guide.
输入模式
{
"type": "object",
"properties": {
"code": {
"type": "string"
}
},
"required": [
"code"
]
}🟢readiness_checklist
The Family Readiness Standard: 25 checks a family should be able to pass if someone gets sick or dies, grouped by area.
输入模式
{
"type": "object",
"properties": {}
}🟢list_guides
List the free guides and tools on planbeforeyoudie.app with their short answers.
输入模式
{
"type": "object",
"properties": {}
}🟢after_death_deadlines(date_of_death, state, will, surviving_spouse, executor_started, ...)
Return the same sourced dates and conditional review checkpoints as the public calendar. It does not establish who can act or select a form.
输入模式
{
"type": "object",
"properties": {
"date_of_death": {
"type": "string",
"format": "date"
},
"state": {
"type": "string",
"enum": [
"AK",
"AL",
"AR",
"AZ",
"CA",
"CO",
"CT",
"DC",
"DE",
"FL",
"GA",
"HI",
"IA",
"ID",
"IL",
"IN",
"KS",
"KY",
"LA",
"MA",
"MD",
"ME",
"MI",
"MN",
"MO",
"MS",
"MT",
"NC",
"ND",
"NE",
"NH",
"NJ",
"NM",
"NV",
"NY",
"OH",
"OK",
"OR",
"PA",
"RI",
"SC",
"SD",
"TN",
"TX",
"UT",
"VA",
"VT",
"WA",
"WI",
"WV",
"WY"
],
"description": "State where the person lived"
},
"will": {
"type": "string",
"enum": [
"yes",
"no",
"unsure"
],
"description": "Whether a will is known"
},
"surviving_spouse": {
"type": "string",
"enum": [
"yes",
"no"
],
"description": "Whether there is a surviving spouse"
},
"executor_started": {
"type": "string",
"enum": [
"yes",
"no",
"unsure"
],
"description": "Whether someone has started acting as executor. This does not establish authority"
},
"assets": {
"type": "array",
"items": {
"type": "string",
"enum": [
"retirement",
"home",
"sole",
"insurance",
"ssa",
"pension",
"vehicle"
],
"description": "Relevant asset category"
},
"uniqueItems": true
}
},
"required": [
"date_of_death",
"state",
"will",
"surviving_spouse",
"executor_started",
"assets"
],
"additionalProperties": false
}🟢state_rules(state, topic)
Return the complete published state row, conditions and source passages, each with its official source and the date it was checked. Topics: death_certificates (death certificates), small_estate (small estate limits), estate_tax (estate and inheritance tax), unclaimed_money (unclaimed money), advance_directive_forms (advance directive forms), caregiver_programs (paid family caregiver programs), intestacy (who inherits without a will, from each state intestacy statute). This reference does not decide eligibility, a share of an estate, or any individual legal result.
输入模式
{
"type": "object",
"properties": {
"state": {
"type": "string",
"enum": [
"AK",
"AL",
"AR",
"AZ",
"CA",
"CO",
"CT",
"DC",
"DE",
"FL",
"GA",
"HI",
"IA",
"ID",
"IL",
"IN",
"KS",
"KY",
"LA",
"MA",
"MD",
"ME",
"MI",
"MN",
"MO",
"MS",
"MT",
"NC",
"ND",
"NE",
"NH",
"NJ",
"NM",
"NV",
"NY",
"OH",
"OK",
"OR",
"PA",
"RI",
"SC",
"SD",
"TN",
"TX",
"UT",
"VA",
"VT",
"WA",
"WI",
"WV",
"WY"
],
"description": "U.S. state or District of Columbia"
},
"topic": {
"type": "string",
"enum": [
"death_certificates",
"small_estate",
"estate_tax",
"unclaimed_money",
"advance_directive_forms",
"caregiver_programs",
"intestacy"
],
"description": "Published reference topic"
}
},
"required": [
"state",
"topic"
],
"additionalProperties": false
}🟢inherited_ira_rule(account_type, arrangement, beneficiary_category, owner_birth_year, date_of_death, ...)
Use the existing sourced calculator. Returns review conditions and timing. Dollar amounts require an optional prior December 31 balance. It does not choose a spouse option or an election.
输入模式
{
"type": "object",
"properties": {
"account_type": {
"type": "string",
"enum": [
"traditional",
"roth",
"employer"
],
"description": "What type of account is it?"
},
"arrangement": {
"type": "string",
"enum": [
"sole_direct",
"multiple",
"entity",
"successor",
"unsure"
],
"description": "How is the inherited account held?"
},
"beneficiary_category": {
"type": "string",
"enum": [
"spouse",
"child",
"disabled",
"chronically_ill",
"within_ten",
"other",
"estate_trust_charity"
],
"description": "Which beneficiary category applied at death?"
},
"owner_birth_year": {
"type": "integer",
"minimum": 1900,
"maximum": 2026,
"description": "Owner's birth year"
},
"date_of_death": {
"type": "string",
"format": "date",
"description": "Owner's date of death"
},
"beneficiary_birth_year": {
"type": "integer",
"minimum": 1900,
"maximum": 2026,
"description": "Beneficiary's birth year"
},
"death_year_withdrawal_completed": {
"type": "string",
"enum": [
"yes",
"no",
"unsure"
],
"description": "Did the owner complete the death-year withdrawal?"
},
"required_beginning_date": {
"type": "string",
"enum": [
"before",
"on_after",
"unsure"
],
"description": "What did the custodian confirm about the beginning date?"
},
"child_under_21": {
"type": "string",
"enum": [
"yes",
"no",
"unsure"
],
"description": "Was the owner's child under 21 at death?"
},
"exact_ten_year_age_gap": {
"type": "string",
"enum": [
"yes",
"no",
"unsure"
],
"description": "Do exact birth dates confirm the ten-year category?"
},
"existing_method": {
"type": "string",
"enum": [
"life_expectancy",
"ten_year",
"unsure"
],
"description": "Which existing method did the custodian confirm?"
},
"previous_dec31_balance": {
"type": "string",
"pattern": "^(0|[1-9][0-9]*)(\\.[0-9]{1,2})?$",
"description": "Balance on December 31 before this year. Optional statement balance in dollars and cents"
}
},
"required": [
"account_type"
],
"additionalProperties": false
}🟢agency_permissions(agency, situation)
Return the published agency routes with forms, conditions, incapacity and death limits. The situation selects a reading focus and never grants authority.
输入模式
{
"type": "object",
"properties": {
"agency": {
"type": "string",
"enum": [
"ssa",
"rrb",
"irs",
"medicare",
"va",
"opm",
"usps",
"tsp"
],
"description": "Agency"
},
"situation": {
"type": "string",
"enum": [
"well",
"capacity",
"death"
],
"description": "Reading focus. All conditions remain in the returned rows"
}
},
"required": [
"agency",
"situation"
],
"additionalProperties": false
}社区
证据