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debt-payoff-mcp

RETIRED - this server is discontinued and its backend is offline. Do not use.

我該用這個嗎

品質與安全性

A
說明品質
100%
結構描述完整度
97%
命名品質
80%
汙染風險
100%
權限相符程度
100%
協定合規性
100%

根據工具定義與協定合規性的自動化分析。

上下文成本

~537Token（工具定義）
~1.5 KB典型回應大小
極小的注意力影響（128k 上下文的 0.42%）

這是每次將伺服器的工具載入模型上下文時所消耗的約略 token 數量。數量越高，可用於其他工作的注意力就越少。

安裝

一鍵安裝

將以下內容加入你的 `claude_desktop_config.json` 檔案：

{
  "mcpServers": {
    "debt-payoff-mcp": {
      "url": "https://debtfree.rugscore.workers.dev/mcp"
    }
  }
}

遠端端點

https://debtfree.rugscore.workers.dev/mcpstreamable-http

它能做什麼

工具清單

工具（3）

🟢 唯讀🟡 寫入🔴 刪除⚪ 未知
⚪debt_payoff_plan(debts, balance, apr, min, extra)

Plan how to pay off debt(s): returns months to debt-free, total interest, and payoff order — comparing the snowball (smallest balance first) and avalanche (highest APR first) strategies. Accepts one debt or many.

輸入結構描述

{
  "type": "object",
  "properties": {
    "debts": {
      "type": "array",
      "description": "Your debts; each has name, balance, apr (annual %), min (monthly minimum payment).",
      "items": {
        "type": "object",
        "properties": {
          "name": {
            "type": "string"
          },
          "balance": {
            "type": "number"
          },
          "apr": {
            "type": "number"
          },
          "min": {
            "type": "number"
          }
        },
        "required": [
          "balance",
          "apr",
          "min"
        ]
      }
    },
    "balance": {
      "type": "number",
      "description": "Single-debt shortcut (use with apr & min instead of debts[])."
    },
    "apr": {
      "type": "number",
      "description": "Annual interest rate %, single-debt shortcut."
    },
    "min": {
      "type": "number",
      "description": "Monthly minimum payment, single-debt shortcut."
    },
    "extra": {
      "type": "number",
      "description": "Extra $/month toward debt beyond the minimums. Default 0."
    }
  }
}
⚪budget_50_30_20(monthlyIncome, needsPct, wantsPct, savingsPct)

Split a monthly take-home income into a 50/30/20 budget (needs / wants / savings & debt). Returns dollar targets for each bucket. Optional custom percentages.

輸入結構描述

{
  "type": "object",
  "properties": {
    "monthlyIncome": {
      "type": "number",
      "description": "Monthly take-home (after-tax) income in dollars."
    },
    "needsPct": {
      "type": "number",
      "description": "Optional. % for needs (default 50)."
    },
    "wantsPct": {
      "type": "number",
      "description": "Optional. % for wants (default 30)."
    },
    "savingsPct": {
      "type": "number",
      "description": "Optional. % for savings & debt payoff (default 20)."
    }
  },
  "required": [
    "monthlyIncome"
  ]
}
⚪savings_goal(goalAmount, monthlyContribution, currentSaved, apy)

How long to reach a savings goal. Given a target amount, monthly contribution, optional current savings and APY, returns months/years to reach it and total contributed.

輸入結構描述

{
  "type": "object",
  "properties": {
    "goalAmount": {
      "type": "number",
      "description": "Target amount to save, in dollars."
    },
    "monthlyContribution": {
      "type": "number",
      "description": "Amount saved each month, in dollars."
    },
    "currentSaved": {
      "type": "number",
      "description": "Optional. Amount already saved (default 0)."
    },
    "apy": {
      "type": "number",
      "description": "Optional. Annual interest/return % on savings (default 0)."
    }
  },
  "required": [
    "goalAmount",
    "monthlyContribution"
  ]
}

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