Retirement Atlas
Retirement projections for 37 countries: UK drawdown, Australian super, pension income gaps.
我該用這個嗎
品質與安全性
A
發現項目（1）
- LOWTool 'calculate_retirement_income_gap' name length outside 3-30 range在 calculate_retirement_income_gap 中
根據工具定義與協定合規性的自動化分析。
上下文成本
~2,248Token（工具定義）
~5.2 KB典型回應大小
中等的注意力影響（128k 上下文的 1.76%）
這是每次將伺服器的工具載入模型上下文時所消耗的約略 token 數量。數量越高，可用於其他工作的注意力就越少。
安裝
一鍵安裝
將以下內容加入你的 `claude_desktop_config.json` 檔案：
{
"mcpServers": {
"retirement-atlas-mcp": {
"url": "https://retirement-atlas.pages.dev/mcp"
}
}
}遠端端點
https://retirement-atlas.pages.dev/mcpstreamable-http它能做什麼
工具清單
工具（4）
🟢 唯讀🟡 寫入🔴 刪除⚪ 未知
🟢list_retirement_calculators(country)
Lists Retirement Atlas's 37 countries: country code, currency, which calculation each uses (uk-drawdown, au-super or income-gap), the calculator page, the methodology and official reference sources. With a country code, returns that country only, with its full input schema.
輸入結構描述
{
"type": "object",
"properties": {
"country": {
"type": "string",
"description": "Optional country code, e.g. \"uk\", \"au\", \"us\", \"de\", \"jp\".",
"maxLength": 8
}
},
"additionalProperties": false
}🟢calculate_uk_pension_drawdown(age, endAge, pot, monthlyWithdrawal, growth, ...)
Projects UK pension drawdown month by month: the pot after any upfront tax-free cash, first-year net income after an estimate of UK or Scottish income tax, the age the pot runs out (if it does) and the final balance. The user's State Pension forecast is an input; it is never inferred. All fields are required; amounts in GBP, rates in percent per year.
輸入結構描述
{
"type": "object",
"properties": {
"age": {
"type": "integer",
"description": "Starting age; does not establish pension access; whole years.",
"minimum": 55,
"maximum": 100
},
"endAge": {
"type": "integer",
"description": "End of projection; must exceed age; whole years.",
"minimum": 56,
"maximum": 110
},
"pot": {
"type": "number",
"description": "Starting pension capital, GBP",
"minimum": 0,
"maximum": 10000000
},
"monthlyWithdrawal": {
"type": "number",
"description": "Requested gross withdrawal, GBP per month",
"minimum": 0,
"maximum": 100000
},
"growth": {
"type": "number",
"description": "Nominal annual investment return, percent before fees",
"minimum": -20,
"maximum": 20
},
"fees": {
"type": "number",
"description": "Annual percentage fee, percent",
"minimum": 0,
"maximum": 5
},
"inflation": {
"type": "number",
"description": "Annual inflation, percent",
"minimum": 0,
"maximum": 10
},
"increaseWithdrawals": {
"type": "boolean",
"description": "Increase withdrawals once per year with the entered inflation."
},
"takeTaxFreeCash": {
"type": "boolean",
"description": "Remove upfront tax-free cash from invested capital. That cash is not spent or reinvested by this model."
},
"remainingAllowance": {
"type": "number",
"description": "Confirmed remaining standard lump sum allowance, GBP",
"minimum": 0,
"maximum": 268275
},
"region": {
"type": "string",
"enum": [
"rest",
"scotland"
],
"description": "Standard non-savings income tax region."
},
"otherIncome": {
"type": "number",
"description": "Other taxable income, GBP per year in today's money",
"minimum": 0,
"maximum": 1000000
},
"statePension": {
"type": "number",
"description": "User-supplied State Pension forecast, GBP per year in today's money; never inferred",
"minimum": 0,
"maximum": 100000
},
"statePensionAge": {
"type": "integer",
"description": "User-supplied pension payment start age; whole years.",
"minimum": 60,
"maximum": 100
},
"include_projection": {
"type": "boolean",
"description": "Also return annual cash-flow rows (default false: a compact summary)."
}
},
"required": [
"age",
"endAge",
"pot",
"monthlyWithdrawal",
"growth",
"fees",
"inflation",
"increaseWithdrawals",
"takeTaxFreeCash",
"remainingAllowance",
"region",
"otherIncome",
"statePension",
"statePensionAge"
],
"additionalProperties": false
}🟢calculate_australia_super(age, retirementAge, endAge, balance, salary, ...)
Projects an Australian superannuation balance to retirement (employer contributions, salary sacrifice, after-tax contributions, contribution tax and current caps, fees, inflation) and then retirement spending: the balance at retirement in nominal and today's dollars, a level annual budget, the gap to a target income and the age the money runs out. The Age Pension amount is an input; eligibility is not calculated. All fields are required; amounts in AUD, rates in percent per year.
輸入結構描述
{
"type": "object",
"properties": {
"age": {
"type": "integer",
"description": "Current age; whole years.",
"minimum": 18,
"maximum": 100
},
"retirementAge": {
"type": "integer",
"description": "Retirement age; at least current age and 60; accumulation ends by 75; whole years.",
"minimum": 60,
"maximum": 100
},
"endAge": {
"type": "integer",
"description": "Projection end age; must exceed retirement age; whole years.",
"minimum": 61,
"maximum": 110
},
"balance": {
"type": "number",
"description": "Current super balance, AUD",
"minimum": 0,
"maximum": 5000000
},
"salary": {
"type": "number",
"description": "Annual salary excluding super, AUD",
"minimum": 0,
"maximum": 1000000
},
"employerRate": {
"type": "number",
"description": "Employer contribution assumption, percent of salary; not a payroll liability calculation",
"minimum": 0,
"maximum": 30
},
"salarySacrifice": {
"type": "number",
"description": "Extra pre-tax contribution, AUD per month in today's money",
"minimum": 0,
"maximum": 10000
},
"afterTax": {
"type": "number",
"description": "After-tax contribution, AUD per month in today's money",
"minimum": 0,
"maximum": 20000
},
"growth": {
"type": "number",
"description": "Nominal annual return after investment earnings tax, before fees, percent",
"minimum": -20,
"maximum": 20
},
"fees": {
"type": "number",
"description": "Annual percentage fee, percent",
"minimum": 0,
"maximum": 5
},
"annualFixedFees": {
"type": "number",
"description": "Fixed fees, AUD per year in today's money",
"minimum": 0,
"maximum": 10000
},
"inflation": {
"type": "number",
"description": "Annual inflation, percent",
"minimum": 0,
"maximum": 10
},
"salaryGrowth": {
"type": "number",
"description": "Nominal annual salary growth, percent",
"minimum": 0,
"maximum": 10
},
"targetIncome": {
"type": "number",
"description": "Target retirement spending, AUD per year in today's money",
"minimum": 0,
"maximum": 500000
},
"agePension": {
"type": "number",
"description": "User-supplied Age Pension estimate, AUD per year in today's money; eligibility not calculated",
"minimum": 0,
"maximum": 100000
},
"pensionAge": {
"type": "integer",
"description": "User-supplied Age Pension payment start age; whole years.",
"minimum": 67,
"maximum": 100
},
"include_projection": {
"type": "boolean",
"description": "Also return annual cash-flow rows (default false: a compact summary)."
}
},
"required": [
"age",
"retirementAge",
"endAge",
"balance",
"salary",
"employerRate",
"salarySacrifice",
"afterTax",
"growth",
"fees",
"annualFixedFees",
"inflation",
"salaryGrowth",
"targetIncome",
"agePension",
"pensionAge"
],
"additionalProperties": false
}🟢calculate_retirement_income_gap(country, age, retirementAge, endAge, balance, ...)
Retirement income gap for one of 35 countries (nl, se, dk, no, fi, is, cz, at, ch, pt, us, cn, de, jp, in, fr, it, ca, br, ru, kr, mx, es, id, tr, sa, pl, be, ar, ie, ae, sg, il, th, nz): from accessible savings, monthly saving, retirement spending and up to three pension streams the user enters (after tax, in today's money), the savings at retirement, the capital needed, the capital gap, the first-year monthly gap and the age the money runs out. It does not calculate national pension entitlements. All fields are required; amounts in the country's currency (see list_retirement_calculators), rates in percent per year; use monthly 0 for unused pension streams.
輸入結構描述
{
"type": "object",
"properties": {
"country": {
"type": "string",
"enum": [
"nl",
"se",
"dk",
"no",
"fi",
"is",
"cz",
"at",
"ch",
"pt",
"us",
"cn",
"de",
"jp",
"in",
"fr",
"it",
"ca",
"br",
"ru",
"kr",
"mx",
"es",
"id",
"tr",
"sa",
"pl",
"be",
"ar",
"ie",
"ae",
"sg",
"il",
"th",
"nz"
],
"description": "Country code from list_retirement_calculators (not uk or au, which have their own tools)."
},
"age": {
"type": "integer",
"description": "Current age; whole years.",
"minimum": 18,
"maximum": 100
},
"retirementAge": {
"type": "integer",
"description": "Work-stop age; at least current age; not an entitlement age; whole years.",
"minimum": 18,
"maximum": 100
},
"endAge": {
"type": "integer",
"description": "Projection end age; must exceed retirement age; whole years.",
"minimum": 19,
"maximum": 110
},
"balance": {
"type": "number",
"description": "Accessible savings in country currency; exclude capital behind entered pension payments",
"minimum": 0,
"maximum": 1000000000000
},
"monthlySaving": {
"type": "number",
"description": "Monthly savings in today's country currency",
"minimum": 0,
"maximum": 1000000000
},
"spending": {
"type": "number",
"description": "Monthly retirement spending in today's country currency",
"minimum": 0,
"maximum": 1000000000
},
"netReturn": {
"type": "number",
"description": "Nominal annual return after taxes and fees, percent; inflation is deducted by the model",
"minimum": -20,
"maximum": 100
},
"inflation": {
"type": "number",
"description": "Annual inflation, percent",
"minimum": 0,
"maximum": 100
},
"incomes": {
"type": "array",
"minItems": 3,
"maxItems": 3,
"description": "Exactly three user-supplied pension streams. Use zero monthly amount for unused streams. No entitlement or tax estimation.",
"items": {
"type": "object",
"properties": {
"monthly": {
"type": "number",
"description": "After-tax monthly income in today's country currency",
"minimum": 0,
"maximum": 1000000000
},
"startAge": {
"type": "integer",
"description": "First payment age; whole years.",
"minimum": 18,
"maximum": 110
},
"endAge": {
"type": "integer",
"description": "Exclusive payment stop age; use 0 for no stop, otherwise greater than startAge; whole years.",
"minimum": 0,
"maximum": 110
}
},
"required": [
"monthly",
"startAge",
"endAge"
],
"additionalProperties": false
}
},
"include_projection": {
"type": "boolean",
"description": "Also return annual cash-flow rows (default false: a compact summary)."
}
},
"required": [
"country",
"age",
"retirementAge",
"endAge",
"balance",
"monthlySaving",
"spending",
"netReturn",
"inflation",
"incomes"
],
"additionalProperties": false
}社群
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