Glacier Planner: Free Canadian Retirement Calculator

Free Canadian retirement projections and one what-if from confirmed inputs. No Glacier account.

我该使用它吗

质量与安全性

A
描述质量
100%
模式完整度
80%
命名质量
100%
投毒风险
100%
权限匹配度
100%
协议合规性
100%

基于对工具定义和协议合规性的自动分析。

上下文开销

~1,106token 数(工具定义)
~11.8 KB典型响应大小
对注意力有中等影响(占 128k 上下文窗口的 0.86%)

这是每次将服务器的工具加载到模型上下文窗口时所消耗的大致 token 数。数值越高,可用于其他任务的注意力就越少。

安装

一键安装

将以下内容添加到你的 `claude_desktop_config.json` 文件中:

{
  "mcpServers": {
    "glacier-planner-calculator": {
      "url": "https://planner.glacierfinancial.ca/calculate/mcp"
    }
  }
}

远程端点

https://planner.glacierfinancial.ca/calculate/mcpstreamable-http

它能做什么

工具清单

工具(1)

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🟢calculate_retirement(input)

Use the person’s supplied numbers to calculate whether savings cover spending and compare one explicit retirement/spending alternative. Free, no sign-in. Returns annual results, assumptions, provenance and a portable input artifact; no saved-record lookup or mutation.

输入模式

{
  "type": "object",
  "properties": {
    "input": {
      "type": "object",
      "properties": {
        "name": {
          "default": "My retirement plan",
          "type": "string",
          "minLength": 1,
          "maxLength": 120
        },
        "startYear": {
          "default": 2026,
          "type": "number",
          "const": 2026
        },
        "province": {
          "type": "string",
          "enum": [
            "AB",
            "BC",
            "MB",
            "NB",
            "NL",
            "NS",
            "NT",
            "NU",
            "ON",
            "PE",
            "QC",
            "SK",
            "YT"
          ]
        },
        "people": {
          "minItems": 1,
          "maxItems": 2,
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "name": {
                "default": "You",
                "description": "A label is enough; a legal name is unnecessary.",
                "type": "string",
                "minLength": 1,
                "maxLength": 60
              },
              "birthDate": {
                "type": "string",
                "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
                "description": "Exact birth date controls ages and benefit timing."
              },
              "retirementAge": {
                "type": "integer",
                "minimum": 18,
                "maximum": 85
              },
              "employmentIncome": {
                "type": "number",
                "minimum": 0,
                "maximum": 25000000,
                "description": "Gross annual employment income now, CAD; enter 0 if none."
              },
              "quebecPayrollConfirmed": {
                "type": "boolean",
                "const": true,
                "description": "Required only for positive employment income in Quebec: explicitly confirm this employment is subject to Quebec payroll contributions. Residence alone does not establish the employment jurisdiction. Cross-province employment is outside this first-calculation scope."
              },
              "cppAnnualAt65": {
                "anyOf": [
                  {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  {
                    "type": "null"
                  }
                ],
                "description": "Annual CPP or QPP at 65 in 2026 CAD from statement. Explicit null accepts the labelled 60%-of-maximum starting estimate."
              },
              "cppStartAge": {
                "default": 65,
                "type": "integer",
                "minimum": 60,
                "maximum": 70
              },
              "oasResidenceYears": {
                "type": "integer",
                "minimum": 0,
                "maximum": 40,
                "description": "Canadian residence years after 18 used for OAS entitlement at its start; 40 means full OAS."
              },
              "oasStartAge": {
                "default": 65,
                "type": "integer",
                "minimum": 65,
                "maximum": 70
              },
              "savings": {
                "type": "object",
                "properties": {
                  "rrsp": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "rrif": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "tfsa": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "nonRegistered": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "nonRegisteredCostBasis": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  },
                  "cash": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000
                  }
                },
                "required": [
                  "rrsp",
                  "rrif",
                  "tfsa",
                  "nonRegistered",
                  "nonRegisteredCostBasis",
                  "cash"
                ],
                "additionalProperties": false
              },
              "tfsaRoom": {
                "default": 0,
                "type": "number",
                "minimum": 0,
                "maximum": 25000000
              },
              "rrspRoom": {
                "default": 0,
                "type": "number",
                "minimum": 0,
                "maximum": 25000000
              },
              "pension": {
                "type": "object",
                "properties": {
                  "annual": {
                    "type": "number",
                    "minimum": 0,
                    "maximum": 25000000,
                    "description": "Annual pension in 2026 CAD; grown by plan inflation to its start age, then by its stated indexing."
                  },
                  "startAge": {
                    "type": "integer",
                    "minimum": 18,
                    "maximum": 85
                  },
                  "indexing": {
                    "default": 0,
                    "type": "number",
                    "minimum": 0,
                    "maximum": 0.05
                  }
                },
                "required": [
                  "annual",
                  "startAge"
                ],
                "additionalProperties": false
              }
            },
            "required": [
              "birthDate",
              "retirementAge",
              "employmentIncome",
              "cppAnnualAt65",
              "oasResidenceYears",
              "savings"
            ],
            "additionalProperties": false
          }
        },
        "annualSpending": {
          "type": "number",
          "exclusiveMinimum": 0,
          "maximum": 25000000,
          "description": "Annual household spending after tax in 2026 CAD, excluding contributions."
        },
        "inflation": {
          "default": 0.021,
          "type": "number",
          "minimum": 0,
          "maximum": 0.06
        },
        "investmentReturn": {
          "default": 0.05,
          "type": "number",
          "minimum": -0.02,
          "maximum": 0.1
        },
        "assumptionsAccepted": {
          "type": "boolean",
          "const": true,
          "description": "Confirm the stated basic scope, return/inflation assumptions and any explicit CPP estimate with the person before calculating."
        },
        "alternative": {
          "type": "object",
          "properties": {
            "name": {
              "default": "What if",
              "type": "string",
              "minLength": 1,
              "maxLength": 80
            },
            "retirementAges": {
              "minItems": 1,
              "maxItems": 2,
              "type": "array",
              "items": {
                "type": "integer",
                "minimum": 18,
                "maximum": 85
              }
            },
            "annualSpending": {
              "type": "number",
              "exclusiveMinimum": 0,
              "maximum": 25000000
            }
          },
          "additionalProperties": false
        }
      },
      "required": [
        "province",
        "people",
        "annualSpending",
        "assumptionsAccepted"
      ],
      "additionalProperties": false
    }
  },
  "required": [
    "input"
  ],
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "additionalProperties": false
}

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