Dominick Prevete: DSCR Lender Data

Top investment-property lenders in one of the 15 covered states, from 2025 HMDA loan-level data: lender name, LEI, loan count, volume, average loan and purchase share, plus state totals and the retrieval date. Read-only; figures are the filing record, not a recommendation.

{
  "type": "object",
  "properties": {
    "state": {
      "type": "string",
      "description": "Two-letter state code, one of NJ, FL, PA, NY, TX, GA, NC, TN, OH, AZ, CA, CO, VA, MD, CT"
    },
    "limit": {
      "description": "Rows to return, 1–50 (default 25)",
      "type": "integer",
      "minimum": -9007199254740991,
      "maximum": 9007199254740991
    }
  },
  "required": [
    "state"
  ],
  "$schema": "https://json-schema.org/draft/2020-12/schema"
}

Every HMDA filer across the 15 covered states grouped by LEI and ranked by 2025 investor-property loan count, with the number of states each filer reported in, the universe totals and the top-25 concentration share. The same computation https://dominickprevete.com/investor-property-lenders renders. A 15-state aggregate, not a national one.

{
  "type": "object",
  "properties": {
    "limit": {
      "description": "Rows to return, 1–50 (default 25)",
      "type": "integer",
      "minimum": -9007199254740991,
      "maximum": 9007199254740991
    }
  },
  "$schema": "https://json-schema.org/draft/2020-12/schema"
}

How the investor-lender data is built: the filter definition, the server-side versus local filtering split, the vintage and retrieval date, the covered states, and the stated limitations an agent should attach to any figure it reports.

{
  "type": "object",
  "properties": {},
  "$schema": "https://json-schema.org/draft/2020-12/schema"
}

Definitions from the DSCR and investor-loan glossary (26 terms). Pass a term to look it up (case-insensitive, partial matches accepted) or no argument to list every term. Definitions describe what a term is; none states a program parameter.

{
  "type": "object",
  "properties": {
    "term": {
      "description": "The term to look up; omit to list every term",
      "type": "string"
    }
  },
  "$schema": "https://json-schema.org/draft/2020-12/schema"
}

The National Loan Provider program set — dscr, fix_and_flip, bridge, ground_up, short_term_rental, rental_portfolio, dscr_cash_out — each with the parameters its page already publishes, its starting rate from the site's single rate source with the as-of stamp, and the page URL. Where a page states no figure, the tool states no figure.

{
  "type": "object",
  "properties": {
    "program": {
      "description": "Program key to filter to: dscr, fix_and_flip, bridge, ground_up, short_term_rental, rental_portfolio, dscr_cash_out",
      "type": "string"
    }
  },
  "$schema": "https://json-schema.org/draft/2020-12/schema"
}

Indicative starting rate by program, from the site's single rate source, stamped with its as-of month (currently September 2026). These are the published ranges, not pricing on any deal.

{
  "type": "object",
  "properties": {
    "program": {
      "description": "Program to filter to: dscr, str, fixAndFlip, groundUp, portfolio, commercial, bridge",
      "type": "string"
    }
  },
  "$schema": "https://json-schema.org/draft/2020-12/schema"
}

The entity answer: legal name, business model (a mortgage brokerage that arranges and places financing and is not a lender), business-purpose scope and the owner-occupied exclusion, address, phone, the states with published investor-lending data, and the canonical Person @id for the founder.

{
  "type": "object",
  "properties": {},
  "$schema": "https://json-schema.org/draft/2020-12/schema"
}