PaydayLoan.Help: state payday loan rules
Payday loan laws for all 50 states and DC with sources, plus APR and renewal cost math.
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品質與安全性
根據工具定義與協定合規性的自動化分析。
上下文成本
這是每次將伺服器的工具載入模型上下文時所消耗的約略 token 數量。數量越高，可用於其他工作的注意力就越少。
安裝
一鍵安裝
將以下內容加入你的 `claude_desktop_config.json` 檔案：
{
"mcpServers": {
"paydayloan-help": {
"url": "https://paydayloan.help/mcp"
}
}
}遠端端點
https://paydayloan.help/mcpstreamable-http它能做什麼
工具清單
工具（3）
🟢get_state_payday_rules(state)
One state's (or DC's) payday loan law as published on paydayloan.help: whether payday loans are allowed, maximum loan, term, fee or rate cap, rollovers, cooling-off, concurrent loans, extended payment plan, database, collection limits, other borrower rights, the regulator with license-lookup and complaint links, the statute citation, research date and confidence level, with every source URL.
輸入結構描述
{
"type": "object",
"properties": {
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "Two-letter state code, e.g. TX or DC."
}
},
"required": [
"state"
],
"additionalProperties": false
}🟢list_states_by_payday_rule(status, payment_plan_required, states, limit, offset)
Lists states (50 plus DC) by their payday loan rules as published on paydayloan.help: filter by status (allowed with limits, installment-only, or typical payday loans not allowed), by whether state law requires an extended payment plan, or by a list of state codes to compare. Each row gives the status, a one-paragraph summary, the payment-plan flag, research confidence and the state page link.
輸入結構描述
{
"type": "object",
"properties": {
"status": {
"type": "string",
"enum": [
"allowed",
"allowed-installment-only",
"not-allowed"
],
"description": "allowed = payday loans allowed with limits; allowed-installment-only = only longer installment-style loans; not-allowed = typical payday loans not allowed."
},
"payment_plan_required": {
"type": "boolean",
"description": "true = only states whose law requires lenders to offer an extended payment plan; false = only states that do not."
},
"states": {
"type": "array",
"minItems": 1,
"maxItems": 51,
"items": {
"type": "string",
"pattern": "^[A-Za-z]{2}$"
},
"description": "Two-letter codes to compare, e.g. [\"TX\",\"OH\",\"FL\"]."
},
"limit": {
"type": "integer",
"minimum": 1,
"maximum": 20,
"default": 10,
"description": "Rows to return, 1 to 20."
},
"offset": {
"type": "integer",
"minimum": 0,
"maximum": 50,
"default": 0,
"description": "Rows to skip, for paging."
}
},
"additionalProperties": false
}🟢payday_loan_cost(amount, fee_per_100, days, renewals, pal_months)
The paydayloan.help cost calculator: from the amount borrowed, the fee per $100 and the days until due, returns the APR, the fee per period, total fees after a number of fee-only renewals, the principal still owed, and the same amount as a federal credit union payday alternative loan (PAL) at the 28% maximum rate: monthly payment and total interest.
輸入結構描述
{
"type": "object",
"properties": {
"amount": {
"type": "number",
"minimum": 1,
"maximum": 10000,
"description": "Amount borrowed in dollars, e.g. 400."
},
"fee_per_100": {
"type": "number",
"minimum": 0,
"maximum": 100,
"description": "Fee charged per $100 borrowed for one loan period, e.g. 15."
},
"days": {
"type": "integer",
"minimum": 1,
"maximum": 365,
"default": 14,
"description": "Days from taking the loan to its due date, e.g. 14."
},
"renewals": {
"type": "integer",
"minimum": 0,
"maximum": 52,
"default": 0,
"description": "Times the loan was renewed, rolled over or re-borrowed right after payoff (fee-only)."
},
"pal_months": {
"type": "integer",
"minimum": 1,
"maximum": 12,
"default": 6,
"description": "Months to repay the comparison PAL (PAL I allows 1 to 6, PAL II 1 to 12)."
}
},
"required": [
"amount",
"fee_per_100"
],
"additionalProperties": false
}社群
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