QueryLines
Surplus lines market data, per query. U.S. E&S: premium, financials, litigation, catastrophe.
我该使用它吗
质量与安全性
发现（1）
- LOWTool 'get_coverage' description lacks action verb在 get_coverage 中
基于对工具定义和协议合规性的自动分析。
上下文开销
这是每次将服务器的工具加载到模型上下文窗口时所消耗的大致 token 数。数值越高，可用于其他任务的注意力就越少。
安装
一键安装
将以下内容添加到你的 `claude_desktop_config.json` 文件中：
{
"mcpServers": {
"mcp": {
"url": "https://api.querylines.com/mcp"
}
}
}远程端点
https://api.querylines.com/mcpstreamable-http它能做什么
工具清单
工具（40）
🟢get_premium_sample(state)
Free sample of the premium data: statewide all-lines premium and policy-count series for a state, latest 13 periods, at whatever granularity that state publishes (month for FL/TX/CA, half for IL, year for NY/WA). Annual states whose history runs longer than the sample window also return a `history` object with first-to-latest premium and growth multiple across the full series. Line/county/insurer detail, full history, and cross-state comparison are paid tools.
输入模式
{
"type": "object",
"properties": {
"state": {
"default": "FL",
"type": "string",
"minLength": 1
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢list_lines(state)
List the coverage line taxonomy (source codes, names, normalized categories) available for a state. Free.
输入模式
{
"type": "object",
"properties": {
"state": {
"type": "string",
"minLength": 1
}
},
"required": [
"state"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_coverage
Report which states, date ranges, and granularities (month/quarter/half/year) have data available. Free.
输入模式
{
"type": "object",
"properties": {}
}🟢get_eligibility_sample
Free sample of the NAIC IID (Quarterly Listing of Alien Insurers) eligibility roster: a few alien companies and Lloyd's syndicates, plus the latest edition's additions/removals. Free.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_citizens_sample
Free sample of the Citizens Property Insurance Corporation (Florida) dataset: statewide all-lines policies-in-force, latest 13 months, plus the latest year's depopulation (takeout) totals. Free.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢list_carrier_lines
List the NAIC annual-statement line-of-business taxonomy (line_no, line_code, name, category, from_year, comparability_note) used by the carriers (NAIC Market Share Report) dataset, plus which data years are loaded. Free.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_carriers_sample
Free sample of the carrier market-share dataset (NAIC Market Share Report, P/C): Florida's top 5 carriers for total-all-lines, latest data year, with the STATE TOTAL/all_other rows and CR4/CR10 concentration. Free.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_premium(state, line, county, from, to, ...)
Time series of E&S/surplus lines premium and policy counts for a state, optionally by coverage line, date range, and granularity. $0.10 per query. Mirrors GET /v1/premium.
输入模式
{
"type": "object",
"properties": {
"state": {
"type": "string",
"minLength": 1
},
"line": {
"default": "all",
"type": "string",
"minLength": 1
},
"county": {
"type": "string",
"minLength": 1
},
"from": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"to": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"granularity": {
"default": "month",
"type": "string",
"enum": [
"month",
"quarter",
"half",
"year"
]
}
},
"required": [
"state"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_summary(state, year)
Year-over-year premium and policy count summary for a state and year. $0.10 per query. Mirrors GET /v1/premium/summary.
输入模式
{
"type": "object",
"properties": {
"state": {
"type": "string",
"minLength": 1
},
"year": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
}
},
"required": [
"state",
"year"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_top_insurers(state, period)
Top insurers by E&S/surplus lines premium for a state and period (month, half-year, or year), each with the carrier's latest-year combined and losses-incurred ratio joined by NAIC code (premium AND loss ratios in one call). $0.10 per query. Mirrors GET /v1/insurers.
输入模式
{
"type": "object",
"properties": {
"state": {
"type": "string",
"minLength": 1
},
"period": {
"type": "string",
"pattern": "^\\d{4}(-(0[1-9]|1[0-2])|-H[12])?$"
}
},
"required": [
"state",
"period"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢compare_states(states, line, from, to, granularity)
Compare premium/policy count series across multiple states side-by-side. $0.50 per query. Mirrors GET /v1/compare.
输入模式
{
"type": "object",
"properties": {
"states": {
"minItems": 1,
"type": "array",
"items": {
"type": "string",
"minLength": 1
}
},
"line": {
"default": "all",
"type": "string",
"minLength": 1
},
"from": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"to": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"granularity": {
"default": "month",
"type": "string",
"enum": [
"month",
"quarter",
"half",
"year"
]
}
},
"required": [
"states"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢check_eligibility(insurer, state, changes_since, entity_type, limit)
Look up NAIC IID (Quarterly Listing of Alien Insurers) surplus-lines eligibility -- nationwide under NRRA -- for an insurer by name or alien ID, or list the current roster with recent additions/removals. $0.10 per query. Mirrors GET /v1/eligibility.
输入模式
{
"type": "object",
"properties": {
"insurer": {
"type": "string",
"minLength": 1
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"changes_since": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"entity_type": {
"type": "string",
"enum": [
"alien_company",
"lloyds_syndicate"
]
},
"limit": {
"default": 100,
"type": "integer",
"minimum": 1,
"maximum": 500
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_citizens_pif(product_line, county, split, from, to, ...)
Citizens Property Insurance Corporation (Florida) monthly policies-in-force by product line, optionally broken out by coverage (wind/ex_wind), region (tri_county/remainder), or filtered to a single county. $0.10 per query. Mirrors GET /v1/citizens/pif.
输入模式
{
"type": "object",
"properties": {
"product_line": {
"default": "all",
"type": "string",
"minLength": 1
},
"county": {
"type": "string",
"minLength": 1
},
"split": {
"type": "string",
"enum": [
"coverage",
"region"
]
},
"from": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"to": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"granularity": {
"default": "month",
"type": "string",
"enum": [
"month"
]
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_citizens_depopulation(year, from, to, company, detail)
Citizens Property Insurance Corporation (Florida) depopulation (takeout) activity: annual totals by policy type, or company-level detail for years with published detail (2017, 2018, 2021+). $0.10 per query. Mirrors GET /v1/citizens/depopulation.
输入模式
{
"type": "object",
"properties": {
"year": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
},
"from": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
},
"to": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
},
"company": {
"type": "string",
"minLength": 1
},
"detail": {
"default": false,
"type": "boolean"
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟡get_top_carriers(state, scope, line, year, limit)
Top carriers (NAIC group codes and standalone companies, ranked together per the report's own methodology) by direct premiums written for a jurisdiction (or countrywide) and line of business, with year-over-year change and CR4/CR10 concentration. `line` accepts a category to fan out into multiple line blocks. $0.10 per query. Mirrors GET /v1/carriers.
输入模式
{
"type": "object",
"properties": {
"state": {
"type": "string",
"enum": [
"AL",
"AK",
"AZ",
"AR",
"CA",
"CO",
"CT",
"DE",
"DC",
"FL",
"GA",
"HI",
"ID",
"IL",
"IN",
"IA",
"KS",
"KY",
"LA",
"ME",
"MD",
"MA",
"MI",
"MN",
"MS",
"MO",
"MT",
"NE",
"NV",
"NH",
"NJ",
"NM",
"NY",
"NC",
"ND",
"OH",
"OK",
"OR",
"PA",
"RI",
"SC",
"SD",
"TN",
"TX",
"UT",
"VT",
"VA",
"WA",
"WV",
"WI",
"WY",
"AS",
"GU",
"MP",
"PR",
"VI",
"CAN",
"AOA"
]
},
"scope": {
"default": "us",
"type": "string",
"enum": [
"us",
"us_alien"
]
},
"line": {
"default": "total_all_lines",
"type": "string",
"minLength": 1
},
"year": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
},
"limit": {
"default": 10,
"type": "integer",
"minimum": 1,
"maximum": 125
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_carrier_profile(code, line, state)
One carrier's multi-year trajectory (rank, dpw, market_share, YoY) for a single line and scope (a jurisdiction or countrywide), plus group member companies for group codes. DELIBERATE single-scope limit: use compare_carrier_states for a cross-state comparison. $0.10 per query. Mirrors GET /v1/carriers/profile.
输入模式
{
"type": "object",
"properties": {
"code": {
"type": "string",
"minLength": 1
},
"line": {
"default": "total_all_lines",
"type": "string",
"minLength": 1
},
"state": {
"type": "string",
"enum": [
"AL",
"AK",
"AZ",
"AR",
"CA",
"CO",
"CT",
"DE",
"DC",
"FL",
"GA",
"HI",
"ID",
"IL",
"IN",
"IA",
"KS",
"KY",
"LA",
"ME",
"MD",
"MA",
"MI",
"MN",
"MS",
"MO",
"MT",
"NE",
"NV",
"NH",
"NJ",
"NM",
"NY",
"NC",
"ND",
"OH",
"OK",
"OR",
"PA",
"RI",
"SC",
"SD",
"TN",
"TX",
"UT",
"VT",
"VA",
"WA",
"WV",
"WI",
"WY",
"AS",
"GU",
"MP",
"PR",
"VI",
"CAN",
"AOA"
]
}
},
"required": [
"code"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢compare_carrier_states(code, line, year, states)
One carrier's footprint across states for a line and year: per-state rank/dpw/market_share/YoY, plus the countrywide reference row. $0.50 per query -- the cross-state differentiator, mirrors compare_states. Mirrors GET /v1/carriers/footprint.
输入模式
{
"type": "object",
"properties": {
"code": {
"type": "string",
"minLength": 1
},
"line": {
"default": "total_all_lines",
"type": "string",
"minLength": 1
},
"year": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
},
"states": {
"type": "array",
"items": {
"type": "string",
"minLength": 1
}
}
},
"required": [
"code"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢list_cat_events(peril, year, state, limit)
List U.S. hurricane catastrophe events (FEMA disaster declarations grouped into named storms, with NOAA landfall category/wind), most recent first. Filter by `state` (2-letter code), `year`, or `peril`. Free -- the discovery bait for /v1/cat/counties and /v1/cat/exposure.
输入模式
{
"type": "object",
"properties": {
"peril": {
"type": "string",
"minLength": 1
},
"year": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"limit": {
"default": 200,
"type": "integer",
"minimum": 1,
"maximum": 500
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_cat_sample
Free sample of the hurricane/catastrophe dataset: recent events plus the latest FL-affecting hurricane's Florida exposure headline (declared counties and their share of statewide surplus-lines premium). Free.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_cat_counties(event, state)
Per-county FEMA disaster-declaration detail for one hurricane event (declaration type/date, incident window, IA/PA/IH/HM program flags). Filter by `state`. $0.10 per query. Mirrors GET /v1/cat/counties. Free discovery: /v1/cat/events, /v1/cat/sample.
输入模式
{
"type": "object",
"properties": {
"event": {
"type": "string",
"minLength": 1
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$"
}
},
"required": [
"event"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟡get_cat_exposure(event, state)
Hurricane exposure: the latest annual county-level surplus-lines premium for a state, annotated by which counties were federally declared for a given storm, with the declared-zone premium and its share of the statewide total. A current-book snapshot, NOT a pre-vs-post change. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/exposure.
输入模式
{
"type": "object",
"properties": {
"event": {
"type": "string",
"minLength": 1
},
"state": {
"default": "FL",
"type": "string",
"pattern": "^[A-Za-z]{2}$"
}
},
"required": [
"event"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟡get_cat_impact(event, state)
Hurricane premium impact: the change in county-level surplus-lines premium in a storm's federally-declared counties, the last full year BEFORE landfall vs the first full year AFTER, with the rest of the state as a control. The E&S-grows-after-a-storm signal, quantified. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/impact.
输入模式
{
"type": "object",
"properties": {
"event": {
"type": "string",
"minLength": 1
},
"state": {
"default": "FL",
"type": "string",
"pattern": "^[A-Za-z]{2}$"
}
},
"required": [
"event"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_hazard_sample
Free sample of the natural-hazard risk dataset (FEMA National Risk Index): Florida's highest-risk counties (composite) plus the surplus-lines premium-overlay headline, and the perils/states available. Free.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_hazard(state, peril, limit)
County natural-hazard risk scores for a state and peril (FEMA National Risk Index): Expected Annual Loss ($), EAL/Risk scores (0-100) and ratings, ranked by loss. `peril` is composite (default) or one of 18 hazards (wildfire, coastal_flood, hurricane, earthquake, ...). $0.10 per query. Free discovery: /v1/hazard/sample.
输入模式
{
"type": "object",
"properties": {
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"peril": {
"default": "composite",
"type": "string",
"enum": [
"composite",
"avalanche",
"coastal_flood",
"cold_wave",
"drought",
"earthquake",
"hail",
"heat_wave",
"hurricane",
"ice_storm",
"riverine_flood",
"landslide",
"lightning",
"strong_wind",
"tornado",
"tsunami",
"volcanic_activity",
"wildfire",
"winter_weather"
]
},
"limit": {
"default": 100,
"type": "integer",
"minimum": 1,
"maximum": 500
}
},
"required": [
"state"
],
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_hazard_premium(state, peril, limit)
Premium overlay: a state's latest annual county-level surplus-lines premium alongside each county's FEMA hazard Expected Annual Loss for a peril, ranked by loss -- which counties carry the risk, and the E&S premium riding on it. `state` defaults FL (the only state with county premium today). $0.50 per query.
输入模式
{
"type": "object",
"properties": {
"state": {
"default": "FL",
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"peril": {
"default": "composite",
"type": "string",
"enum": [
"composite",
"avalanche",
"coastal_flood",
"cold_wave",
"drought",
"earthquake",
"hail",
"heat_wave",
"hurricane",
"ice_storm",
"riverine_flood",
"landslide",
"lightning",
"strong_wind",
"tornado",
"tsunami",
"volcanic_activity",
"wildfire",
"winter_weather"
]
},
"limit": {
"default": 100,
"type": "integer",
"minimum": 1,
"maximum": 500
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_solvency_sample
Free sample of the multi-state carrier-distress dataset: headline counts plus a few recent liquidations and recent enforcement fines. Free -- the discovery bait for /v1/solvency and /v1/enforcement.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟡get_carrier_solvency(insurer, state, status, limit)
Is a carrier in trouble? Look up a company's receivership/liquidation record plus its enforcement actions (fines, license suspensions/revocations) across the covered states in one dossier, or list receivership estates by status. Add `state` to narrow. $0.10 per query. Mirrors GET /v1/solvency. Free discovery: /v1/solvency/sample.
输入模式
{
"type": "object",
"properties": {
"insurer": {
"type": "string",
"minLength": 1
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"status": {
"type": "string",
"enum": [
"rehabilitation",
"liquidation",
"conservation",
"closed"
]
},
"limit": {
"default": 100,
"type": "integer",
"minimum": 1,
"maximum": 500
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢list_enforcement_actions(insurer, state, action_type, year, limit)
The multi-state insurer enforcement ledger: fines and license suspensions/revocations/denials from state regulators (FL OIR, Texas TDI, New York DFS, California CDI, Washington OIC), plus Florida's examinations and investigations roster. Filter by `insurer`, `state`, `action_type`, or `year`. $0.10 per query. Mirrors GET /v1/enforcement. Free discovery: /v1/solvency/sample.
输入模式
{
"type": "object",
"properties": {
"insurer": {
"type": "string",
"minLength": 1
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"action_type": {
"type": "string",
"enum": [
"fine",
"suspension",
"revocation",
"denial",
"examination",
"investigation"
]
},
"year": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
},
"limit": {
"default": 100,
"type": "integer",
"minimum": 1,
"maximum": 500
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_rate_filings_sample
Free sample of the SERFF admitted-market rate-filings dataset: per-state (CA, MS, TX, WA) filing counts and date range, plus a few of the largest recent rate increases. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. Free -- the discovery bait for /v1/rates and /v1/rates/activity.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟡get_rate_filings(state, line, insurer, min_change, from, ...)
Browse or filter admitted-market SERFF rate filings (Texas TDI open data, Mississippi MID bulletins, California CDI rate-filing approvals, and Washington OIC annual reports): filter by `state` (CA|MS|TX|WA), `line` (coverage category or TOI name substring), `insurer` (name substring), `min_change` (rate_change_pct >= this), or `from`/`to` (received_date, YYYY-MM). Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. $0.10 per query. Mirrors GET /v1/rates. Free discovery: /v1/rates/sample.
输入模式
{
"type": "object",
"properties": {
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"line": {
"type": "string",
"minLength": 1
},
"insurer": {
"type": "string",
"minLength": 1
},
"min_change": {
"type": "number"
},
"from": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"to": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"limit": {
"default": 100,
"type": "integer",
"minimum": 1,
"maximum": 500
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟡get_rate_activity(states, line, from, to, granularity)
The rate-activity index: admitted-market SERFF rate filings aggregated by state x coverage line x period (month/quarter/year) -- filing_count, avg_rate_change_pct, share_increasing/share_decreasing, max_increase. Compare states with `states=TX,MS`. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth; this is the differentiator endpoint. $0.10 per query. Free discovery: /v1/rates/sample.
输入模式
{
"type": "object",
"properties": {
"states": {
"type": "array",
"items": {
"type": "string",
"minLength": 1
}
},
"line": {
"type": "string",
"minLength": 1
},
"from": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"to": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"granularity": {
"default": "quarter",
"type": "string",
"enum": [
"month",
"quarter",
"year"
]
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟡get_rates_vs_premium(state, line, from, to, granularity, ...)
The leading-indicator join: E&S/surplus-lines premium (plus YoY growth) aligned period-by-period against admitted-market SERFF rate-filing activity (filing_count, avg_rate_change_pct, share_increasing, max_increase) on the shared coverage category. `lag` shifts the rate series back N periods so you can test the leading-indicator relationship yourself (lag=1, granularity=year pairs premium with the prior year's rate activity). TX only (the state with both a rich rate history and E&S premium by line); category join is annual, line=all is also monthly/quarterly. Two aligned data families, not a prediction. $0.50 per query. Free discovery: /v1/rates/sample, /v1/premium/sample.
输入模式
{
"type": "object",
"properties": {
"state": {
"default": "TX",
"type": "string",
"minLength": 1
},
"line": {
"default": "all",
"type": "string",
"minLength": 1
},
"from": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"to": {
"type": "string",
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$"
},
"granularity": {
"default": "year",
"type": "string",
"enum": [
"month",
"quarter",
"year"
]
},
"lag": {
"default": 0,
"type": "integer",
"minimum": -8,
"maximum": 8
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_syndicate_sample
Free sample of the Lloyd's of London syndicate-results dataset: how many syndicates are covered, the forecast year-of-account range, and a few example syndicate dossiers (capacity + estimated result forecast). Free -- the discovery bait for /v1/syndicates.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_syndicate(syndicate, managing_agent, limit)
How is a Lloyd's of London syndicate performing? Look up a syndicate's capacity and Lloyd's estimated result forecast (worst/best case % on capacity, by year of account) plus its US surplus-lines eligibility, or browse syndicates by managing agent. $0.10 per query. Mirrors GET /v1/syndicates. Free discovery: /v1/syndicates/sample.
输入模式
{
"type": "object",
"properties": {
"syndicate": {
"type": "string",
"minLength": 1
},
"managing_agent": {
"type": "string",
"minLength": 1
},
"limit": {
"default": 200,
"type": "integer",
"minimum": 1,
"maximum": 500
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_financials_sample
Free sample of the insurer financial-cards dataset: a handful of carriers' latest-fiscal-year headline figures (assets, surplus, gross premium, combined/losses-incurred ratios, IRIS distress count) plus a distress-screen headline. Free -- the discovery bait for /v1/financials, /v1/financials/reinsurers, and /v1/financials/distress.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟡get_carrier_financials(insurer, naic, year)
A carrier's statutory-statement financial dossier: identity (domicile, FEIN, parent, incorporation date) plus its full loaded fiscal-year series (assets, surplus, premium, IRIS distress ratios), from each carrier's NAIC annual-statement filing. Requires `insurer` or `naic`; add `year` to narrow to one fiscal year. $0.10 per query. Free discovery: /v1/financials/sample.
输入模式
{
"type": "object",
"properties": {
"insurer": {
"type": "string",
"minLength": 1
},
"naic": {
"type": "string",
"minLength": 1
},
"year": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_financials_reinsurers(insurer, naic)
A carrier's reinsurer panel from its NAIC annual-statement filing (the 'Reinsurers (Top 5)' schedule): reinsurer name, class, authorization status, gross recovery, and amounts over 120 days overdue. Requires `insurer` or `naic`. $0.10 per query. Free discovery: /v1/financials/sample.
输入模式
{
"type": "object",
"properties": {
"insurer": {
"type": "string",
"minLength": 1
},
"naic": {
"type": "string",
"minLength": 1
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_financials_distress(year, limit)
The IRIS distress screen: carriers whose NAIC annual-statement filing reports a published, NON-ZERO count of IRIS ratios outside the usual range for a fiscal year (NULL/unpublished years are excluded, never read as zero). Filter by `year`; a carrier can appear more than once across years. $0.10 per query. Free discovery: /v1/financials/sample.
输入模式
{
"type": "object",
"properties": {
"year": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
},
"limit": {
"default": 100,
"type": "integer",
"minimum": 1,
"maximum": 500
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_litigation_sample
Free sample of the Florida property-insurance litigation dataset: the headline ratio (Florida's share of the nation's homeowners' claims vs. lawsuits) and the latest three years. Free -- the discovery bait for /v1/litigation.
输入模式
{
"type": "object",
"properties": {},
"$schema": "http://json-schema.org/draft-07/schema#"
}🟢get_litigation_metrics(from, to)
Florida homeowners property-insurance litigation metrics by year: Florida's share of the nation's homeowners' claims and lawsuits opened (the admitted-market litigation leading indicator that pushes risk into E&S), plus defense cost & containment expense figures. Optional `from`/`to` year window. $0.10 per query. Free discovery: /v1/litigation/sample.
输入模式
{
"type": "object",
"properties": {
"from": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
},
"to": {
"type": "integer",
"minimum": 1900,
"maximum": 2100
}
},
"$schema": "http://json-schema.org/draft-07/schema#"
}社区
证据